Peoples Bancorp (Marietta OH)PEBO +0.74%65 Return-on-Tangible-Asset is 1.25% as of Mar. 2026, which is 2% above its 10-year median of 1.23. GuruFocus rates PEBO with a GF Score™ of 65/100 and a GF Value™ of $31.45 (Modestly Overvalued). The stock has 8 warning signs investors should review. Among 1,532 Banks companies, Peoples Bancorp (Marietta OH) ranks better than 64.56% on this metric.
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
Peoples Bancorp (Marietta OH) Return-on-Tangible-Asset Related Terms
Peoples Bancorp (Marietta OH) Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PEBO vs WABC, AMAL, TMP: Return-on-Tangible-Asset Comparison
For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Bancorp (Marietta OH) Return-on-Tangible-Asset vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Mar. 2026) net income data.
What does a Return-on-Tangible-Asset of 1.25% mean?
Peoples Bancorp (Marietta OH) (PEBO) has a Return-on-Tangible-Asset of 1.25% as of Mar. 2026. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Peoples Bancorp (Marietta OH) and its competitors. This is near median its historical median of 1.23. Over the past decade, Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Asset has ranged from 0.79 to 1.48. According to the industry distribution chart, Peoples Bancorp (Marietta OH) ranks #543 out of 1532 companies in the Banks industry, placing it in the top 35.4%.
Is Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Asset too high?
Peoples Bancorp (Marietta OH)'s current Return-on-Tangible-Asset of 1.25% is near median its 10-year median of 1.23. Over the past 10 years, this metric has ranged from a low of 0.79 to a high of 1.48. The Banks industry median Return-on-Tangible-Asset is 0.99. Peoples Bancorp (Marietta OH)'s value of 1.25% is 26.3% above this industry median. Based on the distribution chart, Peoples Bancorp (Marietta OH) ranks #543 out of 1532 companies in the Banks industry, which is above the industry midpoint. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s Return-on-Tangible-Asset compare to WABC and AMAL?
According to the Banks industry distribution chart, Peoples Bancorp (Marietta OH) ranks #543 out of 1532 companies for Return-on-Tangible-Asset. This puts Peoples Bancorp (Marietta OH) in the upper half of its industry. The industry median Return-on-Tangible-Asset is 0.99. Peoples Bancorp (Marietta OH)'s value of 1.25% is 26.3% above this benchmark. Historically, Peoples Bancorp (Marietta OH)'s own Return-on-Tangible-Asset has ranged from 0.79 to 1.48 over the past decade. While the company's 10-year median is 1.23 vs. the industry median of 0.99, Peoples Bancorp (Marietta OH) has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for a Banks company?
The median Return-on-Tangible-Asset among Banks companies is 0.99, based on 1,532 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp (Marietta OH)'s current Return-on-Tangible-Asset of 1.25% is 26.3% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on Peoples Bancorp (Marietta OH) and its competitors. For the Banks industry, the median Return-on-Tangible-Asset is 0.99 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp (Marietta OH)'s current Return-on-Tangible-Asset is 1.25%, which is near median its own 10-year median of 1.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.45, compared to a current price of $38.26 — trading 21.7% above its estimated fair value. The current Return-on-Tangible-Asset is 1.25%, which is near median its 10-year median of 1.23 and 26.3% above the Banks industry median of 0.99. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current Return-on-Tangible-Asset is 1.25% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued.
The current stock price of $38.26 is trading 21.7% above its estimated GF Value™ of $31.45.
GuruFocus considers Peoples Bancorp (Marietta OH) to be Modestly Overvalued.
Key valuation signals for PEBO:
Return-on-Tangible-Asset: 1.25% (near median its 10-year median of 1.23)
GF Value™: $31.45 vs. price of $38.26 (21.7% above fair value)
Industry Position: 26.3% above the Banks median (#543 of 1532)
No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Bancorp (Marietta OH) Business Description
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
65GF Score
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