PEBO (Peoples Bancorp (Marietta OH)) Cyclically Adjusted PB Ratio: 1.13 (As of Jul. 15, 2026) — Near Median

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PEBO Peoples Bancorp Inc (Marietta OH) PEBO
64 GF Score
Price $38.22
GF Value $31.47
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Peoples Bancorp (Marietta OH) Cyclically Adjusted PB Ratio?

Peoples Bancorp (Marietta OH) PEBO -0.49% 64 Cyclically Adjusted PB Ratio is 1.13 as of Jul. 15, 2026, which is 5% above its 10-year median of 1.08. GuruFocus rates PEBO with a GF Score™ of 64/100 and a GF Value™ of $31.47 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,298 Banks companies, Peoples Bancorp (Marietta OH) ranks better than 57.09% on this metric.

As of today (2026-07-15), Peoples Bancorp (Marietta OH)'s current share price is $38.22. Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $33.78. Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio for today is 1.13.

The historical rank and industry rank for Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio or its related term are showing as below:

PEBO' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 0.75   Med: 1.08   Max: 1.69
Current: 1.13

During the past years, Peoples Bancorp (Marietta OH)'s highest Cyclically Adjusted PB Ratio was 1.69. The lowest was 0.75. And the median was 1.08.

PEBO's Cyclically Adjusted PB Ratio is ranked better than
57.09% of 1298 companies
in the Banks industry
Industry Median: 1.25 vs PEBO: 1.13

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Peoples Bancorp (Marietta OH)'s adjusted book value per share data for the three months ended in Mar. 2026 was $33.848. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $33.78 for the trailing ten years ended in Mar. 2026.

Shiller PE for Stocks: The True Measure of Stock Valuation


Peoples Bancorp (Marietta OH)  (NAS:PEBO) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Peoples Bancorp (Marietta OH) Cyclically Adjusted PB Ratio Related Terms


Peoples Bancorp (Marietta OH) Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp (Marietta OH) Cyclically Adjusted PB Ratio Chart

Peoples Bancorp (Marietta OH) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.14 0.94 1.09 0.99 0.91

Peoples Bancorp (Marietta OH) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.91 0.93 0.91 0.91 0.97

PEBO vs WABC, AMAL, TMP: Cyclically Adjusted PB Ratio Comparison

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp (Marietta OH) Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio falls into.


PEBO
64GF Score
Peoples Bancorp Inc (Marietta OH) PEBO
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp (Marietta OH) Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=38.22/33.78
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 is calculated as:

For example, Peoples Bancorp (Marietta OH)'s adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book=Book Value per Share/CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=33.848/330.2130*330.2130
=33.848

Current CPI (Mar. 2026) = 330.2130.

Peoples Bancorp (Marietta OH) Quarterly Data

Book Value per Share CPI Adj_Book
201606 24.143 241.018 33.078
201609 24.290 241.428 33.223
201612 23.915 241.432 32.709
201703 24.325 243.801 32.947
201706 24.740 244.955 33.351
201709 25.069 246.819 33.539
201712 25.077 246.524 33.590
201803 24.927 249.554 32.984
201806 25.619 251.989 33.572
201809 25.795 252.439 33.742
201812 26.642 251.233 35.017
201903 27.188 254.202 35.318
201906 27.977 256.143 36.067
201909 28.430 256.759 36.563
201912 28.716 256.974 36.900
202003 28.759 258.115 36.792
202006 28.638 257.797 36.683
202009 28.820 260.280 36.563
202012 29.425 260.474 37.303
202103 29.490 264.877 36.764
202106 29.868 271.696 36.301
202109 29.492 274.310 35.502
202112 29.926 278.802 35.444
202203 28.473 287.504 32.703
202206 27.876 296.311 31.065
202209 26.962 296.808 29.997
202212 27.835 296.797 30.969
202303 28.768 301.836 31.473
202306 28.302 305.109 30.631
202309 28.060 307.789 30.104
202312 29.909 306.746 32.197
202403 29.927 312.332 31.640
202406 30.436 314.175 31.990
202409 31.735 315.301 33.236
202412 31.338 315.605 32.789
202503 31.984 319.799 33.026
202506 32.407 322.561 33.176
202509 33.208 324.800 33.761
202512 33.872 324.054 34.516
202603 33.848 330.213 33.848

