PEBO (Peoples Bancorp (Marietta OH)) Scaled Net Operating Assets: 0.18 (As of Mar. 2026)


PEBO Peoples Bancorp Inc (Marietta OH) PEBO
65 GF Score
Price $38.39
GF Value $31.33
Valuation Modestly Overvalued
! 8 Warning Signs
View Full Analysis

What is Peoples Bancorp (Marietta OH) Scaled Net Operating Assets?

Peoples Bancorp (Marietta OH) PEBO +1.80% 65 Scaled Net Operating Assets is 0.18 as of Mar. 2026. GuruFocus rates PEBO with a GF Score™ of 65/100 and a GF Value™ of $31.33 (Modestly Overvalued). The stock has 8 warning signs investors should review.

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Peoples Bancorp (Marietta OH)'s operating assets for the quarter that ended in Mar. 2026 was $9,454.1 Mil. Peoples Bancorp (Marietta OH)'s operating liabilities for the quarter that ended in Mar. 2026 was $7,763.7 Mil. Peoples Bancorp (Marietta OH)'s Total Assets for the quarter that ended in Dec. 2025 was $9,649.6 Mil. Therefore, Peoples Bancorp (Marietta OH)'s scaled net operating assets (SNOA) for the quarter that ended in Mar. 2026 was 0.18.

PEBO
65GF Score
Peoples Bancorp Inc (Marietta OH) PEBO
Scaled Net Operating Assets is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

Peoples Bancorp (Marietta OH) Scaled Net Operating Assets Calculation

Scaled Net Operating Assets (SNOA) is calculated as the difference between operating assets and operating liabilities, scaled by lagged total assets.

Peoples Bancorp (Marietta OH)'s Scaled Net Operating Assets (SNOA) for the fiscal year that ended in Dec. 2025 is calculated as

Scaled Net Operating Assets (SNOA)(A: Dec. 2025 )
=(Operating Assets (A: Dec. 2025 )-Operating Liabilities (A: Dec. 2025 ))/Total Assets (A: Dec. 2024 )
=(9460.679-7728.882)/9254.247
=0.19

where

Operating Assets(A: Dec. 2025 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9649.63 - 188.951
=9460.679

Operating Liabilities(A: Dec. 2025 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8443.028 - 204.138 - 510.008
=7728.882

Peoples Bancorp (Marietta OH)'s Scaled Net Operating Assets (SNOA) for the quarter that ended in Mar. 2026 is calculated as

Scaled Net Operating Assets (SNOA)(Q: Mar. 2026 )
=(Operating Assets (Q: Mar. 2026 )-Operating Liabilities (Q: Mar. 2026 ))/Total Assets (Q: Dec. 2025 )
=(9454.066-7763.696)/9649.63
=0.18

where

Operating Assets(Q: Mar. 2026 )
=Total Assets - Balance Sheet Cash And Cash Equivalents
=9648.087 - 194.021
=9454.066

Operating Liabilities(Q: Mar. 2026 )
=Total Liabilities - Long-Term Debt & Capital Lease Obligation - Short-Term Debt & Capital Lease Obligation
=8432.047 - 185.43 - 482.921
=7763.696

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

What does a Scaled Net Operating Assets of 0.18 mean?
Peoples Bancorp (Marietta OH) (PEBO) has a Scaled Net Operating Assets of 0.18 as of Mar. 2026. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Peoples Bancorp (Marietta OH) and its competitors.
Is Peoples Bancorp (Marietta OH)'s Scaled Net Operating Assets too high?
Peoples Bancorp (Marietta OH)'s current Scaled Net Operating Assets is 0.18. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s Scaled Net Operating Assets compare to TMP and AMAL?
Peoples Bancorp (Marietta OH)'s Scaled Net Operating Assets of 0.18 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Scaled Net Operating Assets for a Banks company?
A good Scaled Net Operating Assets depends on the Banks industry context. However, Scaled Net Operating Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Scaled Net Operating Assets mean?
A high Scaled Net Operating Assets can signal that a stock is expensive relative to its fundamentals. Scaled net operating assets equals current-period operating assets less operating liabilities less prior-period total assets. View historical data on Peoples Bancorp (Marietta OH) and its competitors. Peoples Bancorp (Marietta OH)'s current Scaled Net Operating Assets is 0.18. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.33, compared to a current price of $38.39 — trading 22.5% above its estimated fair value. The current Scaled Net Operating Assets is 0.18. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Scaled Net Operating Assets calculated?
Scaled Net Operating Assets is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current Scaled Net Operating Assets is 0.18 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?

Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued. The current stock price of $38.39 is trading 22.5% above its estimated GF Value™ of $31.33. GuruFocus considers Peoples Bancorp (Marietta OH) to be Modestly Overvalued.

Key valuation signals for PEBO:

  • Scaled Net Operating Assets: 0.18
  • GF Value™: $31.33 vs. price of $38.39 (22.5% above fair value)
  • GF Score™: 65/100 with 8 warning signs

No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Peoples Bancorp (Marietta OH) Business Description

Address 138 Putnam Street, PO Box 738, Marietta, OH, USA, 45750-0738
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
65GF Score

Get the complete analysis for PEBO

Scaled Net Operating Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$38.39
Price
$31.33
GF Value