Return on Retained Earnings (RORE) is an indicator of a company's growth potential, it shows how much a company earns by reinvesting its retained earnings, i.e. profits after dividend payments.
Peoples Bancorp (Marietta OH)'s 3-Year RORE % for the quarter that ended in Mar. 2026 was -4.57%.
Return on Retained Earnings (RORE) is important to investors because it reveals a company's efficiency and growth potential. A higher RORE indicates a higher return. A high RORE indicates that the company should reinvest profits into the business. A lower RORE suggests that the company should distribute profits to shareholders by paying out dividends, since those dollars aren't generating much additional growth for the company.
There are a several different ways to arrive at the Return on Retained Earnings. The simplest way to calculate it is by using published information on Earnings per Share (EPS) and Dividend per Share (DPS) over a selected period. Here, 3-year period is chosen.
Be Aware
Please keep in mind that the RORE is relative to the nature of the business and its competitors. If another company in the same sector is producing a lower return on retained earnings, it doesn’t necessarily mean it’s a bad investment. It may just suggest the company is older and no longer in a high growth stage. At such a stage in the business cycle, it would be expected to see a lower RORE and higher dividend payout.
Peoples Bancorp (Marietta OH) 3-Year RORE % Related Terms
Peoples Bancorp (Marietta OH) 3-Year RORE % Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Peoples Bancorp (Marietta OH)'s 3-Year RORE %, along with its competitors' market caps and 3-Year RORE % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Peoples Bancorp (Marietta OH) 3-Year RORE % vs Banks Industry
For the Banks industry and Financial Services sector, Peoples Bancorp (Marietta OH)'s 3-Year RORE % distribution charts can be found below:
* The bar in red indicates where Peoples Bancorp (Marietta OH)'s 3-Year RORE % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of 3-Year RORE %, the most recent and first period EPS (Diluted) is the trailing twelve months (TTM) data ended in Mar. 2026 and 3-year before.
Peoples Bancorp (Marietta OH) (PEBO) has a 3-Year RORE % of -4.57 as of Mar. 2026. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Peoples Bancorp (Marietta OH) and its competitors. According to the industry distribution chart, Peoples Bancorp (Marietta OH) ranks #1160 out of 1472 companies in the Banks industry, placing it in the top 78.8%.
Is Peoples Bancorp (Marietta OH)'s 3-Year RORE % too high?
Peoples Bancorp (Marietta OH)'s current 3-Year RORE % is -4.57. Based on the distribution chart, Peoples Bancorp (Marietta OH) ranks #1160 out of 1472 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Peoples Bancorp (Marietta OH) has a GF Score™ of 65/100 and is considered Modestly Overvalued, reflecting its overall financial health beyond just this single metric.
How does Peoples Bancorp (Marietta OH)'s 3-Year RORE % compare to WABC and AMAL?
According to the Banks industry distribution chart, Peoples Bancorp (Marietta OH) ranks #1160 out of 1472 companies for 3-Year RORE %. This places Peoples Bancorp (Marietta OH) in the lower half of its industry. The industry median 3-Year RORE % is 9.93. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good 3-Year RORE % for a Banks company?
The median 3-Year RORE % among Banks companies is 9.93, based on 1,472 companies in the industry. Companies in the top quartile (top 25%) have a 3-Year RORE % significantly above this median, while those in the bottom quartile fall well below. However, 3-Year RORE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high 3-Year RORE % mean?
A high 3-Year RORE % can signal that a stock is expensive relative to its fundamentals. 3-Year RORE % shows how much a company earns by reinvesting its retained earnings in 3-year. View historical data on Peoples Bancorp (Marietta OH) and its competitors. For the Banks industry, the median 3-Year RORE % is 9.93 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Peoples Bancorp (Marietta OH)'s current 3-Year RORE % is -4.57. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Peoples Bancorp (Marietta OH) stock overvalued right now?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) (PEBO) is currently considered Modestly Overvalued. The stock's GF Value™ is $31.39, compared to a current price of $38.72 — trading 23.3% above its estimated fair value. The current 3-Year RORE % is -4.57. Peoples Bancorp (Marietta OH)'s overall GF Score™ is 65/100 with 8 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is 3-Year RORE % calculated?
3-Year RORE % is calculated from a company's financial statements. For Peoples Bancorp (Marietta OH) (PEBO), the current 3-Year RORE % is -4.57 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Peoples Bancorp (Marietta OH) (PEBO) Overvalued in 2026?
Based on GuruFocus' analysis, Peoples Bancorp (Marietta OH) stock appears to be overvalued.
The current stock price of $38.72 is trading 23.3% above its estimated GF Value™ of $31.39.
GuruFocus considers Peoples Bancorp (Marietta OH) to be Modestly Overvalued.
Key valuation signals for PEBO:
3-Year RORE %: -4.57
GF Value™: $31.39 vs. price of $38.72 (23.3% above fair value)
No single metric tells the full story. See the PEBO stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Peoples Bancorp (Marietta OH) Business Description
Peoples Bancorp Inc (Marietta OH) is a financial holding company. As a community bank, it offers a complete line of banking, insurance, investment, and trust solutions through its financial subsidiaries. It offers demand deposit accounts, savings accounts, real estate mortgage loans, merchant credit card transaction processing services, corporate and personal trust services, life, health, property, and casualty insurance products, and brokerage services. The bank also offers telephone and internet-based banking through both personal computers and mobile devices.
65GF Score
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