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

What does a Cyclically Adjusted PB Ratio of 1.13 mean?
Peoples Bancorp (Marietta OH) (PEBO) has a Cyclically Adjusted PB Ratio of 1.13 as of Jul. 15, 2026. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Peoples Bancorp (Marietta OH) and its competitors. This is near median its historical median of 1.08. Over the past decade, Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio has ranged from 0.75 to 1.69. According to the industry distribution chart, Peoples Bancorp (Marietta OH) ranks #557 out of 1298 companies in the Banks industry, placing it in the top 42.9%.
Is Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio too high?
Peoples Bancorp (Marietta OH)'s current Cyclically Adjusted PB Ratio of 1.13 is near median its 10-year median of 1.08. Over the past 10 years, this metric has ranged from a low of 0.75 to a high of 1.69. The Banks industry median Cyclically Adjusted PB Ratio is 1.25. Peoples Bancorp (Marietta OH)'s value of 1.13 is 9.6% below this industry median. Based on the distribution chart, Peoples Bancorp (Marietta OH) ranks #557 out of 1298 companies in the Banks industry, which is above the industry midpoint. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio compare to WABC and AMAL?
According to the Banks industry distribution chart, Peoples Bancorp (Marietta OH) ranks #557 out of 1298 companies for Cyclically Adjusted PB Ratio. This puts Peoples Bancorp (Marietta OH) in the upper half of its industry. The industry median Cyclically Adjusted PB Ratio is 1.25. Peoples Bancorp (Marietta OH)'s value of 1.13 is 9.6% below this benchmark. Historically, Peoples Bancorp (Marietta OH)'s own Cyclically Adjusted PB Ratio has ranged from 0.75 to 1.69 over the past decade. While the company's 10-year median is 1.08 vs. the industry median of 1.25, Peoples Bancorp (Marietta OH) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted PB Ratio for a Banks company?
The median Cyclically Adjusted PB Ratio among Banks companies is 1.25, based on 1,298 companies in the industry. Companies in the top quartile (top 25%) have a Cyclically Adjusted PB Ratio significantly above this median, while those in the bottom quartile fall well below. However, Cyclically Adjusted PB Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp (Marietta OH)'s current Cyclically Adjusted PB Ratio of 1.13 is 9.6% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted PB Ratio mean?
A high Cyclically Adjusted PB Ratio can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted PB Ratio is the ratio of share price to a company's inflation-adjusted book value per share over a 10-year period. View historical data on Peoples Bancorp (Marietta OH) and its competitors. For the Banks industry, the median Cyclically Adjusted PB Ratio is 1.25 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp (Marietta OH)'s current Cyclically Adjusted PB Ratio is 1.13, which is near median its own 10-year median of 1.08. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.47, compared to a current price of $38.22 — trading 21.4% above its estimated fair value. The current Cyclically Adjusted PB Ratio is 1.13, which is near median its 10-year median of 1.08 and 9.6% below the Banks industry median of 1.25. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 64/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted PB Ratio calculated?
Cyclically Adjusted PB Ratio is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current Cyclically Adjusted PB Ratio is 1.13 as of Jul. 15, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued. The current stock price of $38.22 is trading 21.4% above its estimated GF Value™ of $31.47. GuruFocus considers Peoples Bancorp (Marietta OH) to be Modestly Overvalued.

Key valuation signals for PEBO:

  • Cyclically Adjusted PB Ratio: 1.13 (near median its 10-year median of 1.08)
  • GF Value™: $31.47 vs. price of $38.22 (21.4% above fair value)
  • GF Score™: 64/100 with 8 warning signs
  • Industry Position: 9.6% below the Banks median (#557 of 1298)

No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp (Marietta OH) Business Description

Address 138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
64GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.22
Price
$31.47
GF Value