PICC Property and Casualty CoPPCCF 83 Peter Lynch Fair Value is $2.22 as of Jul. 12, 2026, which is 120% above its 10-year median of 1.01. GuruFocus rates PPCCF with a GF Score™ of 83/100 and a GF Value™ of $1.83. The stock has 1 warning sign investors should review. Among 157 Insurance companies, PICC Property and Casualty Co ranks better than 50.96% on this metric.
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year. Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years. If 5-Year Growth Rate is greater than 25% a year, we use 25. If 5-Year Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Here, as of today, PICC Property and Casualty Co's PEG is 1. PICC Property and Casualty Co's 5-Year TTM EBITDA Growth Rate is 8.6.
PICC Property and Casualty Co's EPS without NRI for the trailing twelve months (TTM) ended in Dec. 2025 was $0.26. Therefore, the Peter Lynch Fair Value for today is $2.22.
The historical rank and industry rank for PICC Property and Casualty Co's Peter Lynch Fair Value or its related term are showing as below:
PPCCF'
s Price-to-Peter-Lynch-Fair-Value Range Over the Past 10 Years
Min: 0.73 Med: 1.01 Max: 1.49
Current: 0.82
During the past 13 years, the highest Price to Peter Lynch Fair Value Ratio of PICC Property and Casualty Co was 1.49. The lowest was 0.73. And the median was 1.01.
PPCCF's Price-to-Peter-Lynch-Fair-Value is ranked better than 50.96% of 157
companies
in the Insurance industry
Industry Median: 0.85
vs PPCCF: 0.82
Note: Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart.
PICC Property and Casualty Co (OTCPK:PPCCF) Peter Lynch Fair Value Explanation
Peter Lynch Fair Value applies to growing companies. The ideal range for the growth rate is between 10 - 20% a year.
Peter Lynch thinks that the fair P/E value for a growth company equals its growth rate, that is PEG = 1. The earnings here is trailing twelve month (TTM) earnings. For non-bank companies, the growth rate we use is the average growth rate for EBITDA per share over the past 5 years. For Banks, the growth rate we use is the average growth rate for Book Value per share over the past 5 years.
Please don't confuse Peter Lynch Fair Value with the value reached in Peter Lynch Chart. In Peter Lynch chart, a fixed P/E ratio of 15 is used to draw the Earnings Line. Therefore the value reached has a P/E ratio of 15. But in Peter Lynch Fair Value calculation, P/E equals to the growth rate of EBITDA per share over the past 5 years, which is 8.6 instead of 15 in this case.
PICC Property and Casualty Co's Price to Peter Lynch Fair Value Ratio for today is calculated as
Price to Peter Lynch Fair Value
=
Share Price
/
Peter Lynch Fair Value
=
1.96
/
2.22
=
0.88
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co Peter Lynch Fair Value Related Terms
PICC Property and Casualty Co Peter Lynch Fair Value Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
PICC Property and Casualty Co Peter Lynch Fair Value Chart
PPCCF vs CB, PGR, TRV: Peter Lynch Fair Value Comparison
For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's Price-to-Peter-Lynch-Fair-Value, along with its competitors' market caps and Price-to-Peter-Lynch-Fair-Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
PICC Property and Casualty Co Price-to-Peter-Lynch-Fair-Value vs Insurance Industry
For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's Price-to-Peter-Lynch-Fair-Value distribution charts can be found below:
* The bar in red indicates where PICC Property and Casualty Co's Price-to-Peter-Lynch-Fair-Value falls into.
PICC Property and Casualty Co's EPS without NRI for the trailing twelve months (TTM) uses the latest annual data, which was $0.26.
* Note that for companies that do not have enough quarterly data to calculate the 5-Year TTM EBITDA Growth Rate, we use the annual data for the calculation.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
** Please be aware that the 5-Year TTM EBITDA Growth Rate is calculated based on TTM data over the last 5 years. For quarterly reported companies, the TTM data adds up the quarterly data reported by the company within the most recent 12 months. For companies that report semi-annually, annually, or do not have enough quarterly data, GuruFocus uses the annual data as the TTM data.
