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What is Peoples Bancorp (Marietta OH) Net Margin %?
Peoples Bancorp (Marietta OH)PEBO -0.51%64 Net Margin % is 25.40% as of Jun. 2026, which is 3% above its 10-year median of 24.60. GuruFocus rates PEBO with a GF Score™ of 64/100 and a GF Value™ of $31.45 (Modestly Overvalued). The stock has 9 warning signs investors should review. Among 1,525 Banks companies, Peoples Bancorp (Marietta OH) ranks worse than 54.43% on this metric.
Peoples Bancorp (Marietta OH) (NAS:PEBO) Net Margin % Explanation
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Peoples Bancorp (Marietta OH) Net Margin % Related Terms
Peoples Bancorp (Marietta OH) Net Margin % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Bancorp (Marietta OH) Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s Net Margin % distribution charts can be found below:
* The bar in red indicates where Peoples Bancorp (Marietta OH)'s Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Peoples Bancorp (Marietta OH) (PEBO) has a Net Margin % of 25.40% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Peoples Bancorp (Marietta OH) and its competitors. This is near median its historical median of 24.60. Over the past decade, Peoples Bancorp (Marietta OH)'s Net Margin % has ranged from 17.82 to 31.30. According to the industry distribution chart, Peoples Bancorp (Marietta OH) ranks #830 out of 1525 companies in the Banks industry, placing it in the top 54.4%.
Is Peoples Bancorp (Marietta OH)'s Net Margin % too high?
Peoples Bancorp (Marietta OH)'s current Net Margin % of 25.40% is near median its 10-year median of 24.60. Over the past 10 years, this metric has ranged from a low of 17.82 to a high of 31.30. The Banks industry median Net Margin % is 27.10. Peoples Bancorp (Marietta OH)'s value of 25.40% is 6.3% below this industry median. Based on the distribution chart, Peoples Bancorp (Marietta OH) ranks #830 out of 1525 companies in the Banks industry, which is below the industry midpoint. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 64/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s Net Margin % compare to TMP and BHRB?
According to the Banks industry distribution chart, Peoples Bancorp (Marietta OH) ranks #830 out of 1525 companies for Net Margin %. This places Peoples Bancorp (Marietta OH) in the lower half of its industry. The industry median Net Margin % is 27.10. Peoples Bancorp (Marietta OH)'s value of 25.40% is 6.3% below this benchmark. Historically, Peoples Bancorp (Marietta OH)'s own Net Margin % has ranged from 17.82 to 31.30 over the past decade. While the company's 10-year median is 24.60 vs. the industry median of 27.10, Peoples Bancorp (Marietta OH) has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.10, based on 1,525 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Peoples Bancorp (Marietta OH)'s current Net Margin % of 25.40% is 6.3% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Peoples Bancorp (Marietta OH) and its competitors. For the Banks industry, the median Net Margin % is 27.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp (Marietta OH)'s current Net Margin % is 25.40%, which is near median its own 10-year median of 24.60. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.45, compared to a current price of $40.93 — trading 30.1% above its estimated fair value. The current Net Margin % is 25.40%, which is near median its 10-year median of 24.60 and 6.3% below the Banks industry median of 27.10. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 64/100 with 9 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current Net Margin % is 25.40% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued.
The current stock price of $40.93 is trading 30.1% above its estimated GF Value™ of $31.45.
GuruFocus considers Peoples Bancorp (Marietta OH) to be Modestly Overvalued.
Key valuation signals for PEBO:
Net Margin %: 25.40% (near median its 10-year median of 24.60)
GF Value™: $31.45 vs. price of $40.93 (30.1% above fair value)
Industry Position: 6.3% below the Banks median (#830 of 1525)
No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
64GF Score
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