PEBO (Peoples Bancorp (Marietta OH)) Cyclically Adjusted Book per Share: $33.78 (As of Mar. 2026)


PEBO Peoples Bancorp Inc (Marietta OH) PEBO
65 GF Score
Price $38.08
GF Value $31.33
Valuation Modestly Overvalued
! 8 Warning Signs
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What is Peoples Bancorp (Marietta OH) Cyclically Adjusted Book per Share?

Peoples Bancorp (Marietta OH) PEBO -0.82% 65 Cyclically Adjusted Book per Share is $33.78 as of Mar. 2026. GuruFocus rates PEBO with a GF Score™ of 65/100 and a GF Value™ of $31.33 (Modestly Overvalued). The stock has 8 warning signs investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

Peoples Bancorp (Marietta OH)'s adjusted book value per share for the three months ended in Mar. 2026 was $33.848. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $33.78 for the trailing ten years ended in Mar. 2026.

During the past 12 months, Peoples Bancorp (Marietta OH)'s average Cyclically Adjusted Book Growth Rate was 3.80% per year. During the past 3 years, the average Cyclically Adjusted Book Growth Rate was 3.40% per year. During the past 5 years, the average Cyclically Adjusted Book Growth Rate was 5.10% per year. During the past 10 years, the average Cyclically Adjusted Book Growth Rate was 4.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted Book Growth Rate using Cyclically Adjusted Book per Share data.

During the past 13 years, the highest 3-Year average Cyclically Adjusted Book Growth Rate of Peoples Bancorp (Marietta OH) was 10.80% per year. The lowest was 1.70% per year. And the median was 5.80% per year.

As of today (2026-06-29), Peoples Bancorp (Marietta OH)'s current stock price is $38.075. Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2026 was $33.78. Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio of today is 1.13.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Peoples Bancorp (Marietta OH) was 1.69. The lowest was 0.75. And the median was 1.07.


Peoples Bancorp (Marietta OH)  (NAS:PEBO) Cyclically Adjusted Book per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted Book per Share may underestimate the company's equity. Cyclically Adjusted PB Ratio can seem to be too high even the actual PB Ratio is low.

For the Cyclically Adjusted PB Ratio, the book value of the past 10 years are inflation-adjusted and averaged. The result is used for P/B calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted PB Ratio is also called CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio of today is calculated as

Cyclically Adjusted PB Ratio=Share Price/Cyclically Adjusted Book per Share
=38.075/33.78
=1.13

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

During the past 13 years, the highest Cyclically Adjusted PB Ratio of Peoples Bancorp (Marietta OH) was 1.69. The lowest was 0.75. And the median was 1.07.


Be Aware

Cyclically Adjusted PB Ratio works better for cyclical companies. It gives you a better idea on the company's real book value.


Peoples Bancorp (Marietta OH) Cyclically Adjusted Book per Share Related Terms


Peoples Bancorp (Marietta OH) Cyclically Adjusted Book per Share Historical Data

* Premium members only.

The historical data trend for Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Book per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Peoples Bancorp (Marietta OH) Cyclically Adjusted Book per Share Chart

Peoples Bancorp (Marietta OH) Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted Book per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 27.98 29.95 31.08 32.09 33.12

Peoples Bancorp (Marietta OH) Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Cyclically Adjusted Book per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 32.55 32.87 33.13 33.12 33.78

PEBO vs WABC, AMAL, TMP: Cyclically Adjusted Book per Share Comparison

For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Peoples Bancorp (Marietta OH) Cyclically Adjusted PB Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Peoples Bancorp (Marietta OH)'s Cyclically Adjusted PB Ratio falls into.


PEBO
65GF Score
Peoples Bancorp Inc (Marietta OH) PEBO
Cyclically Adjusted Book per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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Peoples Bancorp (Marietta OH) Cyclically Adjusted Book per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Book per Share and the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years.

What is Cyclically Adjusted Book per Share? How do we calculate Cyclically Adjusted Book per Share?

Cyclically Adjusted Book per Share is the average of the inflation adjusted Book Value per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted Book per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the book value per share from 2001 through 2010.

