PEBO (Peoples Bancorp (Marietta OH)) Cyclically Adjusted FCF per Share: $4.64 (As of Mar. 2026)


PEBO Peoples Bancorp Inc (Marietta OH) PEBO
65 GF Score
Price $38.79
GF Value $31.40
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Peoples Bancorp (Marietta OH) Cyclically Adjusted FCF per Share?

Peoples Bancorp (Marietta OH) PEBO +0.21% 65 Cyclically Adjusted FCF per Share is $4.64 as of Mar. 2026. GuruFocus rates PEBO with a GF Score™ of 65/100 and a GF Value™ of $31.40 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

Peoples Bancorp (Marietta OH)'s adjusted free cash flow per share for the three months ended in Mar. 2026 was $0.939. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $4.64 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Peoples Bancorp (Marietta OH)'s average Cyclically Adjusted FCF Growth Rate was 1.30% per year. During the past 3 years, the average Cyclically Adjusted FCF Growth Rate was 4.50% per year. During the past 5 years, the average Cyclically Adjusted FCF Growth Rate was 5.60% per year. During the past 10 years, the average Cyclically Adjusted FCF Growth Rate was 4.10% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted FCF Growth Rate of Peoples Bancorp (Marietta OH) was 12.60% per year. The lowest was -1.80% per year. And the median was 5.00% per year.

As of today (2026-07-06), Peoples Bancorp (Marietta OH)'s current stock price is $38.79. Peoples Bancorp (Marietta OH)'s Cyclically Adjusted FCF per Share for the quarter that ended in Mar. 2026 was $4.64. Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Price-to-FCF of today is 8.36.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Peoples Bancorp (Marietta OH) was 12.01. The lowest was 5.58. And the median was 7.81.


Peoples Bancorp (Marietta OH)  (NAS:PEBO) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Price-to-FCF of today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/Cyclically Adjusted FCF per Share
=38.79/4.64
=8.36

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted Price-to-FCF of Peoples Bancorp (Marietta OH) was 12.01. The lowest was 5.58. And the median was 7.81.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


Peoples Bancorp (Marietta OH) Cyclically Adjusted FCF per Share Related Terms


Peoples Bancorp (Marietta OH) Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp (Marietta OH)'s Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp (Marietta OH) Cyclically Adjusted FCF per Share Chart

Peoples Bancorp (Marietta OH) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 3.80 4.00 4.12 4.37 4.57

Peoples Bancorp (Marietta OH) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 4.58 4.63 4.59 4.57 4.64

PEBO vs WABC, AMAL, TMP: Cyclically Adjusted FCF per Share Comparison

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp (Marietta OH) Cyclically Adjusted Price-to-FCF vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Price-to-FCF falls into.


PEBO
65GF Score
Peoples Bancorp Inc (Marietta OH) PEBO
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp (Marietta OH) Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Peoples Bancorp (Marietta OH)'s adjusted Free Cash Flow per Share data for the three months ended in Mar. 2026 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=0.939/330.2130*330.2130
=0.939

Current CPI (Mar. 2026) = 330.2130.

Peoples Bancorp (Marietta OH) Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201606 0.783 241.018 1.073
201609 0.494 241.428 0.676
201612 0.982 241.432 1.343
201703 0.716 243.801 0.970
201706 0.666 244.955 0.898
201709 0.971 246.819 1.299
201712 0.731 246.524 0.979
201803 0.558 249.554 0.738
201806 0.756 251.989 0.991
201809 1.121 252.439 1.466
201812 1.238 251.233 1.627
201903 0.241 254.202 0.313
201906 0.631 256.143 0.813
201909 1.563 256.759 2.010
201912 0.709 256.974 0.911
202003 0.837 258.115 1.071
202006 0.510 257.797 0.653
202009 1.272 260.280 1.614
202012 1.491 260.474 1.890
202103 0.927 264.877 1.156
202106 0.915 271.696 1.112
202109 1.203 274.310 1.448
202112 3.156 278.802 3.738
202203 0.486 287.504 0.558
202206 1.625 296.311 1.811
202209 1.296 296.808 1.442
202212 0.629 296.797 0.700
202303 1.614 301.836 1.766
202306 0.331 305.109 0.358
202309 1.324 307.789 1.420
202312 0.789 306.746 0.849
202403 0.945 312.332 0.999
202406 0.861 314.175 0.905
202409 0.944 315.301 0.989
202412 1.127 315.605 1.179
202503 0.893 319.799 0.922
202506 1.394 322.561 1.427
202509 0.359 324.800 0.365
202512 0.993 324.054 1.012
202603 0.939 330.213 0.939

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $4.64 mean?
Peoples Bancorp (Marietta OH) (PEBO) has a Cyclically Adjusted FCF per Share of $4.64 as of Mar. 2026. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Peoples Bancorp (Marietta OH) and its competitors.
Is Peoples Bancorp (Marietta OH)'s Cyclically Adjusted FCF per Share too high?
Peoples Bancorp (Marietta OH)'s current Cyclically Adjusted FCF per Share is $4.64. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s Cyclically Adjusted FCF per Share compare to WABC and AMAL?
Peoples Bancorp (Marietta OH)'s Cyclically Adjusted FCF per Share of $4.64 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for a Banks company?
A good Cyclically Adjusted FCF per Share depends on the Banks industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on Peoples Bancorp (Marietta OH) and its competitors. Peoples Bancorp (Marietta OH)'s current Cyclically Adjusted FCF per Share is $4.64. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.40, compared to a current price of $38.79 — trading 23.5% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $4.64. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current Cyclically Adjusted FCF per Share is $4.64 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued. The current stock price of $38.79 is trading 23.5% above its estimated GF Value™ of $31.40. GuruFocus considers Peoples Bancorp (Marietta OH) to be Modestly Overvalued.

Key valuation signals for PEBO:

  • Cyclically Adjusted FCF per Share: $4.64
  • GF Value™: $31.40 vs. price of $38.79 (23.5% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp (Marietta OH) Business Description

Address 138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
65GF Score

Get the complete analysis for PEBO

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.79
Price
$31.40
GF Value