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Banco del BajioBBAJF 79 Equity-to-Asset is 0.12 as of Jun. 2026, which is at its 10-year median of 0.12. GuruFocus rates BBAJF with a GF Score™ of 79/100 and a GF Value™ of $2.87 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,525 Banks companies, Banco del Bajio ranks better than 71.87% on this metric.
Equity to Asset ratio is calculated as total stockholders equity divided by total asset. Banco del Bajio's Total Stockholders Equity for the quarter that ended in Jun. 2026 was $2,720 Mil. Banco del Bajio's Total Assets for the quarter that ended in Jun. 2026 was $23,558 Mil.
Therefore, Banco del Bajio's Equity to Asset Ratio for the quarter that ended in Jun. 2026 was 0.12.
The historical rank and industry rank for Banco del Bajio's Equity-to-Asset or its related term are showing as below:
BBAJF'
s Equity-to-Asset Range Over the Past 10 Years
Min: 0.1 Med: 0.12 Max: 0.14
Current: 0.12
During the past 13 years, the highest Equity to Asset Ratio of Banco del Bajio was 0.14. The lowest was 0.10. And the median was 0.12.
BBAJF's Equity-to-Asset is ranked better than 71.87% of 1525
companies
in the Banks industry
Industry Median: 0.1
vs BBAJF: 0.12
Banco del Bajio (OTCPK:BBAJF) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Banco del Bajio Equity-to-Asset Related Terms
Banco del Bajio Equity-to-Asset Historical Data
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The historical data trend for Banco del Bajio's Equity-to-Asset can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Banco del Bajio's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Banco del Bajio Equity-to-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Banco del Bajio's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Banco del Bajio's Equity-to-Asset falls into.
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Banco del Bajio's Equity to Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Banco del Bajio (BBAJF) has a Equity-to-Asset of 0.12 as of Jun. 2026. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banco del Bajio and its competitors. This is near median its historical median of 0.12. Over the past decade, Banco del Bajio's Equity-to-Asset has ranged from 0.10 to 0.14. According to the industry distribution chart, Banco del Bajio ranks #429 out of 1525 companies in the Banks industry, placing it in the top 28.1%.
Is Banco del Bajio's Equity-to-Asset too high?
Banco del Bajio's current Equity-to-Asset of 0.12 is near median its 10-year median of 0.12. Over the past 10 years, this metric has ranged from a low of 0.10 to a high of 0.14. The Banks industry median Equity-to-Asset is 0.10. Banco del Bajio's value of 0.12 is 20% above this industry median. Based on the distribution chart, Banco del Bajio ranks #429 out of 1525 companies in the Banks industry, which is above the industry midpoint. Overall, Banco del Bajio has a GF Score™ of 79/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Banco del Bajio's Equity-to-Asset compare to PNC and USB?
According to the Banks industry distribution chart, Banco del Bajio ranks #429 out of 1525 companies for Equity-to-Asset. This puts Banco del Bajio in the upper half of its industry. The industry median Equity-to-Asset is 0.10. Banco del Bajio's value of 0.12 is 20% above this benchmark. Historically, Banco del Bajio's own Equity-to-Asset has ranged from 0.10 to 0.14 over the past decade. While the company's 10-year median is 0.12 vs. the industry median of 0.10, Banco del Bajio has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Banks company?
The median Equity-to-Asset among Banks companies is 0.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Banco del Bajio's current Equity-to-Asset of 0.12 is 20% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Banco del Bajio and its competitors. For the Banks industry, the median Equity-to-Asset is 0.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Banco del Bajio's current Equity-to-Asset is 0.12, which is near median its own 10-year median of 0.12. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Banco del Bajio stock overvalued right now?
Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Modestly Overvalued. The stock's GF Value™ is $2.87, compared to a current price of $3.25 — trading 13.2% above its estimated fair value. The current Equity-to-Asset is 0.12, which is near median its 10-year median of 0.12 and 20% above the Banks industry median of 0.10. Banco del Bajio's overall GF Score™ is 79/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current Equity-to-Asset is 0.12 as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Banco del Bajio (BBAJF) Overvalued in 2026?
Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued.
The current stock price of $3.25 is trading 13.2% above its estimated GF Value™ of $2.87.
GuruFocus considers Banco del Bajio to be Modestly Overvalued.
Key valuation signals for BBAJF:
Equity-to-Asset: 0.12 (near median its 10-year median of 0.12)
GF Value™: $2.87 vs. price of $3.25 (13.2% above fair value)
Industry Position: 20% above the Banks median (#429 of 1525)
No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.
79GF Score
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