PEBO (Peoples Bancorp (Marietta OH)) Moat Score: 4/10 (As of Jun. 29, 2026)


PEBO Peoples Bancorp Inc (Marietta OH) PEBO
65 GF Score
Price $37.70
GF Value $31.33
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Peoples Bancorp (Marietta OH) Moat Score?

Peoples Bancorp (Marietta OH) PEBO -1.80% 65 Moat Score is 4 as of Jun. 29, 2026. GuruFocus rates PEBO with a GF Score™ of 65/100 and a GF Value™ of $31.33 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,614 Banks companies, Peoples Bancorp (Marietta OH) ranks better than 86.25% on this metric.

Peoples Bancorp (Marietta OH) has the Moat Score of 4, which implies that the company might have Narrow Moat - Discernible but modest moat.

Peoples Bancorp (Marietta OH) has Narrow Moat: Peoples Bancorp Inc (Marietta OH) has a modest moat due to its regional market presence and customer loyalty, but lacks significant scale or regulatory barriers to ensure a stronger moat.

Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more.

The company's Moat Score is based on these criteria:

1. Market leadership and sustainable market share
2. Network effects and significant customer switching costs
3. Valuable intellectual property and patents
4. Strong brand strength and deep customer loyalty
5. Durable cost advantages (e.g., economies of scale, proprietary technology)
6. Significant regulatory barriers and exclusive licenses
7. Superior distribution network
8. Strong and sustainable pricing power
9. Consistent and impactful innovation and R&D capabilities

Based on the research, GuruFocus believes Peoples Bancorp (Marietta OH) might have Narrow Moat - Discernible but modest moat.

Peoples Bancorp (Marietta OH)  (NAS:PEBO) Moat Score Explanation

The Moat Score ranges from 0 to 10, with 10 as the highest. GuruFocus divided Moat Score into following 8 categories:

Moat Score Moat Level
10Wide Moat - Exceptionally dominant and durable wide moat
8 - 9Wide Moat - Clear and robust wide moat
7Wide Moat - Entry-level wide moat, clearly possessing durable advantages
6Narrow Moat - Strong narrow moat, clearly distinguishable but not wide
5Narrow Moat - Solid narrow moat
4Narrow Moat - Discernible but modest moat
1 - 3No Moat - Very weak/transient advantages
0No Moat - No discernible moat

Peoples Bancorp (Marietta OH) Moat Score Related Terms

PEBO vs WABC, AMAL, TMP: Moat Score Comparison

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s Moat Score, along with its competitors' market caps and Moat Score data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Peoples Bancorp (Marietta OH) Moat Score vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s Moat Score distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s Moat Score falls into.


PEBO
65GF Score
Peoples Bancorp Inc (Marietta OH) PEBO
Moat Score is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about Moat Score →
What does a Moat Score of 4 mean?
Peoples Bancorp (Marietta OH) (PEBO) has a Moat Score of 4 as of Jun. 29, 2026. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. According to the industry distribution chart, Peoples Bancorp (Marietta OH) ranks #222 out of 1614 companies in the Banks industry, placing it in the top 13.8%.
Is Peoples Bancorp (Marietta OH)'s Moat Score too high?
Peoples Bancorp (Marietta OH)'s current Moat Score is 4. Based on the distribution chart, Peoples Bancorp (Marietta OH) ranks #222 out of 1614 companies in the Banks industry, which is in the top quartile — a strong position relative to peers. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s Moat Score compare to WABC and AMAL?
According to the Banks industry distribution chart, Peoples Bancorp (Marietta OH) ranks #222 out of 1614 companies for Moat Score. This places Peoples Bancorp (Marietta OH) in the top 14% of its industry — outperforming the majority of peers. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Moat Score for a Banks company?
A good Moat Score depends on the Banks industry context. However, Moat Score should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Moat Score mean?
A high Moat Score can signal that a stock is expensive relative to its fundamentals. Moat Score is a ranking system developed by GuruFocus to assess a company's ability to sustain a competitive advantage, rated on a scale from 0 to 10. It takes into account key factors such as market leadership, cost advantages, network effects, customer switching costs, and more. Peoples Bancorp (Marietta OH)'s current Moat Score is 4. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.33, compared to a current price of $37.70 — trading 20.3% above its estimated fair value. The current Moat Score is 4. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Moat Score calculated?
Moat Score is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current Moat Score is 4 as of Jun. 29, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued. The current stock price of $37.70 is trading 20.3% above its estimated GF Value™ of $31.33. GuruFocus considers Peoples Bancorp (Marietta OH) to be Modestly Overvalued.

Key valuation signals for PEBO:

  • Moat Score: 4
  • GF Value™: $31.33 vs. price of $37.70 (20.3% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp (Marietta OH) Business Description

Address 138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
65GF Score

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Moat Score is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$37.70
Price
$31.33
GF Value