PPCCF (PICC Property and Casualty Co) EBIT: $2,710 Mil (TTM As of Dec. 2025)


PPCCF PICC Property and Casualty Co Ltd PPCCF
82 GF Score
Price $1.96
GF Value $1.77
! 1 Warning Sign
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What is PICC Property and Casualty Co EBIT?

PICC Property and Casualty Co PPCCF 82 EBIT is $2,710 Mil as of Dec. 2025. GuruFocus rates PPCCF with a GF Score™ of 82/100 and a GF Value™ of $1.77. The stock has 1 warning sign investors should review.

PICC Property and Casualty Co's earnings before interest and taxes (EBIT) for the three months ended in Dec. 2025 was $-104 Mil. Its earnings before interest and taxes (EBIT) for the trailing twelve months (TTM) ended in Dec. 2025 was $2,710 Mil.

EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition. PICC Property and Casualty Co's annualized ROC % for the quarter that ended in Dec. 2025 was 0.00%.

EBIT is also linked to Joel Greenblatt's definition of earnings yield. PICC Property and Casualty Co's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 6.28%.


PICC Property and Casualty Co  (OTCPK:PPCCF) EBIT Explanation

1. EBIT or Operating Income is linked to Return on Capital for both regular definition and Joel Greenblatt's definition.

PICC Property and Casualty Co's annualized ROC % for the quarter that ended in Dec. 2025 is calculated as:

ROC % (Q: Dec. 2025 )
=NOPAT/Average Invested Capital
=EBIT * ( 1 - Tax Rate % )/( (Invested Capital (Q: Sep. 2025 ) + Invested Capital (Q: Dec. 2025 ))/ count )
=-416.324 * ( 1 - 100% )/( (111045.46815 + 115945.9166)/ 2 )
=-0/113495.692375
=0.00 %

where

Invested Capital(Q: Sep. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=116482.016 - 4998.398 - ( 1395.575 - 5% * 19148.503 )
=111045.46815

Invested Capital(Q: Dec. 2025 )
=Total Assets - Accounts Payable & Accrued Expense - Excess Cash
=Total Assets - Accounts Payable & Accrued Expense - ( Balance Sheet Cash And Cash Equivalents - 5% * Revenue )
=122174.296 - 5813.267 - ( 1288.903 - 5% * 17475.812 )
=115945.9166

Note: The EBIT data used here is four times the quarterly (Dec. 2025) data.

2. Joel Greenblatt's definition of Return on Capital:

ROC (Joel Greenblatt) % does not apply to banks and insurance companies.

3. It is also linked to Joel Greenblatt's definition of Earnings Yield:

PICC Property and Casualty Co's Earnings Yield (Joel Greenblatt) % for today is calculated as:

Earnings Yield (Joel Greenblatt) %=EBIT (TTM)/Enterprise Value (Q: Dec. 2025 )
=2709.994/43127.382
=6.28 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PICC Property and Casualty Co EBIT Related Terms


PICC Property and Casualty Co EBIT Historical Data

* Premium members only.

The historical data trend for PICC Property and Casualty Co's EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PICC Property and Casualty Co EBIT Chart

PICC Property and Casualty Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4,304.08 5,023.88 4,087.56 5,385.20 6,911.21

PICC Property and Casualty Co Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1,479.33 893.22 0.00 2,814.08 -104.08

PPCCF vs CB, PGR, TRV: EBIT Comparison

For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PICC Property and Casualty Co EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PICC Property and Casualty Co's EV-to-EBIT falls into.


PPCCF
82GF Score
PICC Property and Casualty Co Ltd PPCCF
EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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PICC Property and Casualty Co EBIT Calculation

EBIT, sometimes also called Earnings Before Interest and Taxes, is a measure of a firm's profit that includes all expenses except interest and income tax expenses. It is the difference between operating revenues and operating expenses. When a firm does not have non-operating income, then Operating Income is sometimes used as a synonym for EBIT and operating profit.

EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,710 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT →
What does a EBIT of $2,710 Mil mean?
PICC Property and Casualty Co (PPCCF) has a EBIT of $2,710 Mil as of Dec. 2025. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PICC Property and Casualty Co.
Is PICC Property and Casualty Co's EBIT too high?
PICC Property and Casualty Co's current EBIT is $2,710 Mil. Overall, PICC Property and Casualty Co has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's EBIT compare to CB and PGR?
PICC Property and Casualty Co's EBIT of $2,710 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT for an Insurance company?
A good EBIT depends on the Insurance industry context. However, EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT mean?
A high EBIT can signal that a stock is expensive relative to its fundamentals. Earnings before interest and taxes is the difference between operating revenue and operating expenses. View historical data on PICC Property and Casualty Co. PICC Property and Casualty Co's current EBIT is $2,710 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
PICC Property and Casualty Co (PPCCF) has a current EBIT of $2,710 Mil. The stock's GF Value™ is $1.77, compared to a current price of $1.96 — trading 10.7% above its estimated fair value. The current EBIT is $2,710 Mil. PICC Property and Casualty Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT calculated?
EBIT is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current EBIT is $2,710 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of $1.96 is trading 10.7% above its estimated GF Value™ of $1.77.

Key valuation signals for PPCCF:

  • EBIT: $2,710 Mil
  • GF Value™: $1.77 vs. price of $1.96 (10.7% above fair value)
  • GF Score™: 82/100 with 1 warning sign

No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PICC Property and Casualty Co Business Description

Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
82GF Score

Get the complete analysis for PPCCF

EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.96
Price
$1.77
GF Value