PPCCF (PICC Property and Casualty Co) PEG Ratio: 2.26 (As of Jun. 30, 2026) — Near Median


PPCCF PICC Property and Casualty Co Ltd PPCCF
82 GF Score
Price $1.96
GF Value $1.79
! 1 Warning Sign
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What is PICC Property and Casualty Co PEG Ratio?

PICC Property and Casualty Co PPCCF 82 PEG Ratio is 2.26 as of Jun. 30, 2026, which is 9% above its 10-year median of 2.07. GuruFocus rates PPCCF with a GF Score™ of 82/100 and a GF Value™ of $1.79. The stock has 1 warning sign investors should review. Among 185 Insurance companies, PICC Property and Casualty Co ranks worse than 78.92% on this metric.

PE Ratio without NRI / 5-Year EBITDA Growth Rate*

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The growth rate we use is the 5-Year EBITDA growth rate. As of today, PICC Property and Casualty Co's PE Ratio without NRI is 19.41. PICC Property and Casualty Co's 5-Year EBITDA growth rate is 8.60%. Therefore, PICC Property and Casualty Co's PEG Ratio for today is 2.26.

* The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.


The historical rank and industry rank for PICC Property and Casualty Co's PEG Ratio or its related term are showing as below:

PPCCF' s PEG Ratio Range Over the Past 10 Years
Min: 1.24   Med: 2.07   Max: 2.45
Current: 2.14


During the past 13 years, PICC Property and Casualty Co's highest PEG Ratio was 2.45. The lowest was 1.24. And the median was 2.07.


PPCCF's PEG Ratio is ranked worse than
78.92% of 185 companies
in the Insurance industry
Industry Median: 0.84 vs PPCCF: 2.14

Peter Lynch thinks a company with a P/E ratio equal to its growth rate is fairly valued.


PICC Property and Casualty Co  (OTCPK:PPCCF) PEG Ratio Explanation

To compare stocks with different growth rates, Peter Lynch invented a ratio called PEG Ratio. PEG Ratio is defined as the P/E ratio divided by the growth ratio. He thinks a company with a P/E ratio equal to its growth rate is fairly valued. Still he said he would rather buy a company growing 20% a year with a P/E of 20, instead of a company growing 10% a year with a P/E of 10.


PICC Property and Casualty Co PEG Ratio Related Terms


PICC Property and Casualty Co PEG Ratio Historical Data

* Premium members only.

The historical data trend for PICC Property and Casualty Co's PEG Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PICC Property and Casualty Co PEG Ratio Chart

PICC Property and Casualty Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
PEG Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 1.32 1.11 1.49 1.31 0.94

PICC Property and Casualty Co Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
PEG Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 1.31 0.00 0.00 0.94

PPCCF vs CB, PGR, TRV: PEG Ratio Comparison

For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's PEG Ratio, along with its competitors' market caps and PEG Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PICC Property and Casualty Co PEG Ratio vs Insurance Industry

For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's PEG Ratio distribution charts can be found below:

* The bar in red indicates where PICC Property and Casualty Co's PEG Ratio falls into.


PPCCF
82GF Score
PICC Property and Casualty Co Ltd PPCCF
PEG Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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PICC Property and Casualty Co PEG Ratio Calculation

PEG Ratio is defined as the PE Ratio without NRI divided by the growth ratio. The ratio we use is the 5-Year EBITDA growth rate.

PICC Property and Casualty Co's PEG Ratio for today is calculated as

PEG Ratio=PE Ratio without NRI/5-Year EBITDA Growth Rate*
=19.405940594059/8.60
=2.26

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Note: The 5-Year EBITDA Growth Rate is the 5-year average EBITDA per share growth rate. While the denominator is a percentage, we use the whole number as opposed to the decimal form for the calculation. For example, 5% would be shown as 5 as opposed to 0.05. If it's smaller than or equal to 0, then the PEG Ratio is not calculated.

Frequently Asked Questions Learn more about PEG Ratio →
What does a PEG Ratio of 2.26 mean?
PICC Property and Casualty Co (PPCCF) has a PEG Ratio of 2.26 as of Jun. 30, 2026. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PICC Property and Casualty Co and its competitors. This is near median its historical median of 2.07. Over the past decade, PICC Property and Casualty Co's PEG Ratio has ranged from 1.24 to 2.45. According to the industry distribution chart, PICC Property and Casualty Co ranks #146 out of 185 companies in the Insurance industry, placing it in the top 78.9%.
Is PICC Property and Casualty Co's PEG Ratio too high?
PICC Property and Casualty Co's current PEG Ratio of 2.26 is near median its 10-year median of 2.07. Over the past 10 years, this metric has ranged from a low of 1.24 to a high of 2.45. The Insurance industry median PEG Ratio is 0.84. PICC Property and Casualty Co's value of 2.26 is 169% above this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #146 out of 185 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PICC Property and Casualty Co has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's PEG Ratio compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #146 out of 185 companies for PEG Ratio. This places PICC Property and Casualty Co in the lower half of its industry. The industry median PEG Ratio is 0.84. PICC Property and Casualty Co's value of 2.26 is 169% above this benchmark. Historically, PICC Property and Casualty Co's own PEG Ratio has ranged from 1.24 to 2.45 over the past decade. While the company's 10-year median is 2.07 vs. the industry median of 0.84, PICC Property and Casualty Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good PEG Ratio for an Insurance company?
The median PEG Ratio among Insurance companies is 0.84, based on 185 companies in the industry. Companies in the top quartile (top 25%) have a PEG Ratio significantly above this median, while those in the bottom quartile fall well below. However, PEG Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current PEG Ratio of 2.26 is 169% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high PEG Ratio mean?
A high PEG Ratio can signal that a stock is expensive relative to its fundamentals. Price-earnings to growth ratio is the ratio of price-earnings to a company's earnings growth rate. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median PEG Ratio is 0.84 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current PEG Ratio is 2.26, which is near median its own 10-year median of 2.07. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
PICC Property and Casualty Co (PPCCF) has a current PEG Ratio of 2.26. The stock's GF Value™ is $1.79, compared to a current price of $1.96 — trading 9.5% above its estimated fair value. The current PEG Ratio is 2.26, which is near median its 10-year median of 2.07 and 169% above the Insurance industry median of 0.84. PICC Property and Casualty Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is PEG Ratio calculated?
PEG Ratio is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current PEG Ratio is 2.26 as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of $1.96 is trading 9.5% above its estimated GF Value™ of $1.79.

Key valuation signals for PPCCF:

  • PEG Ratio: 2.26 (near median its 10-year median of 2.07)
  • GF Value™: $1.79 vs. price of $1.96 (9.5% above fair value)
  • GF Score™: 82/100 with 1 warning sign
  • Industry Position: 169% above the Insurance median (#146 of 185)

No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PICC Property and Casualty Co Business Description

Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
82GF Score

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PEG Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.96
Price
$1.79
GF Value