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DWNX (Delhi Bank) Cyclically Adjusted PB Ratio : 1.91 (As of May. 29, 2025)


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What is Delhi Bank Cyclically Adjusted PB Ratio?

As of today (2025-05-29), Delhi Bank's current share price is $20.75. Delhi Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 was $10.86. Delhi Bank's Cyclically Adjusted PB Ratio for today is 1.91.

The historical rank and industry rank for Delhi Bank's Cyclically Adjusted PB Ratio or its related term are showing as below:

DWNX' s Cyclically Adjusted PB Ratio Range Over the Past 10 Years
Min: 1.86   Med: 1.89   Max: 1.95
Current: 1.93

During the past years, Delhi Bank's highest Cyclically Adjusted PB Ratio was 1.95. The lowest was 1.86. And the median was 1.89.

DWNX's Cyclically Adjusted PB Ratio is ranked worse than
84.63% of 1282 companies
in the Banks industry
Industry Median: 1.01 vs DWNX: 1.93

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio. The Cyclically Adjusted Book per Share is the average of the inflation adjusted book value per share of a company over the past 10 years.

Delhi Bank's adjusted book value per share data for the three months ended in Mar. 2025 was $8.905. Add all the adjusted book value per share for the past 10 years together and divide the count will get our Cyclically Adjusted Book per Share, which is $10.86 for the trailing ten years ended in Mar. 2025.

Shiller PE for Stocks: The True Measure of Stock Valuation


Delhi Bank Cyclically Adjusted PB Ratio Historical Data

The historical data trend for Delhi Bank's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

Delhi Bank Cyclically Adjusted PB Ratio Chart

Delhi Bank Annual Data
Trend Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24
Cyclically Adjusted PB Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - - 1.91 1.91

Delhi Bank Quarterly Data
Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 1.89 1.88 1.89 1.91 1.93

Competitive Comparison of Delhi Bank's Cyclically Adjusted PB Ratio

For the Banks - Regional subindustry, Delhi Bank's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delhi Bank's Cyclically Adjusted PB Ratio Distribution in the Banks Industry

For the Banks industry and Financial Services sector, Delhi Bank's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Delhi Bank's Cyclically Adjusted PB Ratio falls into.


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Delhi Bank Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Delhi Bank's Cyclically Adjusted PB Ratio for today is calculated as

Cyclically Adjusted PB Ratio=Share Price/ Cyclically Adjusted Book per Share
=20.75/10.86
=1.91

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delhi Bank's Cyclically Adjusted Book per Share for the quarter that ended in Mar. 2025 is calculated as:

For example, Delhi Bank's adjusted Book Value per Share data for the three months ended in Mar. 2025 was:

Adj_Book=Book Value per Share/CPI of Mar. 2025 (Change)*Current CPI (Mar. 2025)
=8.905/134.9266*134.9266
=8.905

Current CPI (Mar. 2025) = 134.9266.

Delhi Bank Quarterly Data

Book Value per Share CPI Adj_Book
201506 8.538 100.684 11.442
201509 8.890 100.392 11.948
201512 8.824 99.792 11.931
201603 8.983 100.470 12.064
201606 9.108 101.688 12.085
201609 8.953 101.861 11.859
201612 8.467 101.863 11.215
201703 0.000 102.862 0.000
201706 8.944 103.349 11.677
201709 8.821 104.136 11.429
201712 8.648 104.011 11.218
201803 8.460 105.290 10.841
201806 8.521 106.317 10.814
201809 8.742 106.507 11.075
201812 8.998 105.998 11.454
201903 9.098 107.251 11.446
201906 9.503 108.070 11.865
201909 9.715 108.329 12.100
201912 9.781 108.420 12.172
202003 10.362 108.902 12.838
202006 10.609 108.767 13.161
202009 10.440 109.815 12.827
202012 10.529 109.897 12.927
202103 10.371 111.754 12.521
202106 10.540 114.631 12.406
202109 10.413 115.734 12.140
202112 10.307 117.630 11.823
202203 0.000 121.301 0.000
202206 8.351 125.017 9.013
202209 7.675 125.227 8.270
202212 8.096 125.222 8.723
202303 8.372 127.348 8.870
202306 7.922 128.729 8.303
202309 7.564 129.860 7.859
202312 8.347 129.419 8.702
202403 8.098 131.776 8.292
202406 8.066 132.554 8.210
202409 9.457 133.029 9.592
202412 8.415 133.157 8.527
202503 8.905 134.927 8.905

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Delhi Bank  (OTCPK:DWNX) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Delhi Bank Cyclically Adjusted PB Ratio Related Terms

Thank you for viewing the detailed overview of Delhi Bank's Cyclically Adjusted PB Ratio provided by GuruFocus.com. Please click on the following links to see related term pages.


Delhi Bank Business Description

Traded in Other Exchanges
N/A
Address
124 Main street, Delhi, NY, USA, 13753-0508
Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. It offers a full array of loan products to meet the needs of retail and commercial customers.

Delhi Bank Headlines