PPCCF (PICC Property and Casualty Co) EV-to-EBIT: 16.12 (As of Jul. 25, 2026) — 59% Above Median

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PPCCF PICC Property and Casualty Co Ltd PPCCF
82 GF Score
Price $1.96
GF Value $1.73
! 1 Warning Sign
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What is PICC Property and Casualty Co EV-to-EBIT?

PICC Property and Casualty Co PPCCF 82 EV-to-EBIT is 16.12 as of Jul. 25, 2026, which is 59% above its 10-year median of 10.16. GuruFocus rates PPCCF with a GF Score™ of 82/100 and a GF Value™ of $1.73. The stock has 1 warning sign investors should review. Among 345 Insurance companies, PICC Property and Casualty Co ranks worse than 80.29% on this metric.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. As of today, PICC Property and Casualty Co's Enterprise Value is $43,685 Mil. PICC Property and Casualty Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $2,710 Mil. Therefore, PICC Property and Casualty Co's EV-to-EBIT for today is 16.12.

The historical rank and industry rank for PICC Property and Casualty Co's EV-to-EBIT or its related term are showing as below:

PPCCF' s EV-to-EBIT Range Over the Past 10 Years
Min: 6.55   Med: 10.16   Max: 30.2
Current: 16.24

During the past 13 years, the highest EV-to-EBIT of PICC Property and Casualty Co was 30.20. The lowest was 6.55. And the median was 10.16.

PPCCF's EV-to-EBIT is ranked worse than
80.29% of 345 companies
in the Insurance industry
Industry Median: 8.53 vs PPCCF: 16.24

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %. PICC Property and Casualty Co's Enterprise Value for the quarter that ended in Dec. 2025 was $46,348 Mil. PICC Property and Casualty Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 was $2,710 Mil. PICC Property and Casualty Co's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 was 5.85%.


PICC Property and Casualty Co  (OTCPK:PPCCF) EV-to-EBIT Explanation

This is a more accurate valuation of companies' operation because it considers the debt and cash on its balance sheet, and non-operating items such as interest payment, tax, and one-time items are not included in the Operating Income.

Joel Greenblatt calls the inversion of this ratio Earnings Yield (Joel Greenblatt) %.

PICC Property and Casualty Co's Earnings Yield (Joel Greenblatt) % for the quarter that ended in Dec. 2025 is calculated as:

Earnings Yield (Joel Greenblatt) % (Q: Dec. 2025 ) =EBIT / Enterprise Value (Q: Dec. 2025 )
=2709.994/46348.2356
=5.85 %

PICC Property and Casualty Co's Enterprise Value for the quarter that ended in Dec. 2025 was $46,348 Mil.
PICC Property and Casualty Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,710 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


PICC Property and Casualty Co EV-to-EBIT Related Terms


PICC Property and Casualty Co EV-to-EBIT Historical Data

* Premium members only.

The historical data trend for PICC Property and Casualty Co's EV-to-EBIT can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

PICC Property and Casualty Co EV-to-EBIT Chart

PICC Property and Casualty Co Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EV-to-EBIT
Get a 7-Day Free Trial Premium Member Only Premium Member Only 4.05 4.26 6.48 6.90 6.89

PICC Property and Casualty Co Quarterly Data
Dec17 Jun18 Dec18 Jun19 Dec19 Jun20 Dec20 Jun21 Dec21 Jun22 Dec22 Jun23 Dec23 Mar24 Jun24 Sep24 Dec24 Jun25 Sep25 Dec25
EV-to-EBIT Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 7.19 6.90 18.70 13.67 6.89

PPCCF vs CB, PGR, TRV: EV-to-EBIT Comparison

For the Insurance - Property & Casualty subindustry, PICC Property and Casualty Co's EV-to-EBIT, along with its competitors' market caps and EV-to-EBIT data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


PICC Property and Casualty Co EV-to-EBIT vs Insurance Industry

For the Insurance industry and Financial Services sector, PICC Property and Casualty Co's EV-to-EBIT distribution charts can be found below:

* The bar in red indicates where PICC Property and Casualty Co's EV-to-EBIT falls into.