If 5-Year Earnings Growth Rate is greater than 25% a year, we use 25.
If 5-Year Earnings Growth Rate is smaller than 5% a year, we do not calculate Peter Lynch Fair Value.
Please note that we use the 5-year average growth rate of EBITDA per share as the growth rate for non-bank companies, as EBITDA growth is subject to less manipulations than net earnings per share. For banks, we use the 5-year average growth rate of Book Value per share as the growth rate. The reason is that EBITDA is not applicable to Banks and Book value is a relative important measurement for Banks. In the calculation, PEG=1 because Peter Lynch thinks that the fair P/E ratio of the growth stock is equal to its earnings growth rate.
PICC Property and Casualty Co (PPCCF) has a Peter Lynch Fair Value of $2.22 as of Jul. 12, 2026. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PICC Property and Casualty Co and its competitors. This is 120% above median its historical median of 1.01. Over the past decade, PICC Property and Casualty Co's Peter Lynch Fair Value has ranged from 0.73 to 1.49. According to the industry distribution chart, PICC Property and Casualty Co ranks #77 out of 157 companies in the Insurance industry, placing it in the top 49%.
Is PICC Property and Casualty Co's Peter Lynch Fair Value too high?
PICC Property and Casualty Co's current Peter Lynch Fair Value of $2.22 is 120% above median its 10-year median of 1.01. Over the past 10 years, this metric has ranged from a low of 0.73 to a high of 1.49. The Insurance industry median Peter Lynch Fair Value is 0.85. PICC Property and Casualty Co's value of $2.22 is 161.2% above this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #77 out of 157 companies in the Insurance industry, which is above the industry midpoint. Overall, PICC Property and Casualty Co has a GF Score™ of 83/100, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's Peter Lynch Fair Value compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #77 out of 157 companies for Peter Lynch Fair Value. This puts PICC Property and Casualty Co in the upper half of its industry. The industry median Peter Lynch Fair Value is 0.85. PICC Property and Casualty Co's value of $2.22 is 161.2% above this benchmark. Historically, PICC Property and Casualty Co's own Peter Lynch Fair Value has ranged from 0.73 to 1.49 over the past decade. While the company's 10-year median is 1.01 vs. the industry median of 0.85, PICC Property and Casualty Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Peter Lynch Fair Value for an Insurance company?
The median Peter Lynch Fair Value among Insurance companies is 0.85, based on 157 companies in the industry. Companies in the top quartile (top 25%) have a Peter Lynch Fair Value significantly above this median, while those in the bottom quartile fall well below. However, Peter Lynch Fair Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current Peter Lynch Fair Value of $2.22 is 161.2% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Peter Lynch Fair Value mean?
A high Peter Lynch Fair Value can signal that a stock is expensive relative to its fundamentals. Peter Lynch Fair Value is the stock value based on a company's current earnings and five-year earnings growth, assuming a PEG of one. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median Peter Lynch Fair Value is 0.85 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current Peter Lynch Fair Value is $2.22, which is 120% above median its own 10-year median of 1.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
PICC Property and Casualty Co (PPCCF) has a current Peter Lynch Fair Value of $2.22. The stock's GF Value™ is $1.83, compared to a current price of $1.96 — trading 7.1% above its estimated fair value. The current Peter Lynch Fair Value is $2.22, which is 120% above median its 10-year median of 1.01 and 161.2% above the Insurance industry median of 0.85. PICC Property and Casualty Co's overall GF Score™ is 83/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Peter Lynch Fair Value calculated?
Peter Lynch Fair Value is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current Peter Lynch Fair Value is $2.22 as of Jul. 12, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?
Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued.
The current stock price of $1.96 is trading 7.1% above its estimated GF Value™ of $1.83.
Key valuation signals for PPCCF:
Peter Lynch Fair Value: $2.22 (120% above median its 10-year median of 1.01)
GF Value™: $1.83 vs. price of $1.96 (7.1% above fair value)
Industry Position: 161.2% above the Insurance median (#77 of 157)
No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
PICC Property and Casualty Co Business Description
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
83GF Score
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