PICC Property and Casualty CoPPCCF 82 PS Ratio is 1.19 as of Jul. 01, 2026, which is 4% above its 10-year median of 1.14. GuruFocus rates PPCCF with a GF Score™ of 82/100 and a GF Value™ of $1.80. The stock has 1 warning sign investors should review. Among 504 Insurance companies, PICC Property and Casualty Co ranks better than 52.78% on this metric.
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. As of today, PICC Property and Casualty Co's share price is $1.96.
PICC Property and Casualty Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 was $1.65. Hence, PICC Property and Casualty Co's PS Ratio for today is 1.19.
Good Sign:
PICC Property and Casualty Co Ltd stock PS Ratio (=0.56) is close to 1-year low of 0.56.
The historical rank and industry rank for PICC Property and Casualty Co's PS Ratio or its related term are showing as below:
PPCCF'
s PS Ratio Range Over the Past 10 Years
Min: 0.5 Med: 1.14 Max: 1.97
Current: 1.12
During the past 13 years, PICC Property and Casualty Co's highest PS Ratio was 1.97. The lowest was 0.50. And the median was 1.14.
PPCCF's PS Ratio is ranked better than 52.78% of 504
companies
in the Insurance industry
Industry Median: 1.15
vs PPCCF: 1.12
During the past 13 years, PICC Property and Casualty Co's highest 3-Year average Revenue per Share Growth Rate was 72.00% per year. The lowest was -14.00% per year. And the median was 9.50% per year.
Back to Basics: PS Ratio
PICC Property and Casualty Co (OTCPK:PPCCF) PS Ratio Explanation
The PS Ratio is an excellent valuation indicator if you want to compare a stock with its historical valuation or with the stocks in the same industry. The PS Ratio works especially well when you want to compare the stock's current valuation with its historical valuation. The PS Ratio is a great valuation tool for evaluating cyclical businesses where the PE Ratio works poorly. It works the best when comparing the current valuation with the historical valuation because over time, a company's profit margin tends to revert to the mean.
When the PS Ratio is applied to the whole stock market, it can be used to evaluate the current market valuation and projected returns. In this case, the price is the total market cap of all stocks that are traded, and sales are the GDP of the country. This is how Warren Buffett estimates the broad market valuation and project future returns.
The PS Ratio does not tell you how cheap or expensive the stock is. It cannot be used to compare companies in different industries. It works better for companies within the same industry because these companies tend to have similar capital structures and profit margins. It works the best when comparing a company with itself in the past.
PICC Property and Casualty Co PS Ratio Related Terms
PICC Property and Casualty Co PS Ratio Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's PS Ratio, along with its competitors' market caps and PS Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co PS Ratio vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's PS Ratio distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's PS Ratio falls into.
PICC Property and Casualty Co PS Ratio Calculation
The PS Ratio, or Price-to-Sales ratio, or Price/Sales, is a financial ratio used to compare a company's market price to its Revenue per Share. It is a ratio widely used to value stocks and it was first used by Ken Fisher.
PICC Property and Casualty Co's Share Price of today is $1.96. PICC Property and Casualty Co's Revenue per Share for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $1.65.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
It can also be calculated from the numbers for the whole company:
PICC Property and Casualty Co (PPCCF) has a PS Ratio of 1.19 as of Jul. 01, 2026. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PICC Property and Casualty Co and its competitors. This is near median its historical median of 1.14. Over the past decade, PICC Property and Casualty Co's PS Ratio has ranged from 0.50 to 1.97. According to the industry distribution chart, PICC Property and Casualty Co ranks #238 out of 504 companies in the Insurance industry, placing it in the top 47.2%.
Is PICC Property and Casualty Co's PS Ratio too high?
PICC Property and Casualty Co's current PS Ratio of 1.19 is near median its 10-year median of 1.14. Over the past 10 years, this metric has ranged from a low of 0.50 to a high of 1.97. The Insurance industry median PS Ratio is 1.15. PICC Property and Casualty Co's value of 1.19 is 3.5% above this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #238 out of 504 companies in the Insurance industry, which is above the industry midpoint. Overall, PICC Property and Casualty Co has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's PS Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #238 out of 504 companies for PS Ratio. This puts PICC Property and Casualty Co in the upper half of its industry. The industry median PS Ratio is 1.15. PICC Property and Casualty Co's value of 1.19 is 3.5% above this benchmark. Historically, PICC Property and Casualty Co's own PS Ratio has ranged from 0.50 to 1.97 over the past decade. While the company's 10-year median is 1.14 vs. the industry median of 1.15, PICC Property and Casualty Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PS Ratio for an Insurance company?
The median PS Ratio among Insurance companies is 1.15, based on 504 companies in the industry. Companies in the top quartile (top 25%) have a PS Ratio significantly above this median, while those in the bottom quartile fall well below. However, PS Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current PS Ratio of 1.19 is 3.5% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PS Ratio mean?
A high PS Ratio can signal that a stock is expensive relative to its fundamentals. Price-to-Sales ratio is the ratio of share price to a company's revenue per share. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median PS Ratio is 1.15 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current PS Ratio is 1.19, which is near median its own 10-year median of 1.14. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
PICC Property and Casualty Co (PPCCF) has a current PS Ratio of 1.19. The stock's GF Value™ is $1.80, compared to a current price of $1.96 — trading 8.9% above its estimated fair value. The current PS Ratio is 1.19, which is near median its 10-year median of 1.14 and 3.5% above the Insurance industry median of 1.15. PICC Property and Casualty Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PS Ratio calculated?
PS Ratio is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current PS Ratio is 1.19 as of Jul. 01, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of $1.96 is trading 8.9% above its estimated GF Value™ of $1.80.
Key valuation signals for PPCCF:
PS Ratio: 1.19 (near median its 10-year median of 1.14)
GF Value™: $1.80 vs. price of $1.96 (8.9% above fair value)
Industry Position: 3.5% above the Insurance median (#238 of 504)
No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Property and Casualty Co Business Description
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
82GF Score
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