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Delhi BankDWNX 53 Net Margin % is 27.88% as of Jun. 2026, which is 25% above its 10-year median of 22.30. GuruFocus rates DWNX with a GF Score™ of 53/100 and a GF Value™ of $23.66 (Modestly Undervalued). Among 1,526 Banks companies, Delhi Bank ranks worse than 51.05% on this metric.
Net margin is calculated as Net Income divided by its Revenue. Delhi Bank's Net Income for the
three
months ended in Jun. 2026 was $0.79 Mil. Delhi Bank's Revenue for the
three
months ended in Jun. 2026 was $2.85 Mil. Therefore, Delhi Bank's net margin for the quarter that ended in Jun. 2026 was 27.88%.
The historical rank and industry rank for Delhi Bank's Net Margin % or its related term are showing as below:
DWNX'
s Net Margin % Range Over the Past 10 Years
Min: 15.6 Med: 22.3 Max: 26.98
Current: 26.88
DWNX's Net Margin % is ranked worse than 51.05% of 1526
companies
in the Banks industry
Industry Median: 27.095
vs DWNX: 26.88
Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.
But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.
Delhi Bank Net Margin % Related Terms
Delhi Bank Net Margin % Historical Data
* Premium members only.
The historical data trend for Delhi Bank's Net Margin % can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Banks - Regional subindustry, Delhi Bank's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Delhi Bank Net Margin % vs Banks Industry
For the Banks industry and Financial Services sector, Delhi Bank's Net Margin % distribution charts can be found below:
* The bar in red indicates where Delhi Bank's Net Margin % falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Delhi Bank (DWNX) has a Net Margin % of 27.88% as of Jun. 2026. Net margin is the ratio of total net income to net sales. View historical data on Delhi Bank and its competitors. This is 25% above median its historical median of 22.30. Over the past decade, Delhi Bank's Net Margin % has ranged from 15.60 to 26.98. According to the industry distribution chart, Delhi Bank ranks #779 out of 1526 companies in the Banks industry, placing it in the top 51%.
Is Delhi Bank's Net Margin % too high?
Delhi Bank's current Net Margin % of 27.88% is 25% above median its 10-year median of 22.30. Over the past 10 years, this metric has ranged from a low of 15.60 to a high of 26.98. The Banks industry median Net Margin % is 27.10. Delhi Bank's value of 27.88% is 2.9% above this industry median. Based on the distribution chart, Delhi Bank ranks #779 out of 1526 companies in the Banks industry, which is below the industry midpoint. Overall, Delhi Bank has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Delhi Bank's Net Margin % compare to LFGP and CBWA?
According to the Banks industry distribution chart, Delhi Bank ranks #779 out of 1526 companies for Net Margin %. This places Delhi Bank in the lower half of its industry. The industry median Net Margin % is 27.10. Delhi Bank's value of 27.88% is 2.9% above this benchmark. Historically, Delhi Bank's own Net Margin % has ranged from 15.60 to 26.98 over the past decade. While the company's 10-year median is 22.30 vs. the industry median of 27.10, Delhi Bank has consistently been above the industry average. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Margin % for a Banks company?
The median Net Margin % among Banks companies is 27.10, based on 1,526 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Delhi Bank's current Net Margin % of 27.88% is 2.9% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Margin % mean?
A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Delhi Bank and its competitors. For the Banks industry, the median Net Margin % is 27.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Delhi Bank's current Net Margin % is 27.88%, which is 25% above median its own 10-year median of 22.30. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delhi Bank stock overvalued right now?
Based on GuruFocus' analysis, Delhi Bank (DWNX) is currently considered Modestly Undervalued. The stock's GF Value™ is $23.66, compared to a current price of $21.15 — trading 10.6% below its estimated fair value. The current Net Margin % is 27.88%, which is 25% above median its 10-year median of 22.30 and 2.9% above the Banks industry median of 27.10. Delhi Bank's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Margin % calculated?
Net Margin % is calculated from a company's financial statements. For Delhi Bank (DWNX), the current Net Margin % is 27.88% as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is Delhi Bank (DWNX) Overvalued in 2026?
Based on GuruFocus' analysis, Delhi Bank stock appears to be undervalued.
The current stock price of $21.15 is trading 10.6% below its estimated GF Value™ of $23.66.
GuruFocus considers Delhi Bank to be Modestly Undervalued.
Key valuation signals for DWNX:
Net Margin %: 27.88% (25% above median its 10-year median of 22.30)
GF Value™: $23.66 vs. price of $21.15 (10.6% below fair value)
Industry Position: 2.9% above the Banks median (#779 of 1526)
No single metric tells the full story. See the DWNX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. The company offers a full array of loan products to meet the needs of retail and commercial customers.
53GF Score
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Net Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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