PPCCF (PICC Property and Casualty Co) EBITDA Margin %: -0.60% (As of Dec. 2025)


PPCCF PICC Property and Casualty Co Ltd PPCCF
82 GF Score
Price $1.96
GF Value $1.77
! 1 Warning Sign
View Full Analysis

What is PICC Property and Casualty Co EBITDA Margin %?

PICC Property and Casualty Co PPCCF 82 EBITDA Margin % is -0.60% as of Dec. 2025. GuruFocus rates PPCCF with a GF Score™ of 82/100 and a GF Value™ of $1.77. The stock has 1 warning sign investors should review. Among 371 Insurance companies, PICC Property and Casualty Co ranks worse than 78.17% on this metric.

EBITDA Margin % is calculated as EBITDA divided by its Revenue. PICC Property and Casualty Co's EBITDA for the three months ended in Dec. 2025 was $-104 Mil. PICC Property and Casualty Co's Revenue for the three months ended in Dec. 2025 was $17,476 Mil. Therefore, PICC Property and Casualty Co's EBITDA margin for the quarter that ended in Dec. 2025 was -0.60%.


PICC Property and Casualty Co  (OTCPK:PPCCF) EBITDA Margin % Explanation

EBITDA Margin % is the ratio of EBITDA divided by net sales or Revenue. It is an performance metric measuring company's operating profitability. EBITDA Margin takes depreciation and amortization, interest expense and tax into account, which makes it easy to compare the relative profitability of companies of different sizes in the same industry.


PICC Property and Casualty Co EBITDA Margin % Related Terms


PICC Property and Casualty Co EBITDA Margin % Historical Data

* Premium members only.

The historical data trend for PICC Property and Casualty Co's EBITDA Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PICC Property and Casualty Co EBITDA Margin % Chart

PICC Property and Casualty Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBITDA Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 7.20 9.49 7.48 8.93 10.26

PICC Property and Casualty Co Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
EBITDA Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 8.47 5.34 0.00 14.70 -0.60

PPCCF vs CB, PGR, TRV: EBITDA Margin % Comparison

For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's EBITDA Margin %, along with its competitors' market caps and EBITDA Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PICC Property and Casualty Co EBITDA Margin % vs Insurance Industry

For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's EBITDA Margin % distribution charts can be found below:

* The bar in red indicates where PICC Property and Casualty Co's EBITDA Margin % falls into.


PPCCF
82GF Score
PICC Property and Casualty Co Ltd PPCCF
EBITDA Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

PICC Property and Casualty Co EBITDA Margin % Calculation

EBITDA margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent.

PICC Property and Casualty Co's EBITDA Margin % for the fiscal year that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (A: Dec. 2025 )/Revenue (A: Dec. 2025 )
=7456.27/72664.698
=10.26 %

PICC Property and Casualty Co's EBITDA Margin % for the quarter that ended in Dec. 2025 is calculated as

EBITDA Margin %=EBITDA (Q: Dec. 2025 )/Revenue (Q: Dec. 2025 )
=-104.081/17475.812
=-0.60 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBITDA Margin % →
What does a EBITDA Margin % of -0.60% mean?
PICC Property and Casualty Co (PPCCF) has a EBITDA Margin % of -0.60% as of Dec. 2025. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PICC Property and Casualty Co and its competitors. Over the past decade, PICC Property and Casualty Co's EBITDA Margin % has ranged from 7.16 to 10.26. According to the industry distribution chart, PICC Property and Casualty Co ranks #290 out of 371 companies in the Insurance industry, placing it in the top 78.2%.
Is PICC Property and Casualty Co's EBITDA Margin % too high?
PICC Property and Casualty Co's current EBITDA Margin % is -0.60%. Over the past 10 years, this metric has ranged from a low of 7.16 to a high of 10.26. Based on the distribution chart, PICC Property and Casualty Co ranks #290 out of 371 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PICC Property and Casualty Co has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's EBITDA Margin % compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #290 out of 371 companies for EBITDA Margin %. This places PICC Property and Casualty Co in the lower half of its industry. The industry median EBITDA Margin % is 14.91. Historically, PICC Property and Casualty Co's own EBITDA Margin % has ranged from 7.16 to 10.26 over the past decade. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBITDA Margin % for an Insurance company?
The median EBITDA Margin % among Insurance companies is 14.91, based on 371 companies in the industry. Companies in the top quartile (top 25%) have a EBITDA Margin % significantly above this median, while those in the bottom quartile fall well below. However, EBITDA Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBITDA Margin % mean?
A high EBITDA Margin % can signal that a stock is expensive relative to its fundamentals. EBITDA Margin is the ratio of EBITDA divided by net sales or Revenue, usually presented in percent. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median EBITDA Margin % is 14.91 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current EBITDA Margin % is -0.60%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
PICC Property and Casualty Co (PPCCF) has a current EBITDA Margin % of -0.60%. The stock's GF Value™ is $1.77, compared to a current price of $1.96 — trading 10.7% above its estimated fair value. The current EBITDA Margin % is -0.60%. PICC Property and Casualty Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBITDA Margin % calculated?
EBITDA Margin % is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current EBITDA Margin % is -0.60% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of $1.96 is trading 10.7% above its estimated GF Value™ of $1.77.

Key valuation signals for PPCCF:

  • EBITDA Margin %: -0.60%
  • GF Value™: $1.77 vs. price of $1.96 (10.7% above fair value)
  • GF Score™: 82/100 with 1 warning sign

No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PICC Property and Casualty Co Business Description

Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
82GF Score

Get the complete analysis for PPCCF

EBITDA Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.96
Price
$1.77
GF Value