PICC Property and Casualty CoPPCCF 83 Return-on-Tangible-Asset is 0.05% as of Dec. 2025, which is 99% below its 10-year median of 4.01. GuruFocus rates PPCCF with a GF Score™ of 83/100 and a GF Value™ of $1.83. The stock has 1 warning sign investors should review. Among 509 Insurance companies, PICC Property and Casualty Co ranks worse than 58.94% on this metric.
The historical rank and industry rank for PICC Property and Casualty Co's Return-on-Tangible-Asset or its related term are showing as below:
PPCCF'
s Return-on-Tangible-Asset Range Over the Past 10 Years
Min: 1.96 Med: 4.01 Max: 5.02
Current: 1.96
During the past 13 years, PICC Property and Casualty Co's highest Return-on-Tangible-Asset was 5.02%. The lowest was 1.96%. And the median was 4.01%.
PPCCF's Return-on-Tangible-Asset is ranked worse than 58.94% of 509
companies
in the Insurance industry
Industry Median: 2.74
vs PPCCF: 1.96
PICC Property and Casualty Co (OTCPK:PPCCF) Return-on-Tangible-Asset Explanation
Return-on-Tangible-Asset measures the rate of return on the average total tangible assets (total assets minus intangible assets). Tangible means physical in nature. Intangible Assets are assets that are not physical in nature, and typically "derive their value from legal or intellectual rights." Return-on-Tangible-Asset measures a firm's efficiency at generating profits from its tangible assets. It shows how well a company uses what it has to generate earnings. Return-on-Tangible-Assets can vary drastically across industries. Therefore, Return-on-Tangible-Asset should not be used to compare companies in different industries.
Be Aware
Like ROE and ROA, Return-on-Tangible-Asset is calculated with only 12 months data. Fluctuations in the companys earnings or business cycles can affect the ratio drastically. It is important to look at the ratio from a long term perspective. Return-on-Tangible-Asset can be affected by events such as stock buyback or issuance, and by a companys tax rate and its interest payment. Return-on-Tangible-Asset may not reflect the true earning power of the assets. A more accurate measurement is ROC % (ROC).
Many analysts argue the higher return the better. Buffett states that really high Return-on-Tangible-Asset may indicate vulnerability in the durability of the competitive advantage.
PICC Property and Casualty Co Return-on-Tangible-Asset Related Terms
PICC Property and Casualty Co Return-on-Tangible-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co Return-on-Tangible-Asset Chart
PPCCF vs CB, PGR, TRV: Return-on-Tangible-Asset Comparison
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's Return-on-Tangible-Asset, along with its competitors' market caps and Return-on-Tangible-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co Return-on-Tangible-Asset vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's Return-on-Tangible-Asset distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's Return-on-Tangible-Asset falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
In the calculation of annual Return-on-Tangible-Asset, the net income of the last fiscal year and the average total tangible assets over the fiscal year are used. In calculating the quarterly data,
the Net Income data used here is four times the quarterly (Dec. 2025) net income data.
What does a Return-on-Tangible-Asset of 0.05% mean?
PICC Property and Casualty Co (PPCCF) has a Return-on-Tangible-Asset of 0.05% as of Dec. 2025. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PICC Property and Casualty Co and its competitors. This is 99% below median its historical median of 4.01. Over the past decade, PICC Property and Casualty Co's Return-on-Tangible-Asset has ranged from 1.96 to 5.02. According to the industry distribution chart, PICC Property and Casualty Co ranks #300 out of 509 companies in the Insurance industry, placing it in the top 58.9%.
Is PICC Property and Casualty Co's Return-on-Tangible-Asset too high?
PICC Property and Casualty Co's current Return-on-Tangible-Asset of 0.05% is 99% below median its 10-year median of 4.01. Over the past 10 years, this metric has ranged from a low of 1.96 to a high of 5.02. The Insurance industry median Return-on-Tangible-Asset is 2.74. PICC Property and Casualty Co's value of 0.05% is 98.2% below this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #300 out of 509 companies in the Insurance industry, which is below the industry midpoint. Overall, PICC Property and Casualty Co has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Return-on-Tangible-Asset compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #300 out of 509 companies for Return-on-Tangible-Asset. This places PICC Property and Casualty Co in the lower half of its industry. The industry median Return-on-Tangible-Asset is 2.74. PICC Property and Casualty Co's value of 0.05% is 98.2% below this benchmark. Historically, PICC Property and Casualty Co's own Return-on-Tangible-Asset has ranged from 1.96 to 5.02 over the past decade. While the company's 10-year median is 4.01 vs. the industry median of 2.74, PICC Property and Casualty Co has consistently been below the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Return-on-Tangible-Asset for an Insurance company?
The median Return-on-Tangible-Asset among Insurance companies is 2.74, based on 509 companies in the industry. Companies in the top quartile (top 25%) have a Return-on-Tangible-Asset significantly above this median, while those in the bottom quartile fall well below. However, Return-on-Tangible-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current Return-on-Tangible-Asset of 0.05% is 98.2% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Return-on-Tangible-Asset mean?
A high Return-on-Tangible-Asset can signal that a stock is expensive relative to its fundamentals. Return on tangible assets is the ratio of current-period net income to average two-period tangible assets. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median Return-on-Tangible-Asset is 2.74 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current Return-on-Tangible-Asset is 0.05%, which is 99% below median its own 10-year median of 4.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
PICC Property and Casualty Co (PPCCF) has a current Return-on-Tangible-Asset of 0.05%. The stock's GF Value™ is $1.83, compared to a current price of $1.96 — trading 7.1% above its estimated fair value. The current Return-on-Tangible-Asset is 0.05%, which is 99% below median its 10-year median of 4.01 and 98.2% below the Insurance industry median of 2.74. PICC Property and Casualty Co's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Return-on-Tangible-Asset calculated?
Return-on-Tangible-Asset is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current Return-on-Tangible-Asset is 0.05% as of Dec. 2025. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of $1.96 is trading 7.1% above its estimated GF Value™ of $1.83.
Key valuation signals for PPCCF:
Return-on-Tangible-Asset: 0.05% (99% below median its 10-year median of 4.01)
GF Value™: $1.83 vs. price of $1.96 (7.1% above fair value)
Industry Position: 98.2% below the Insurance median (#300 of 509)
No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Property and Casualty Co Business Description
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
83GF Score
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