DWNX (Delhi Bank) Cyclically Adjusted PS Ratio: (As of Jul. 08, 2026)


DWNX Delhi Bank Corp DWNX
53 GF Score
Price $20.89
GF Value $23.67
Valuation Modestly Undervalued
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What is Delhi Bank Cyclically Adjusted PS Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Delhi Bank  (OTCPK:DWNX) Cyclically Adjusted PS Ratio Explanation

Compared with the regular PS Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PS Ratio smoothed out the fluctuations of revenue during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PS Ratio should give similar results to regular PS Ratio.


Delhi Bank Cyclically Adjusted PS Ratio Related Terms


Delhi Bank Cyclically Adjusted PS Ratio Historical Data

* Premium members only.

The historical data trend for Delhi Bank's Cyclically Adjusted PS Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delhi Bank Cyclically Adjusted PS Ratio Chart

Delhi Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Cyclically Adjusted PS Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 5.79 5.84 5.90

Delhi Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Cyclically Adjusted PS Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.83 5.87 5.90 5.83 0.00

DWNX vs OPHC, FRSB, FBTT: Cyclically Adjusted PS Ratio Comparison

For the Banks - Regional subindustry, Delhi Bank's Cyclically Adjusted PS Ratio, along with its competitors' market caps and Cyclically Adjusted PS Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Delhi Bank Cyclically Adjusted PS Ratio vs Banks Industry

For the Banks industry and Financial Services sector, Delhi Bank's Cyclically Adjusted PS Ratio distribution charts can be found below:

* The bar in red indicates where Delhi Bank's Cyclically Adjusted PS Ratio falls into.


DWNX
53GF Score
Delhi Bank Corp DWNX
Cyclically Adjusted PS Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Delhi Bank Cyclically Adjusted PS Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PS Ratio takes the Revenue per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/S calculation. Because it considers this 10-year average, it's often referred to as the CAPS Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PS Ratio.

Delhi Bank's Cyclically Adjusted Revenue per Share for the quarter that ended in Jun. 2026 is calculated as:

For example, Delhi Bank's adjusted Revenue per Share data for the three months ended in Jun. 2026 was:

Adj_RevenuePerShare=Revenue per Share/CPI of Jun. 2026 (Change)*Current CPI (Jun. 2026)
=0.861/335.1230*335.1230
=0.861

Current CPI (Jun. 2026) = 335.1230.

Delhi Bank Quarterly Data

Revenue per Share CPI Adj_RevenuePerShare
201609 0.717 241.428 0.995
201612 0.738 241.432 1.024
201703 0.702 243.801 0.965
201706 0.809 244.955 1.107
201709 0.756 246.819 1.026
201712 0.771 246.524 1.048
201803 0.771 249.554 1.035
201806 0.768 251.989 1.021
201809 0.788 252.439 1.046
201812 0.780 251.233 1.040
201903 0.763 254.202 1.006
201906 0.802 256.143 1.049
201909 0.813 256.759 1.061
201912 0.789 256.974 1.029
202003 0.778 258.115 1.010
202006 0.757 257.797 0.984
202009 0.772 260.280 0.994
202012 0.756 260.474 0.973
202103 0.715 264.877 0.905
202106 0.733 271.696 0.904
202109 0.704 274.310 0.860
202112 0.697 278.802 0.838
202203 0.740 287.504 0.863
202206 0.713 296.311 0.806
202209 0.759 296.808 0.857
202212 0.781 296.797 0.882
202303 0.789 301.836 0.876
202306 0.715 305.109 0.785
202309 0.714 307.789 0.777
202312 0.687 306.746 0.751
202403 0.655 312.332 0.703
202406 0.673 314.175 0.718
202409 0.730 315.301 0.776
202412 0.709 315.605 0.753
202503 0.751 319.799 0.787
202506 0.729 322.561 0.757
202509 0.770 324.800 0.794
202512 0.801 324.054 0.828
202603 0.842 330.213 0.855
202606 0.861 335.123 0.861

Add all the adjusted revenue per share together and divide 10 will get our Cyclically Adjusted Revenue per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Is Delhi Bank (DWNX) Overvalued in 2026?

Based on GuruFocus' analysis, Delhi Bank stock appears to be undervalued. The current stock price of $20.89 is trading 11.7% below its estimated GF Value™ of $23.67. GuruFocus considers Delhi Bank to be Modestly Undervalued.

Key valuation signals for DWNX:

  • Cyclically Adjusted PS Ratio:
  • GF Value™: $23.67 vs. price of $20.89 (11.7% below fair value)
  • GF Score™: 53/100

No single metric tells the full story. See the DWNX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


Delhi Bank Business Description

Address 124 Main street, P.O. Box 508, Delhi, NY, USA, 13753-0508
Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. The company offers a full array of loan products to meet the needs of retail and commercial customers.
53GF Score

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Cyclically Adjusted PS Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$20.89
Price
$23.67
GF Value