PEBO (Peoples Bancorp (Marietta OH)) Debt-to-Equity: 0.57 (As of Mar. 2026) — 14% Above Median

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PEBO Peoples Bancorp Inc (Marietta OH) PEBO
63 GF Score
Price $42.00
GF Value $31.68
Valuation Significantly Overvalued
! 8 Warning Signs
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What is Peoples Bancorp (Marietta OH) Debt-to-Equity?

Peoples Bancorp (Marietta OH) PEBO -0.51% 63 Debt-to-Equity is 0.57 as of Mar. 2026, which is 14% above its 10-year median of 0.50. GuruFocus rates PEBO with a GF Score™ of 63/100 and a GF Value™ of $31.68 (Significantly Overvalued). The stock has 8 warning signs investors should review. Among 1,422 Banks companies, Peoples Bancorp (Marietta OH) ranks worse than 51.34% on this metric.

Peoples Bancorp (Marietta OH)'s Short-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $505.9 Mil. Peoples Bancorp (Marietta OH)'s Long-Term Debt & Capital Lease Obligation for the quarter that ended in Mar. 2026 was $185.4 Mil. Peoples Bancorp (Marietta OH)'s Total Stockholders Equity for the quarter that ended in Mar. 2026 was $1,216.0 Mil. Peoples Bancorp (Marietta OH)'s debt to equity for the quarter that ended in Mar. 2026 was 0.57.

A high debt to equity ratio generally means that a company has been aggressive in financing its growth with debt. This can result in volatile earnings as a result of the additional interest expense.

The historical rank and industry rank for Peoples Bancorp (Marietta OH)'s Debt-to-Equity or its related term are showing as below:

PEBO' s Debt-to-Equity Range Over the Past 10 Years
Min: 0.18   Med: 0.5   Max: 0.8
Current: 0.6

During the past 13 years, the highest Debt-to-Equity Ratio of Peoples Bancorp (Marietta OH) was 0.80. The lowest was 0.18. And the median was 0.50.

PEBO's Debt-to-Equity is ranked worse than
51.34% of 1422 companies
in the Banks industry
Industry Median: 0.57 vs PEBO: 0.60

Peoples Bancorp (Marietta OH)  (NAS:PEBO) Debt-to-Equity Explanation

In the calculation of Debt to Equity, we use the total of Short-Term Debt & Capital Lease Obligation and Long-Term Debt & Capital Lease Obligation divided by Total Stockholders Equity. In some calculations, Total Liabilities is used to for calculation.


Be Aware

Because a company can increase its ROE % by having more financial leverage, it is important to watch the leverage ratio when investing in high ROE % companies.


Peoples Bancorp (Marietta OH) Debt-to-Equity Related Terms


Peoples Bancorp (Marietta OH) Debt-to-Equity Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp (Marietta OH)'s Debt-to-Equity can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp (Marietta OH) Debt-to-Equity Chart

Peoples Bancorp (Marietta OH) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Debt-to-Equity
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.18 0.64 0.60 0.37 0.59

Peoples Bancorp (Marietta OH) Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Debt-to-Equity Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.53 0.59 0.59 0.57 0.60

PEBO vs TMP, BHRB, AMAL: Debt-to-Equity Comparison

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s Debt-to-Equity, along with its competitors' market caps and Debt-to-Equity data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp (Marietta OH) Debt-to-Equity vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s Debt-to-Equity distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s Debt-to-Equity falls into.


PEBO
63GF Score
Peoples Bancorp Inc (Marietta OH) PEBO
Debt-to-Equity is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peoples Bancorp (Marietta OH) Debt-to-Equity Calculation

Debt to Equity measures the financial leverage a company has.

Peoples Bancorp (Marietta OH)'s Debt to Equity Ratio for the fiscal year that ended in Dec. 2025 is calculated as

Peoples Bancorp (Marietta OH)'s Debt to Equity Ratio for the quarter that ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Debt-to-Equity →
What does a Debt-to-Equity of 0.57 mean?
Peoples Bancorp (Marietta OH) (PEBO) has a Debt-to-Equity of 0.57 as of Mar. 2026. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Peoples Bancorp (Marietta OH) and its competitors. This is 14% above median its historical median of 0.50. Over the past decade, Peoples Bancorp (Marietta OH)'s Debt-to-Equity has ranged from 0.18 to 0.80. According to the industry distribution chart, Peoples Bancorp (Marietta OH) ranks #730 out of 1422 companies in the Banks industry, placing it in the top 51.3%.
Is Peoples Bancorp (Marietta OH)'s Debt-to-Equity too high?
Peoples Bancorp (Marietta OH)'s current Debt-to-Equity of 0.57 is 14% above median its 10-year median of 0.50. Over the past 10 years, this metric has ranged from a low of 0.18 to a high of 0.80. The Banks industry median Debt-to-Equity is 0.57. Peoples Bancorp (Marietta OH)'s value of 0.57 is 0% at this industry median. Based on the distribution chart, Peoples Bancorp (Marietta OH) ranks #730 out of 1422 companies in the Banks industry, which is below the industry midpoint. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 63/100 and is considered Significantly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s Debt-to-Equity compare to TMP and BHRB?
According to the Banks industry distribution chart, Peoples Bancorp (Marietta OH) ranks #730 out of 1422 companies for Debt-to-Equity. This places Peoples Bancorp (Marietta OH) in the lower half of its industry. The industry median Debt-to-Equity is 0.57. Peoples Bancorp (Marietta OH)'s value of 0.57 is 0% at this benchmark. Historically, Peoples Bancorp (Marietta OH)'s own Debt-to-Equity has ranged from 0.18 to 0.80 over the past decade. While the company's 10-year median is 0.50 vs. the industry median of 0.57, Peoples Bancorp (Marietta OH) has consistently been at the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Debt-to-Equity for a Banks company?
The median Debt-to-Equity among Banks companies is 0.57, based on 1,422 companies in the industry. Companies in the top quartile (top 25%) have a Debt-to-Equity significantly above this median, while those in the bottom quartile fall well below. However, Debt-to-Equity should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp (Marietta OH)'s current Debt-to-Equity of 0.57 is 0% at the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Debt-to-Equity mean?
A high Debt-to-Equity can signal that a stock is expensive relative to its fundamentals. Debt-to-Equity ratio represents the ratio of total debt to total company equity. View historical data on Peoples Bancorp (Marietta OH) and its competitors. For the Banks industry, the median Debt-to-Equity is 0.57 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp (Marietta OH)'s current Debt-to-Equity is 0.57, which is 14% above median its own 10-year median of 0.50. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Significantly Overvalued. The stock's GF Value™ is $31.68, compared to a current price of $42.00 — trading 32.6% above its estimated fair value. The current Debt-to-Equity is 0.57, which is 14% above median its 10-year median of 0.50 and 0% at the Banks industry median of 0.57. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 63/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Debt-to-Equity calculated?
Debt-to-Equity is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current Debt-to-Equity is 0.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued. The current stock price of $42.00 is trading 32.6% above its estimated GF Value™ of $31.68. GuruFocus considers Peoples Bancorp (Marietta OH) to be Significantly Overvalued.

Key valuation signals for PEBO:

  • Debt-to-Equity: 0.57 (14% above median its 10-year median of 0.50)
  • GF Value™: $31.68 vs. price of $42.00 (32.6% above fair value)
  • GF Score™: 63/100 with 8 warning signs
  • Industry Position: 0% at the Banks median (#730 of 1422)

No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp (Marietta OH) Business Description

Address 138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
63GF Score

Get the complete analysis for PEBO

Debt-to-Equity is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$42.00
Price
$31.68
GF Value