BBAJF (Banco del Bajio) LT-Debt-to-Total-Asset: 0.14 (As of Mar. 2026)

What is Banco del Bajio LT-Debt-to-Total-Asset?

Banco del Bajio BBAJF 81 LT-Debt-to-Total-Asset is 0.14 as of Mar. 2026. GuruFocus rates BBAJF with a GF Score™ of 81/100 and a GF Value™ of $3.03 (Fairly Valued). The stock has 8 warning signs investors should review.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Banco del Bajio's long-term debt to total assests ratio for the quarter that ended in Mar. 2026 was 0.14.

Banco del Bajio's long-term debt to total assets ratio declined from Mar. 2025 (0.14) to Mar. 2026 (0.14). It may suggest that Banco del Bajio is progressively becoming less dependent on debt to grow their business.

Banco del Bajio (OTCPK:BBAJF) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Banco del Bajio LT-Debt-to-Total-Asset Related Terms

Banco del Bajio LT-Debt-to-Total-Asset Historical Data

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The historical data trend for Banco del Bajio's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Banco del Bajio LT-Debt-to-Total-Asset Chart

Banco del Bajio Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

LT-Debt-to-Total-Asset

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0.15

0.16

0.15

0.14

Banco del Bajio Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
LT-Debt-to-Total-Asset	Get a 7-Day Free Trial															0.14	0.13	0.12	0.14	0.14

81GF Score

Banco del Bajio SA BBAJF

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Banco del Bajio LT-Debt-to-Total-Asset Calculation

Banco del Bajio's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2025 is calculated as

LT Debt to Total Assets (A: Dec. 2025 )	=	Long-Term Debt & Capital Lease Obligation (A: Dec. 2025 )	/	Total Assets (A: Dec. 2025 )
	=	3091.577	/	21820.812
	=	0.14

Banco del Bajio's Long-Term Debt to Total Asset Ratio for the quarter that ended in Mar. 2026 is calculated as

LT Debt to Total Assets (Q: Mar. 2026 )	=	Long-Term Debt & Capital Lease Obligation (Q: Mar. 2026 )	/	Total Assets (Q: Mar. 2026 )
	=	3033.101	/	22475.608
	=	0.13

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →

What does a LT-Debt-to-Total-Asset of 0.14 mean?

Banco del Bajio (BBAJF) has a LT-Debt-to-Total-Asset of 0.14 as of Mar. 2026. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco del Bajio and its competitors.

Is Banco del Bajio's LT-Debt-to-Total-Asset too high?

Banco del Bajio's current LT-Debt-to-Total-Asset is 0.14. Overall, Banco del Bajio has a GF Score™ of 81/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Banco del Bajio's LT-Debt-to-Total-Asset compare to PNC and USB?

Banco del Bajio's LT-Debt-to-Total-Asset of 0.14 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good LT-Debt-to-Total-Asset for a Banks company?

A good LT-Debt-to-Total-Asset depends on the Banks industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high LT-Debt-to-Total-Asset mean?

A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Banco del Bajio and its competitors. Banco del Bajio's current LT-Debt-to-Total-Asset is 0.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Banco del Bajio stock overvalued right now?

Based on GuruFocus' analysis, Banco del Bajio (BBAJF) is currently considered Fairly Valued. The stock's GF Value™ is $3.03, compared to a current price of $3.10 — trading 2.3% above its estimated fair value. The current LT-Debt-to-Total-Asset is 0.14. Banco del Bajio's overall GF Score™ is 81/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is LT-Debt-to-Total-Asset calculated?

LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Banco del Bajio (BBAJF), the current LT-Debt-to-Total-Asset is 0.14 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Banco del Bajio (BBAJF) Overvalued in 2026?

Based on GuruFocus' analysis, Banco del Bajio stock appears to be overvalued. The current stock price of $3.10 is trading 2.3% above its estimated GF Value™ of $3.03. GuruFocus considers Banco del Bajio to be Fairly Valued.

Key valuation signals for BBAJF:

LT-Debt-to-Total-Asset: 0.14
GF Value™: $3.03 vs. price of $3.10 (2.3% above fair value)
GF Score™: 81/100 with 8 warning signs

No single metric tells the full story. See the BBAJF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Banco del Bajio Business Description

Industry Financial Services Banks

Comparable Companies MEX:RA MEX:FPLUS16 MEX:GFINBURO SGX:D05 SHSE:600036 MIL:UCG XPAR:BNP NSE:HDFCBANK MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK NSE:SBIN XMAD:CABK PNC USB BSP:ITUB3 SGX:O39 LSE:LLOY HKSE:01658

Other Exchanges BBAJIOO:Mexico

Address Avenida Manuel J. Clouthier No. 402, Col. Jardines del Campestre, Leon, GTO, MEX, 37128

Website https://www.bb.com.mx

Banco del Bajio SA is a Mexico based company engaged in the provision of full-banking services. Its activities include receiving deposits, accepting loans, granting loans, operations with securities, trust agreements, and financial factoring and leasing operations. The business segments of the company are Banking and credit transactions, Rediscounted transactions, Treasury transactions and other segments. It derives a majority of the revenue from the Banking and credit transactions activities segment. The bank operates majorly in Mexico.

81GF Score

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$3.10

Price

$3.03

GF Value

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