PPCCF (PICC Property and Casualty Co) Cyclically Adjusted FCF per Share: $-0.02 (As of Dec. 2025)


PPCCF PICC Property and Casualty Co Ltd PPCCF
77 GF Score
Price $1.96
GF Value $1.82
! 1 Warning Sign
View Full Analysis

What is PICC Property and Casualty Co Cyclically Adjusted FCF per Share?

PICC Property and Casualty Co PPCCF 77 Cyclically Adjusted FCF per Share is $-0.02 as of Dec. 2025. GuruFocus rates PPCCF with a GF Score™ of 77/100 and a GF Value™ of $1.82. The stock has 1 warning sign investors should review.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

PICC Property and Casualty Co's adjusted free cash flow per share for the three months ended in Dec. 2025 was $-0.014. Add all the adjusted free cash flow per share for the past 10 years together and divide the count will get our Cyclically Adjusted FCF per Share, which is $-0.02 for the trailing ten years ended in Dec. 2025.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the Cyclically Adjusted FCF Growth Rate using Cyclically Adjusted FCF per Share data.

As of today (2026-07-06), PICC Property and Casualty Co's current stock price is $1.96. PICC Property and Casualty Co's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2025 was $-0.02. PICC Property and Casualty Co's Cyclically Adjusted Price-to-FCF of today is .


PICC Property and Casualty Co  (OTCPK:PPCCF) Cyclically Adjusted FCF per Share Explanation

If a company grows much fast than inflation, Cyclically Adjusted FCF per Share may underestimate the company's free cash flow. Cyclically Adjusted Price-to-FCF can seem to be too high even the actual Price-to-Free-Cash-Flow is low.

For the Cyclically Adjusted Price-to-FCF, the free cash flow per share of the past 10 years are inflation-adjusted and averaged. The result is used for P/FCF calculation. Since it looks at the average over the last 10 years, the Cyclically Adjusted Price-to-FCF is also called CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.


Be Aware

Cyclically Adjusted Price-to-FCF works better for cyclical companies. It gives you a better idea on the company's real free cash flow value.


PICC Property and Casualty Co Cyclically Adjusted FCF per Share Related Terms


PICC Property and Casualty Co Cyclically Adjusted FCF per Share Historical Data

* Premium members only.

The historical data trend for PICC Property and Casualty Co's Cyclically Adjusted FCF per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PICC Property and Casualty Co Cyclically Adjusted FCF per Share Chart

PICC Property and Casualty Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted FCF per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 -0.02

PICC Property and Casualty Co Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Cyclically Adjusted FCF per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 -0.02 -0.02

PPCCF vs CB, PGR, TRV: Cyclically Adjusted FCF per Share Comparison

For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PICC Property and Casualty Co Cyclically Adjusted Price-to-FCF vs Insurance Industry

For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where PICC Property and Casualty Co's Cyclically Adjusted Price-to-FCF falls into.


PPCCF
77GF Score
PICC Property and Casualty Co Ltd PPCCF
Cyclically Adjusted FCF per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PICC Property and Casualty Co Cyclically Adjusted FCF per Share Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted FCF per Share and the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years.

What is Cyclically Adjusted FCF per Share? How do we calculate Cyclically Adjusted FCF per Share?

Cyclically Adjusted FCF per Share is the average of the inflation adjusted Free Cash Flow per Share of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the Cyclically Adjusted FCF per Share of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the free cash flow per share from 2001 through 2010.

We adjusted the 2001 free cash flow per share data with the total inflation from 2001 through 2010 to the equivalent free cash flow in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart's free cash flow is $1 a share in 2001, then the 2001's equivalent free cash flow in 2010 is $1.4 a share. If Wal-Mart's free cash flow is $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 free cash flow in 2010 is $1.35. So on and so forth, you get the equivalent free cash flow per share of past 10 years. Then you add them together and divided the sum by the count to get Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, PICC Property and Casualty Co's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2025 was:

Adj_FreeCashFlowPerShare= Free Cash Flow per Share /CPI of Dec. 2025 (Change)*Current CPI (Dec. 2025)
=-0.014/115.8300*115.8300
=-0.014

Current CPI (Dec. 2025) = 115.8300.

