DWNX (Delhi Bank) Asset Turnover: 0.01 (As of Mar. 2026)


DWNX Delhi Bank Corp DWNX
57 GF Score
Price $21.00
GF Value $22.71
Valuation Fairly Valued
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What is Delhi Bank Asset Turnover?

Delhi Bank DWNX 57 Asset Turnover is 0.01 as of Mar. 2026. GuruFocus rates DWNX with a GF Score™ of 57/100 and a GF Value™ of $22.71 (Fairly Valued).

Asset Turnover measures how quickly a company turns over its asset through sales. It is calculated as Revenue divided by Total Assets. Delhi Bank's Revenue for the three months ended in Mar. 2026 was $2.82 Mil. Delhi Bank's Total Assets for the quarter that ended in Mar. 2026 was $388.15 Mil. Therefore, Delhi Bank's Asset Turnover for the quarter that ended in Mar. 2026 was 0.01.

Asset Turnover is linked to ROE % through Du Pont Formula. Delhi Bank's annualized ROE % for the quarter that ended in Mar. 2026 was 9.48%. It is also linked to ROA % through Du Pont Formula. Delhi Bank's annualized ROA % for the quarter that ended in Mar. 2026 was 0.76%.


Delhi Bank  (OTCPK:DWNX) Asset Turnover Explanation

Asset Turnover is linked to ROE % through Du Pont Formula.

Delhi Bank's annulized ROE % for the quarter that ended in Mar. 2026 is

ROE %**(Q: Mar. 2026 )
=Net Income/Total Stockholders Equity
=2.944/31.042
=(Net Income / Revenue)*(Revenue / Total Assets)*(Total Assets / Total Stockholders Equity)
=(2.944 / 11.264)*(11.264 / 388.1525)*(388.1525/ 31.042)
=Net Margin %*Asset Turnover*Equity Multiplier
=26.14 %*0.029*12.5041
=ROA %*Equity Multiplier
=0.76 %*12.5041
=9.48 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

** The ROE % used above is for Du Pont Analysis only. It is different from the defined ROE % page on our website, as here it uses Net Income instead of Net Income attributable to Common Stockholders in the calculation.

It is also linked to ROA % through Du Pont Formula:

Delhi Bank's annulized ROA % for the quarter that ended in Mar. 2026 is

ROA %(Q: Mar. 2026 )
=Net Income/Total Assets
=2.944/388.1525
=(Net Income / Revenue)*(Revenue / Total Assets)
=(2.944 / 11.264)*(11.264 / 388.1525)
=Net Margin %*Asset Turnover
=26.14 %*0.029
=0.76 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) net income data. The Revenue data used here is four times the quarterly (Mar. 2026) revenue data.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Therefore, it is a good sign if a company's Asset Turnover is consistent or even increases. If a company's asset grows faster than sales, its Asset Turnover will decline, which can be a warning sign.


Delhi Bank Asset Turnover Related Terms


Delhi Bank Asset Turnover Historical Data

* Premium members only.

The historical data trend for Delhi Bank's Asset Turnover can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delhi Bank Asset Turnover Chart

Delhi Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Asset Turnover
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.03 0.03 0.03 0.02 0.03

Delhi Bank Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Asset Turnover Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.01 0.01 0.01 0.01 0.01

DWNX vs PBKX, HCBN, NACB: Asset Turnover Comparison

For the Banks - Regional subindustry, Delhi Bank's Asset Turnover, along with its competitors' market caps and Asset Turnover data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delhi Bank Asset Turnover vs Banks Industry

For the Banks industry and Financial Services sector, Delhi Bank's Asset Turnover distribution charts can be found below:

* The bar in red indicates where Delhi Bank's Asset Turnover falls into.


DWNX
57GF Score
Delhi Bank Corp DWNX
Asset Turnover is just one metric. See GF Score™, valuation, warning signs, and more.
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Delhi Bank Asset Turnover Calculation

Asset Turnover measures how quickly a company turns over its asset through sales.

Delhi Bank's Asset Turnover for the fiscal year that ended in Dec. 2025 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (A: Dec. 2025 )/( (Total Assets (A: Dec. 2024 )+Total Assets (A: Dec. 2025 ))/ count )
=10.032/( (368.113+370.559)/ 2 )
=10.032/369.336
=0.03

Delhi Bank's Asset Turnover for the quarter that ended in Mar. 2026 is calculated as

Asset Turnover
=Revenue/Average Total Assets
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=2.816/( (370.559+405.746)/ 2 )
=2.816/388.1525
=0.01

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Companies with low profit margins tend to have high Asset Turnover, while those with high profit margins have low Asset Turnover. Companies in the retail industry tend to have a very high turnover ratio.

Frequently Asked Questions Learn more about Asset Turnover →
What does a Asset Turnover of 0.01 mean?
Delhi Bank (DWNX) has a Asset Turnover of 0.01 as of Mar. 2026. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Delhi Bank and its competitors.
Is Delhi Bank's Asset Turnover too high?
Delhi Bank's current Asset Turnover is 0.01. Overall, Delhi Bank has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does Delhi Bank's Asset Turnover compare to PBKX and HCBN?
Delhi Bank's Asset Turnover of 0.01 can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Asset Turnover for a Banks company?
A good Asset Turnover depends on the Banks industry context. However, Asset Turnover should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Asset Turnover mean?
A high Asset Turnover can signal that a stock is expensive relative to its fundamentals. Asset turnover equals current-period sales over average total assets over the past two periods. View historical data on Delhi Bank and its competitors. Delhi Bank's current Asset Turnover is 0.01. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delhi Bank stock overvalued right now?
Based on GuruFocus' analysis, Delhi Bank (DWNX) is currently considered Fairly Valued. The stock's GF Value™ is $22.71, compared to a current price of $21.00 — trading 7.5% below its estimated fair value. The current Asset Turnover is 0.01. Delhi Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Asset Turnover calculated?
Asset Turnover is calculated from a company's financial statements. For Delhi Bank (DWNX), the current Asset Turnover is 0.01 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delhi Bank (DWNX) Overvalued in 2026?

Based on GuruFocus' analysis, Delhi Bank stock appears to be undervalued. The current stock price of $21.00 is trading 7.5% below its estimated GF Value™ of $22.71. GuruFocus considers Delhi Bank to be Fairly Valued.

Key valuation signals for DWNX:

  • Asset Turnover: 0.01
  • GF Value™: $22.71 vs. price of $21.00 (7.5% below fair value)
  • GF Score™: 57/100

No single metric tells the full story. See the DWNX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delhi Bank Business Description

Address 124 Main street, P.O. Box 508, Delhi, NY, USA, 13753-0508
Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. The company offers a full array of loan products to meet the needs of retail and commercial customers.
57GF Score

Get the complete analysis for DWNX

Asset Turnover is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.00
Price
$22.71
GF Value