PPCCF (PICC Property and Casualty Co) Retained Earnings: $14,722 Mil (As of Dec. 2025)


PPCCF PICC Property and Casualty Co Ltd PPCCF
83 GF Score
Price $1.96
GF Value $1.83
! 1 Warning Sign
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What is PICC Property and Casualty Co Retained Earnings?

PICC Property and Casualty Co PPCCF 83 Retained Earnings is $14,722 Mil as of Dec. 2025. GuruFocus rates PPCCF with a GF Score™ of 83/100 and a GF Value™ of $1.83. The stock has 1 warning sign investors should review.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. PICC Property and Casualty Co's retained earnings for the quarter that ended in Dec. 2025 was $14,722 Mil.

PICC Property and Casualty Co's quarterly retained earnings increased from Jun. 2025 ($0 Mil) to Sep. 2025 ($16,625 Mil) but then declined from Sep. 2025 ($16,625 Mil) to Dec. 2025 ($14,722 Mil).

PICC Property and Casualty Co's annual retained earnings stayed the same from Dec. 2023 ($0 Mil) to Dec. 2024 ($0 Mil) but then increased from Dec. 2024 ($0 Mil) to Dec. 2025 ($14,722 Mil).


PICC Property and Casualty Co  (OTCPK:PPCCF) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


PICC Property and Casualty Co Retained Earnings Historical Data

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The historical data trend for PICC Property and Casualty Co's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PICC Property and Casualty Co Retained Earnings Chart

PICC Property and Casualty Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 14,722.00

PICC Property and Casualty Co Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 12,464.88 0.00 0.00 16,625.46 14,722.00
PPCCF
83GF Score
PICC Property and Casualty Co Ltd PPCCF
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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PICC Property and Casualty Co Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of $14,722 Mil mean?
PICC Property and Casualty Co (PPCCF) has a Retained Earnings of $14,722 Mil as of Dec. 2025. Retained earnings is the amount of net income not issued to shareholders. View historical data on PICC Property and Casualty Co and its competitors.
Is PICC Property and Casualty Co's Retained Earnings too high?
PICC Property and Casualty Co's current Retained Earnings is $14,722 Mil. Overall, PICC Property and Casualty Co has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Retained Earnings compare to CB and PGR?
PICC Property and Casualty Co's Retained Earnings of $14,722 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for an Insurance company?
A good Retained Earnings depends on the Insurance industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on PICC Property and Casualty Co and its competitors. PICC Property and Casualty Co's current Retained Earnings is $14,722 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
PICC Property and Casualty Co (PPCCF) has a current Retained Earnings of $14,722 Mil. The stock's GF Value™ is $1.83, compared to a current price of $1.96 — trading 7.1% above its estimated fair value. The current Retained Earnings is $14,722 Mil. PICC Property and Casualty Co's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current Retained Earnings is $14,722 Mil as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of $1.96 is trading 7.1% above its estimated GF Value™ of $1.83.

Key valuation signals for PPCCF:

  • Retained Earnings: $14,722 Mil
  • GF Value™: $1.83 vs. price of $1.96 (7.1% above fair value)
  • GF Score™: 83/100 with 1 warning sign

No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PICC Property and Casualty Co Business Description

Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
83GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.96
Price
$1.83
GF Value