PICC Property and Casualty Co Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
200512 0.000 75.666 0.000
200612 0.000 77.793 0.000
200712 0.000 82.911 0.000
200812 0.000 83.956 0.000
200912 0.000 85.386 0.000
201006 0.000 85.886 0.000
201012 0.000 89.289 0.000
201106 0.000 91.612 0.000
201112 0.000 92.885 0.000
201206 0.000 93.495 0.000
201212 0.000 95.237 0.000
201306 0.000 95.984 0.000
201312 0.000 97.624 0.000
201406 0.000 98.200 0.000
201412 0.000 99.000 0.000
201506 0.000 99.500 0.000
201512 0.000 100.600 0.000
201606 0.000 101.400 0.000
201612 0.000 102.600 0.000
201706 0.000 103.100 0.000
201712 0.000 104.500 0.000
201806 0.000 104.900 0.000
201812 0.000 106.500 0.000
201906 0.000 107.700 0.000
201912 0.000 111.200 0.000
202006 0.000 110.400 0.000
202012 0.000 111.500 0.000
202106 0.000 111.769 0.000
202112 0.000 113.108 0.000
202206 0.000 114.558 0.000
202212 0.000 115.116 0.000
202306 0.000 114.558 0.000
202312 0.000 114.781 0.000
202403 -0.001 115.227 -0.001
202406 -0.004 114.781 -0.004
202409 -0.003 115.785 -0.003
202412 -0.012 114.893 -0.012
202506 0.000 114.907 0.000
202509 -0.003 115.470 -0.003
202512 -0.014 115.830 -0.014

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

What does a Cyclically Adjusted FCF per Share of $-0.02 mean?
PICC Property and Casualty Co (PPCCF) has a Cyclically Adjusted FCF per Share of $-0.02 as of Dec. 2025. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PICC Property and Casualty Co and its competitors.
Is PICC Property and Casualty Co's Cyclically Adjusted FCF per Share too high?
PICC Property and Casualty Co's current Cyclically Adjusted FCF per Share is $-0.02. Overall, PICC Property and Casualty Co has a GF Score™ of 77/100, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Cyclically Adjusted FCF per Share compare to CB and PGR?
PICC Property and Casualty Co's Cyclically Adjusted FCF per Share of $-0.02 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Cyclically Adjusted FCF per Share for an Insurance company?
A good Cyclically Adjusted FCF per Share depends on the Insurance industry context. However, Cyclically Adjusted FCF per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Cyclically Adjusted FCF per Share mean?
A high Cyclically Adjusted FCF per Share can signal that a stock is expensive relative to its fundamentals. Cyclically Adjusted FCF per Share represents the company's inflation-adjusted FCF per share over a 10-year period. View historical data on PICC Property and Casualty Co and its competitors. PICC Property and Casualty Co's current Cyclically Adjusted FCF per Share is $-0.02. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
PICC Property and Casualty Co (PPCCF) has a current Cyclically Adjusted FCF per Share of $-0.02. The stock's GF Value™ is $1.82, compared to a current price of $1.96 — trading 7.7% above its estimated fair value. The current Cyclically Adjusted FCF per Share is $-0.02. PICC Property and Casualty Co's overall GF Score™ is 77/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Cyclically Adjusted FCF per Share calculated?
Cyclically Adjusted FCF per Share is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current Cyclically Adjusted FCF per Share is $-0.02 as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of $1.96 is trading 7.7% above its estimated GF Value™ of $1.82.

Key valuation signals for PPCCF:

  • Cyclically Adjusted FCF per Share: $-0.02
  • GF Value™: $1.82 vs. price of $1.96 (7.7% above fair value)
  • GF Score™: 77/100 with 1 warning sign

No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PICC Property and Casualty Co Business Description

Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
77GF Score

Get the complete analysis for PPCCF

Cyclically Adjusted FCF per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.96
Price
$1.82
GF Value