PEBO (Peoples Bancorp (Marietta OH)) Return-on-Tangible-Equity: 14.17% (As of Mar. 2026) — Near Median


PEBO Peoples Bancorp Inc (Marietta OH) PEBO
64 GF Score
Price $38.72
GF Value $31.37
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Peoples Bancorp (Marietta OH) Return-on-Tangible-Equity?

Peoples Bancorp (Marietta OH) PEBO -1.15% 64 Return-on-Tangible-Equity is 14.17% as of Mar. 2026, which is 3% above its 10-year median of 13.81. GuruFocus rates PEBO with a GF Score™ of 64/100 and a GF Value™ of $31.37 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,523 Banks companies, Peoples Bancorp (Marietta OH) ranks better than 70.06% on this metric.

Return-on-Tangible-Equity is calculated as Net Income divided by its average total shareholder tangible equity. Total shareholder tangible equity equals to Total Stockholders Equity minus Intangible Assets. Peoples Bancorp (Marietta OH)'s annualized net income for the quarter that ended in Mar. 2026 was $116.0 Mil. Peoples Bancorp (Marietta OH)'s average shareholder tangible equity for the quarter that ended in Mar. 2026 was $818.9 Mil. Therefore, Peoples Bancorp (Marietta OH)'s annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 was 14.17%.

The historical rank and industry rank for Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Equity or its related term are showing as below:

PEBO' s Return-on-Tangible-Equity Range Over the Past 10 Years
Min: 8.61   Med: 13.81   Max: 20.6
Current: 14.22

During the past 13 years, Peoples Bancorp (Marietta OH)'s highest Return-on-Tangible-Equity was 20.60%. The lowest was 8.61%. And the median was 13.81%.

PEBO's Return-on-Tangible-Equity is ranked better than
70.06% of 1523 companies
in the Banks industry
Industry Median: 11.2 vs PEBO: 14.22

Peoples Bancorp (Marietta OH)  (NAS:PEBO) Return-on-Tangible-Equity Explanation

Return-on-Tangible-Equity measures the rate of return on the ownership interest (shareholder's tangible equity) of the common stock owners. It measures a firm's efficiency at generating profits from every unit of shareholders' tangible equity (shareholders equity minus intangibles). Return-on-Tangible-Equity shows how well a company uses investment funds to generate earnings growth. Return-on-Tangible-Equitys between 15% and 20% are considered desirable.


Be Aware

Net Income is used.

Because a company can increase its Return-on-Tangible-Equity by having more financial leverage, it is important to watch the leverage ratio when investing in high Return-on-Tangible-Equity companies. Like Return-on-Tangible-Asset, Return-on-Tangible-Equity is calculated with only 12 months data. Fluctuations in company's earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective.

Asset light businesses require very few assets to generate very high earnings. Their Return-on-Tangible-Equitys can be extremely high.


Peoples Bancorp (Marietta OH) Return-on-Tangible-Equity Related Terms


Peoples Bancorp (Marietta OH) Return-on-Tangible-Equity Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp (Marietta OH) Return-on-Tangible-Equity Chart

Peoples Bancorp (Marietta OH) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Return-on-Tangible-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.06 20.00 20.60 17.36 14.03

Peoples Bancorp (Marietta OH) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Return-on-Tangible-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.46 11.36 15.28 15.87 14.17

PEBO vs WABC, AMAL, TMP: Return-on-Tangible-Equity Comparison

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Equity, along with its competitors' market caps and Return-on-Tangible-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp (Marietta OH) Return-on-Tangible-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Equity distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Equity falls into.


PEBO
64GF Score
Peoples Bancorp Inc (Marietta OH) PEBO
Return-on-Tangible-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp (Marietta OH) Return-on-Tangible-Equity Calculation

Peoples Bancorp (Marietta OH)'s annualized Return-on-Tangible-Equity for the fiscal year that ended in Dec. 2025 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets )/ count )
(A: Dec. 2025 )  (A: Dec. 2024 )(A: Dec. 2025 )
=106.778/( (709.168+813.283 )/ 2 )
=106.778/761.2255
=14.03 %

Peoples Bancorp (Marietta OH)'s annualized Return-on-Tangible-Equity for the quarter that ended in Mar. 2026 is calculated as