PPCCF
82GF Score
PICC Property and Casualty Co Ltd PPCCF
EV-to-EBIT is just one metric. See GF Score™, valuation, warning signs, and more.
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PICC Property and Casualty Co EV-to-EBIT Calculation

PICC Property and Casualty Co's EV-to-EBIT for today is calculated as:

EV-to-EBIT=Enterprise Value (Today)/EBIT (TTM)
=43684.944/2709.994
=16.12

PICC Property and Casualty Co's current Enterprise Value is $43,685 Mil.
PICC Property and Casualty Co's EBIT for the trailing twelve months (TTM) ended in Dec. 2025 adds up the quarterly data reported by the company within the most recent 12 months, which was $2,710 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EV-to-EBIT →
What does a EV-to-EBIT of 16.12 mean?
PICC Property and Casualty Co (PPCCF) has a EV-to-EBIT of 16.12 as of Jul. 25, 2026. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PICC Property and Casualty Co and its competitors. This is 59% above median its historical median of 10.16. Over the past decade, PICC Property and Casualty Co's EV-to-EBIT has ranged from 6.55 to 30.20. According to the industry distribution chart, PICC Property and Casualty Co ranks #277 out of 345 companies in the Insurance industry, placing it in the top 80.3%.
Is PICC Property and Casualty Co's EV-to-EBIT too high?
PICC Property and Casualty Co's current EV-to-EBIT of 16.12 is 59% above median its 10-year median of 10.16. Over the past 10 years, this metric has ranged from a low of 6.55 to a high of 30.20. The Insurance industry median EV-to-EBIT is 8.53. PICC Property and Casualty Co's value of 16.12 is 89% above this industry median. Based on the distribution chart, PICC Property and Casualty Co ranks #277 out of 345 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, PICC Property and Casualty Co has a GF Score™ of 82/100, reflecting its overall financial health beyond just this single metric.
How does PICC Property and Casualty Co's EV-to-EBIT compare to CB and PGR?
According to the Insurance industry distribution chart, PICC Property and Casualty Co ranks #277 out of 345 companies for EV-to-EBIT. This places PICC Property and Casualty Co in the lower half of its industry. The industry median EV-to-EBIT is 8.53. PICC Property and Casualty Co's value of 16.12 is 89% above this benchmark. Historically, PICC Property and Casualty Co's own EV-to-EBIT has ranged from 6.55 to 30.20 over the past decade. While the company's 10-year median is 10.16 vs. the industry median of 8.53, PICC Property and Casualty Co has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EV-to-EBIT for an Insurance company?
The median EV-to-EBIT among Insurance companies is 8.53, based on 345 companies in the industry. Companies in the top quartile (top 25%) have a EV-to-EBIT significantly above this median, while those in the bottom quartile fall well below. However, EV-to-EBIT should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. PICC Property and Casualty Co's current EV-to-EBIT of 16.12 is 89% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EV-to-EBIT mean?
A high EV-to-EBIT can signal that a stock is expensive relative to its fundamentals. EV to EBIT ratio is the inverse of Joel Greenblatt's earnings yield definition. View historical data on PICC Property and Casualty Co and its competitors. For the Insurance industry, the median EV-to-EBIT is 8.53 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. PICC Property and Casualty Co's current EV-to-EBIT is 16.12, which is 59% above median its own 10-year median of 10.16. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is PICC Property and Casualty Co stock overvalued right now?
PICC Property and Casualty Co (PPCCF) has a current EV-to-EBIT of 16.12. The stock's GF Value™ is $1.73, compared to a current price of $1.96 — trading 13.3% above its estimated fair value. The current EV-to-EBIT is 16.12, which is 59% above median its 10-year median of 10.16 and 89% above the Insurance industry median of 8.53. PICC Property and Casualty Co's overall GF Score™ is 82/100 with 1 warning sign to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EV-to-EBIT calculated?
EV-to-EBIT is calculated from a company's financial statements. For PICC Property and Casualty Co (PPCCF), the current EV-to-EBIT is 16.12 as of Jul. 25, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is PICC Property and Casualty Co (PPCCF) Overvalued in 2026?

Based on GuruFocus' analysis, PICC Property and Casualty Co stock appears to be overvalued. The current stock price of $1.96 is trading 13.3% above its estimated GF Value™ of $1.73.

Key valuation signals for PPCCF:

  • EV-to-EBIT: 16.12 (59% above median its 10-year median of 10.16)
  • GF Value™: $1.73 vs. price of $1.96 (13.3% above fair value)
  • GF Score™: 82/100 with 1 warning sign
  • Industry Position: 89% above the Insurance median (#277 of 345)

No single metric tells the full story. See the PPCCF stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


PICC Property and Casualty Co Business Description

Address Tower 2, No. 2 Jianguomenwai Avenue, Chaoyang District, Beijing, CHN, 100022
PICC P&C is headquartered in Beijing. The company is China's largest nonlife insurer, commanding nearly 33% domestic market share. Founded by the People's Bank of China in 1949, PICC P&C operates as the flagship subsidiary of PICC Group—a state-owned insurance holding company that retains a 69% equity stake. The company underwrites a comprehensive suite of nonlife insurance products spanning auto, commercial property, liability, credit and surety, accident and health, energy and aerospace, and agricultural lines.
82GF Score

Get the complete analysis for PPCCF

EV-to-EBIT is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$1.96
Price
$1.73
GF Value