We adjusted the 2001 book value per share data with the total inflation from 2001 through 2010 to the equivalent book value in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's book value is $1 a share in 2001, then the 2001's equivalent book value in 2010 is $1.4 a share. If Wal-Mart's book value is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 book value in 2010 is $1.35. So on and so forth, you get the equivalent book value per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Peoples Bancorp (Marietta OH)'s adjusted Book Value per Share data for the three months ended in Mar. 2026 was:

Adj_Book= Book Value per Share /CPI of Mar. 2026 (Change)*Current CPI (Mar. 2026)
=33.848/330.2130*330.2130
=33.848

Current CPI (Mar. 2026) = 330.2130.

Peoples Bancorp (Marietta OH) Quarterly Data

Book Value per Share CPI Adj_Book
201606 24.143 241.018 33.078
201609 24.290 241.428 33.223
201612 23.915 241.432 32.709
201703 24.325 243.801 32.947
201706 24.740 244.955 33.351
201709 25.069 246.819 33.539
201712 25.077 246.524 33.590
201803 24.927 249.554 32.984
201806 25.619 251.989 33.572
201809 25.795 252.439 33.742
201812 26.642 251.233 35.017
201903 27.188 254.202 35.318
201906 27.977 256.143 36.067
201909 28.430 256.759 36.563
201912 28.716 256.974 36.900
202003 28.759 258.115 36.792
202006 28.638 257.797 36.683
202009 28.820 260.280 36.563
202012 29.425 260.474 37.303
202103 29.490 264.877 36.764
202106 29.868 271.696 36.301
202109 29.492 274.310 35.502
202112 29.926 278.802 35.444
202203 28.473 287.504 32.703
202206 27.876 296.311 31.065
202209 26.962 296.808 29.997
202212 27.835 296.797 30.969
202303 28.768 301.836 31.473
202306 28.302 305.109 30.631
202309 28.060 307.789 30.104
202312 29.909 306.746 32.197
202403 29.927 312.332 31.640
202406 30.436 314.175 31.990
202409 31.735 315.301 33.236
202412 31.338 315.605 32.789
202503 31.984 319.799 33.026
202506 32.407 322.561 33.176
202509 33.208 324.800 33.761
202512 33.872 324.054 34.516
202603 33.848 330.213 33.848

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

What does a Cyclically Adjusted Book per Share of $33.78 mean?
Peoples Bancorp (Marietta OH) (PEBO) has a Cyclically Adjusted Book per Share of $33.78 as of Mar. 2026. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Peoples Bancorp (Marietta OH) and its competitors.
Is Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Book per Share too high?
Peoples Bancorp (Marietta OH)'s current Cyclically Adjusted Book per Share is $33.78. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Book per Share compare to WABC and AMAL?
Peoples Bancorp (Marietta OH)'s Cyclically Adjusted Book per Share of $33.78 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted Book per Share for a Banks company?
A good Cyclically Adjusted Book per Share depends on the Banks industry context. However, Cyclically Adjusted Book per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted Book per Share mean?
A high Cyclically Adjusted Book per Share can signal that a stock is expensive relative to its fundamentals. Cyclically adjusted book value per share represents the company's inflation-adjusted book value per share over a 10-year period. View historical data on Peoples Bancorp (Marietta OH) and its competitors. Peoples Bancorp (Marietta OH)'s current Cyclically Adjusted Book per Share is $33.78. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.33, compared to a current price of $38.08 — trading 21.5% above its estimated fair value. The current Cyclically Adjusted Book per Share is $33.78. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted Book per Share calculated?
Cyclically Adjusted Book per Share is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current Cyclically Adjusted Book per Share is $33.78 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued. The current stock price of $38.08 is trading 21.5% above its estimated GF Value™ of $31.33. GuruFocus considers Peoples Bancorp (Marietta OH) to be Modestly Overvalued.

Key valuation signals for PEBO:

  • Cyclically Adjusted Book per Share: $33.78
  • GF Value™: $31.33 vs. price of $38.08 (21.5% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Peoples Bancorp (Marietta OH) Business Description

Address 138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
65GF Score

Get the complete analysis for PEBO

Cyclically Adjusted Book per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.08
Price
$31.33
GF Value