Focused on building reliable datasets, financial models, and research tools for value-minded investors. Committed to turning complex data into practical guidance for value-investing and long-term wealth.
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.
Delhi BankDWNX -0.05%57 Shiller PE Ratio is 26.23 as of Sep. 06, 2026, which is 3% below its 10-year median of 26.97. GuruFocus rates DWNX with a GF Score™ of 57/100 and a GF Value™ of $23.66 (Modestly Undervalued). Among 1,239 Banks companies, Delhi Bank ranks worse than 88.3% on this metric.
As of today (2026-09-06), Delhi Bank's current share price is $21.25. Delhi Bank's E10 for the quarter that ended in Jun. 2026 was $0.81. Delhi Bank's Shiller PE Ratio for today is 26.23.
The historical rank and industry rank for Delhi Bank's Shiller PE Ratio or its related term are showing as below:
DWNX'
s Shiller PE Ratio Range Over the Past 10 Years
Min: 25.8 Med: 26.97 Max: 28.2
Current: 26.23
During the past years, Delhi Bank's highest Shiller PE Ratio was 28.20. The lowest was 25.80. And the median was 26.97.
DWNX's Shiller PE Ratio is ranked worse than 88.3% of 1239
companies
in the Banks industry
Industry Median: 14
vs DWNX: 26.23
E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.
Delhi Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was $0.240. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is $0.81 for the trailing ten years ended in Jun. 2026.
Shiller PE for Stocks: The True Measure of Stock Valuation
Delhi Bank (OTCPK:DWNX) Shiller PE Ratio Explanation
Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.
If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.
Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.
Be Aware
Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.
Delhi Bank Shiller PE Ratio Related Terms
Delhi Bank Shiller PE Ratio Historical Data
* Premium members only.
The historical data trend for Delhi Bank's Shiller PE Ratio can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
DWNX vs MNMB, CBWA, CBAF: Shiller PE Ratio Comparison
For the Banks - Regional subindustry, Delhi Bank's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Delhi Bank Shiller PE Ratio vs Banks Industry
For the Banks industry and Financial Services sector, Delhi Bank's Shiller PE Ratio distribution charts can be found below:
* The bar in red indicates where Delhi Bank's Shiller PE Ratio falls into.
For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.
The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.
Delhi Bank's Shiller PE Ratio for today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Delhi Bank's E10 for the quarter that ended in Jun. 2026 is calculated as:
For example, Delhi Bank's adjusted earnings per share data for the three months ended in Jun. 2026 was:
Add all the adjusted EPS together and divide 10 will get our E10.
Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.
Delhi Bank (DWNX) has a Shiller PE Ratio of 26.23 as of Sep. 06, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Delhi Bank and its competitors. This is near median its historical median of 26.97. Over the past decade, Delhi Bank's Shiller PE Ratio has ranged from 25.80 to 28.20. According to the industry distribution chart, Delhi Bank ranks #1094 out of 1239 companies in the Banks industry, placing it in the top 88.3%.
Is Delhi Bank's Shiller PE Ratio too high?
Delhi Bank's current Shiller PE Ratio of 26.23 is near median its 10-year median of 26.97. Over the past 10 years, this metric has ranged from a low of 25.80 to a high of 28.20. The Banks industry median Shiller PE Ratio is 14.00. Delhi Bank's value of 26.23 is 87.4% above this industry median. Based on the distribution chart, Delhi Bank ranks #1094 out of 1239 companies in the Banks industry, which is in the bottom quartile relative to peers. Overall, Delhi Bank has a GF Score™ of 57/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Delhi Bank's Shiller PE Ratio compare to MNMB and CBWA?
According to the Banks industry distribution chart, Delhi Bank ranks #1094 out of 1239 companies for Shiller PE Ratio. This places Delhi Bank in the lower half of its industry. The industry median Shiller PE Ratio is 14.00. Delhi Bank's value of 26.23 is 87.4% above this benchmark. Historically, Delhi Bank's own Shiller PE Ratio has ranged from 25.80 to 28.20 over the past decade. While the company's 10-year median is 26.97 vs. the industry median of 14.00, Delhi Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Banks company?
The median Shiller PE Ratio among Banks companies is 14.00, based on 1,239 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Delhi Bank's current Shiller PE Ratio of 26.23 is 87.4% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Delhi Bank and its competitors. For the Banks industry, the median Shiller PE Ratio is 14.00 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Delhi Bank's current Shiller PE Ratio is 26.23, which is near median its own 10-year median of 26.97. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delhi Bank stock overvalued right now?
Based on GuruFocus' analysis, Delhi Bank (DWNX) is currently considered Modestly Undervalued. The stock's GF Value™ is $23.66, compared to a current price of $21.25 — trading 10.2% below its estimated fair value. The current Shiller PE Ratio is 26.23, which is near median its 10-year median of 26.97 and 87.4% above the Banks industry median of 14.00. Delhi Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Delhi Bank (DWNX), the current Shiller PE Ratio is 26.23 as of Sep. 06, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Delhi Bank (DWNX) Overvalued in 2026?
Based on GuruFocus' analysis, Delhi Bank stock appears to be undervalued.
The current stock price of $21.25 is trading 10.2% below its estimated GF Value™ of $23.66.
GuruFocus considers Delhi Bank to be Modestly Undervalued.
Key valuation signals for DWNX:
Shiller PE Ratio: 26.23 (near median its 10-year median of 26.97)
GF Value™: $23.66 vs. price of $21.25 (10.2% below fair value)
Industry Position: 87.4% above the Banks median (#1094 of 1239)
No single metric tells the full story. See the DWNX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. The company offers a full array of loan products to meet the needs of retail and commercial customers.
57GF Score
Get the complete analysis for DWNX
Shiller PE Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
DWNX has been successfully added to your 
