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Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Banco del Bajio's Total Liabilities for the quarter that ended in Jun. 2026 was $20,837 Mil. Banco del Bajio's Total Assets for the quarter that ended in Jun. 2026 was $23,558 Mil.
Therefore, Banco del Bajio's Liabilities-to-Assets Ratio for the quarter that ended in Jun. 2026 was 0.89.
Banco del Bajio (OTCPK:BBAJF) Liabilities-to-Assets Explanation
Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.
Banco del Bajio Liabilities-to-Assets Related Terms
Banco del Bajio Liabilities-to-Assets Historical Data
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The historical data trend for Banco del Bajio's Liabilities-to-Assets can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
BBAJF vs PNC, USB: Liabilities-to-Assets Comparison
For the Banks - Regional subindustry, Banco del Bajio's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco del Bajio Liabilities-to-Assets vs Banks Industry
For the Banks industry and Financial Services sector, Banco del Bajio's Liabilities-to-Assets distribution charts can be found below:
* The bar in red indicates where Banco del Bajio's Liabilities-to-Assets falls into.
Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.
Banco del Bajio's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2025 is calculated as:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco del Bajio (BBAJF) has a Liabilities-to-Assets of 0.89 as of Jun. 2026. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Banco del Bajio and its competitors.
Is Banco del Bajio's Liabilities-to-Assets too high?
Banco del Bajio's current Liabilities-to-Assets is 0.89. Overall, Banco del Bajio has a GF Score™ of 81/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's Liabilities-to-Assets compare to PNC and USB?
Banco del Bajio's Liabilities-to-Assets of 0.89 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Banks company?
A good Liabilities-to-Assets depends on the Banks industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Banco del Bajio and its competitors. Banco del Bajio's current Liabilities-to-Assets is 0.89. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.90, compared to a current price of $3.30 — trading 13.8% above its estimated fair value. The current Liabilities-to-Assets is 0.89. Banco del Bajio's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current Liabilities-to-Assets is 0.89 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco del Bajio (BBAJF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued.
The current stock price of $3.30 is trading 13.8% above its estimated GF Value™ of $2.90.
GuruFocus considers Banco del Bajio to be Modestly Overvalued.
Key valuation signals for BBAJF:
Liabilities-to-Assets: 0.89
GF Value™: $2.90 vs. price of $3.30 (13.8% above fair value)
No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
81GF Score
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