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PEBO (Peoples Bancorp (Marietta OH)) Effective Interest Rate on Debt % : 46.69% (As of Sep. 2024)


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What is Peoples Bancorp (Marietta OH) Effective Interest Rate on Debt %?

Effective Interest Rate on Debt % is the usage rate that a borrower actually pays on a debt. It is calculated as the positive value of Interest Expense divided by its average total debt. Total debt equals to Long-Term Debt & Capital Lease Obligation plus Short-Term Debt & Capital Lease Obligation. Peoples Bancorp (Marietta OH)'s annualized positive value of Interest Expense for the quarter that ended in Sep. 2024 was $178.8 Mil. Peoples Bancorp (Marietta OH)'s average total debt for the quarter that ended in Sep. 2024 was $383.0 Mil. Therefore, Peoples Bancorp (Marietta OH)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 was 46.69%.


Peoples Bancorp (Marietta OH) Effective Interest Rate on Debt % Historical Data

The historical data trend for Peoples Bancorp (Marietta OH)'s Effective Interest Rate on Debt % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Peoples Bancorp (Marietta OH) Effective Interest Rate on Debt % Chart

Peoples Bancorp (Marietta OH) Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Effective Interest Rate on Debt %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.58 7.46 8.59 4.92 18.42

Peoples Bancorp (Marietta OH) Quarterly Data
Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24
Effective Interest Rate on Debt % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 19.80 23.74 30.29 34.44 46.69

Competitive Comparison of Peoples Bancorp (Marietta OH)'s Effective Interest Rate on Debt %

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s Effective Interest Rate on Debt %, along with its competitors' market caps and Effective Interest Rate on Debt % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp (Marietta OH)'s Effective Interest Rate on Debt % Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s Effective Interest Rate on Debt % distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s Effective Interest Rate on Debt % falls into.



Peoples Bancorp (Marietta OH) Effective Interest Rate on Debt % Calculation

Peoples Bancorp (Marietta OH)'s annualized Effective Interest Rate on Debt % for the fiscal year that ended in Dec. 2023 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (A: Dec. 2022 )+Total Debt  (A: Dec. 2023 ))/ count )
=-1  *  -100.029/( (501.093+585.241)/ 2 )
=-1  *  -100.029/543.167
=18.42 %

where

Total Debt  (A: Dec. 2022 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=101.093 + 400
=501.093

Total Debt  (A: Dec. 2023 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=216.241 + 369
=585.241

Peoples Bancorp (Marietta OH)'s annualized Effective Interest Rate on Debt % for the quarter that ended in Sep. 2024 is calculated as

Effective Interest Rate on Debt %
=-1  *  Interest Expense/( (Total Debt  (Q: Jun. 2024 )+Total Debt  (Q: Sep. 2024 ))/ count )
=-1  *  -178.832/( (529.257+236.824)/ 2 )
=-1  *  -178.832/383.0405
=46.69 %

where

Total Debt  (Q: Jun. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=234.257 + 295
=529.257

Total Debt  (Q: Sep. 2024 )
=Long-Term Debt & Capital Lease Obligation + Short-Term Debt & Capital Lease Obligation
=236.824 + 0
=236.824

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Effective Interest Rate on Debt %, the Interest Expense of the last fiscal year and the average total debt over the fiscal year are used. In calculating the quarterly data, the Interest Expense data used here is four times the quarterly (Sep. 2024) interest expense data. Effective Interest Rate on Debt % is displayed in the 30-year financial page.


Peoples Bancorp (Marietta OH)  (NAS:PEBO) Effective Interest Rate on Debt % Explanation

Effective Interest Rate on Debt % measures the usage rate that a borrower actually pays on a debt.


Peoples Bancorp (Marietta OH) Effective Interest Rate on Debt % Related Terms

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Peoples Bancorp (Marietta OH) Business Description

Traded in Other Exchanges
N/A
Address
138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The firm also offers telephone and internet-based banking through both personal computers and mobile devices.
Executives
David F Dierker director P.O. BOX 738, 138 PUTNAM STREET, MARIETTA OH 45750
Carol A Schneeberger officer: Executive VP - Operations 138 PUTNAM STREET, MARIETTA OH 45750
Matthew Edgell officer: Chief of Staff 138 PUTNAM STREET, MARIETTA OH 45750
S Craig Beam director P.O. BOX 738, 138 PUTNAM STREET, MARIETTA OH 45750
Dwight Eric Smith director 518 EAST BROAD STREET, COLUMBUS OH 43215
Michael Ryan Kirkham officer: EVP/General Counsel 138 PUTNAM STREET, MARIETTA OH 45750
Tyler J Wilcox officer: EVP, Community Banking Group 138 PUTNAM STREET, MARIETTA OH 45750
Frances A Skinner director 138 PUTNAM STREET, MARIETTA OH 45750
Mark Augenstein officer: EVP, Operations 138 PUTNAM STREET, MARIETTA OH 45750
Charles W Sulerzyski director, officer: President and CEO 138 PUTNAM ST, PO BOX 738, MARIETTA OH 45750-0738
Macia Matthew Joseph Blazar officer: Chief Risk Officer 138 PUTNAM STREET, MARIETTA OH 45750
Hugh J Donlon officer: EVP, Community Banking 138 PUTNAM STREET, MARIETTA OH 45750
W Glenn Hogan director 420 W. LIBERTY STREET, LOUISVILLE KY 40202
Susan D. Rector director 138 PUTNAM STREET, PO BOX 738, MARIETTA OH 45750
Kevin R Reeves director 138 PUTNAM STREET, MARIETTA OH 45750