PPCCF (PICC Property and Casualty Co) Interest Expense: $-73 Mil (TTM As of Dec. 2025)

What is PICC Property and Casualty Co Interest Expense?

PICC Property and Casualty Co PPCCF 82 Interest Expense is $-73 Mil as of Dec. 2025. GuruFocus rates PPCCF with a GF Score™ of 82/100 and a GF Value™ of $1.80. The stock has 1 warning sign investors should review.

Interest Expense is the amount reported by a company or individual as an expense for borrowed money. PICC Property and Casualty Co's interest expense for the three months ended in Dec. 2025 was $ -38 Mil. Its interest expense for the trailing twelve months (TTM) ended in Dec. 2025 was $-73 Mil.

Interest Coverage is a ratio that determines how easily a company can pay interest expenses on outstanding debt. It is calculated by dividing a company's Operating Income(EBIT) by its Interest Expense. PICC Property and Casualty Co's Operating Income for the three months ended in Dec. 2025 was $ -104 Mil. PICC Property and Casualty Co's Interest Expense for the three months ended in Dec. 2025 was $ -38 Mil. PICC Property and Casualty Co did not have earnings to cover the interest expense. The higher the ratio, the stronger the company's financial strength is. Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PICC Property and Casualty Co (OTCPK:PPCCF) Interest Expense Explanation

Note: If both Interest Expense and Interest Income are empty, while Net Interest Income is negative, then use Net Interest Income as Interest Expense.

PICC Property and Casualty Co's Interest Expense for the three months ended in Dec. 2025 was $-38 Mil. Its EBIT for the three months ended in Dec. 2025 was $-104 Mil. And its Long-Term Debt & Capital Lease Obligation for the three months ended in Dec. 2025 was $1,874 Mil.

PICC Property and Casualty Co's Interest Coverage for the quarter that ended in Dec. 2025 is calculated as

PICC Property and Casualty Co did not have earnings to cover the interest expense.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

The higher the ratio, the stronger the company's financial strength is.

PICC Property and Casualty Co Interest Expense Historical Data

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The historical data trend for PICC Property and Casualty Co's Interest Expense can be seen below:

PICC Property and Casualty Co Interest Expense Chart

PICC Property and Casualty Co Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

Interest Expense

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-217.61

-144.15

-161.20

-163.86

-138.57

PICC Property and Casualty Co Quarterly Data
	Dec17	Jun18	Dec18	Jun19	Dec19	Jun20	Dec20	Jun21	Dec21	Jun22	Dec22	Jun23	Dec23	Mar24	Jun24	Sep24	Dec24	Jun25	Sep25	Dec25
Interest Expense	Get a 7-Day Free Trial															-26.92	-56.93	0.00	-34.54	-38.33

82GF Score

PICC Property and Casualty Co Ltd PPCCF

Interest Expense is just one metric. See GF Score™, valuation, warning signs, and more.

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PICC Property and Casualty Co Interest Expense Calculation

Interest Expense is the amount reported by a company or individual as an expense for borrowed money.

Interest Expense for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $-73 Mil.

Frequently Asked Questions Learn more about Interest Expense →

What does a Interest Expense of $-73 Mil mean?

PICC Property and Casualty Co (PPCCF) has a Interest Expense of $-73 Mil as of Dec. 2025. Interest Expense is the amount a company pays on its long-term debt. View historical data on PICC Property and Casualty Co and its competitors.

Is PICC Property and Casualty Co's Interest Expense too high?

PICC Property and Casualty Co's current Interest Expense is $-73 Mil. Overall, PICC Property and Casualty Co has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.

How does PICC Property and Casualty Co's Interest Expense compare to CB and PGR?

PICC Property and Casualty Co's Interest Expense of $-73 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Interest Expense for an Insurance company?

A good Interest Expense depends on the Insurance industry context. However, Interest Expense should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Interest Expense mean?

A high Interest Expense can signal that a stock is expensive relative to its fundamentals. Interest Expense is the amount a company pays on its long-term debt. View historical data on PICC Property and Casualty Co and its competitors. PICC Property and Casualty Co's current Interest Expense is $-73 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is PICC Property and Casualty Co stock overvalued right now?

PICC Property and Casualty Co (PPCCF) has a current Interest Expense of $-73 Mil. The stock's GF Value™ is $1.80, compared to a current price of $1.96 — trading 8.9% above its estimated fair value. The current Interest Expense is $-73 Mil. PICC Property and Casualty Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Interest Expense calculated?

Interest Expense is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current Interest Expense is $-73 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of $1.96 is trading 8.9% above its estimated GF Value™ of $1.80.

Key valuation signals for PPCCF:

Interest Expense: $-73 Mil
GF Value™: $1.80 vs. price of $1.96 (8.9% above fair value)
GF Score™: 82/100 with 1 warning sign

No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

PICC Property and Casualty Co Business Description

Industry Financial Services Insurance

Comparable Companies HKSE:01339 HKSE:06963 HKSE:06060 HKSE:00222 CB PGR TSE:8766 TRV ALL TSE:8725 TSX:IFC TSX:FFH TSE:8630 CINF WRB ASX:QBE MKL L MIL:UNI XKRX:000810

Other Exchanges PPCCY:USA 02328:Hong Kong PJC:Germany

Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022

Website https://property.picc.com

PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.

82GF Score

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Interest Expense is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.96

Price

$1.80

GF Value

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