Return-on-Tangible-Equity=Net Income/( (Total Tangible Equity+Total Tangible Equity)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=Net Income/( (Total Stockholders Equity - Intangible Assets+Total Stockholders Equity - Intangible Assets)/ count )
(Q: Mar. 2026 )  (Q: Dec. 2025 )(Q: Mar. 2026 )
=116.024/( (813.283+824.439)/ 2 )
=116.024/818.861
=14.17 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

In the calculation of annual Return-on-Tangible-Equity, the net income of the last fiscal year and the average total shareholder tangible equity over the fiscal year are used. In calculating the quarterly data, the net income data used here is four times the quarterly (Mar. 2026) net income data. Return-on-Tangible-Equity is displayed in the 10-year financial page.

What does a Return-on-Tangible-Equity of 14.17% mean?
Peoples Bancorp (Marietta OH) (PEBO) has a Return-on-Tangible-Equity of 14.17% as of Mar. 2026. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Peoples Bancorp (Marietta OH) and its competitors. This is near median its historical median of 13.81. Over the past decade, Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Equity has ranged from 8.61 to 20.60. According to the industry distribution chart, Peoples Bancorp (Marietta OH) ranks #456 out of 1523 companies in the Banks industry, placing it in the top 29.9%.
Is Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Equity too high?
Peoples Bancorp (Marietta OH)'s current Return-on-Tangible-Equity of 14.17% is near median its 10-year median of 13.81. Over the past 10 years, this metric has ranged from a low of 8.61 to a high of 20.60. The Banks industry median Return-on-Tangible-Equity is 11.20. Peoples Bancorp (Marietta OH)'s value of 14.17% is 26.5% above this industry median. Based on the distribution chart, Peoples Bancorp (Marietta OH) ranks #456 out of 1523 companies in the Banks industry, which is above the industry midpoint. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Equity compare to WABC and AMAL?
According to the Banks industry distribution chart, Peoples Bancorp (Marietta OH) ranks #456 out of 1523 companies for Return-on-Tangible-Equity. This puts Peoples Bancorp (Marietta OH) in the upper half of its industry. The industry median Return-on-Tangible-Equity is 11.20. Peoples Bancorp (Marietta OH)'s value of 14.17% is 26.5% above this benchmark. Historically, Peoples Bancorp (Marietta OH)'s own Return-on-Tangible-Equity has ranged from 8.61 to 20.60 over the past decade. While the company's 10-year median is 13.81 vs. the industry median of 11.20, Peoples Bancorp (Marietta OH) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Equity for a Banks company?
The median Return-on-Tangible-Equity among Banks companies is 11.20, based on 1,523 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Equity significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp (Marietta OH)'s current Return-on-Tangible-Equity of 14.17% is 26.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Equity mean?
A high Return-on-Tangible-Equity can signal that a stock is expensive relative to its fundamentals. Return on tangible equity is the ratio of current-period net income to average two-period tangible equity. View historical data on Peoples Bancorp (Marietta OH) and its competitors. For the Banks industry, the median Return-on-Tangible-Equity is 11.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp (Marietta OH)'s current Return-on-Tangible-Equity is 14.17%, which is near median its own 10-year median of 13.81. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.37, compared to a current price of $38.72 — trading 23.4% above its estimated fair value. The current Return-on-Tangible-Equity is 14.17%, which is near median its 10-year median of 13.81 and 26.5% above the Banks industry median of 11.20. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Equity calculated?
Return-on-Tangible-Equity is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current Return-on-Tangible-Equity is 14.17% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued. The current stock price of $38.72 is trading 23.4% above its estimated GF Value™ of $31.37. GuruFocus considers Peoples Bancorp (Marietta OH) to be Modestly Overvalued.

Key valuation signals for PEBO:

  • Return-on-Tangible-Equity: 14.17% (near median its 10-year median of 13.81)
  • GF Value™: $31.37 vs. price of $38.72 (23.4% above fair value)
  • GF Score™: 64/100 with 8 warning signs
  • Industry Position: 26.5% above the Banks median (#456 of 1523)

No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp (Marietta OH) Business Description

Address 138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
64GF Score

Get the complete analysis for PEBO

Return-on-Tangible-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.72
Price
$31.37
GF Value