DWNX (Delhi Bank) ROE % Adjusted to Book Value: 4.14% (As of Mar. 2026)

Delhi Bank DWNX 57 ROE % Adjusted to Book Value is 4.14% as of Mar. 2026. GuruFocus rates DWNX with a GF Score™ of 57/100 and a GF Value™ of $22.71 (Fairly Valued).

Delhi Bank's ROE % for the quarter that ended in Mar. 2026 was 9.48%. Delhi Bank's PB Ratio for the quarter that ended in Mar. 2026 was 2.29. Delhi Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 4.14%.

Delhi Bank ROE % Adjusted to Book Value Related Terms

Delhi Bank ROE % Adjusted to Book Value Historical Data

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The historical data trend for Delhi Bank's ROE % Adjusted to Book Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delhi Bank ROE % Adjusted to Book Value Chart

Delhi Bank Annual Data

Trend

Dec16

Dec17

Dec18

Dec19

Dec20

Dec21

Dec22

Dec23

Dec24

Dec25

ROE % Adjusted to Book Value

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3.23

3.32

2.78

2.42

3.70

Delhi Bank Quarterly Data
	Jun21	Sep21	Dec21	Mar22	Jun22	Sep22	Dec22	Mar23	Jun23	Sep23	Dec23	Mar24	Jun24	Sep24	Dec24	Mar25	Jun25	Sep25	Dec25	Mar26
ROE % Adjusted to Book Value	Get a 7-Day Free Trial															2.84	3.10	3.77	4.44	4.14

DWNX vs PBKX, HCBN, NACB: ROE % Adjusted to Book Value Comparison

For the Banks - Regional subindustry, Delhi Bank's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Delhi Bank ROE % Adjusted to Book Value vs Banks Industry

For the Banks industry and Financial Services sector, Delhi Bank's ROE % Adjusted to Book Value distribution charts can be found below:

* The bar in red indicates where Delhi Bank's ROE % Adjusted to Book Value falls into.

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57GF Score

Delhi Bank Corp DWNX

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Delhi Bank ROE % Adjusted to Book Value Calculation

Delhi Bank's ROE % Adjusted to Book Value for the fiscal year that ended in Dec. 2025 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	8.36%	/	2.26
	=	3.70%

Delhi Bank's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 is calculated as

ROE % Adjusted to Book Value	=	ROE %	/	PB Ratio
	=	9.48%	/	2.29
	=	4.14%

Frequently Asked Questions Learn more about ROE % Adjusted to Book Value →

What does a ROE % Adjusted to Book Value of 4.14% mean?

Delhi Bank (DWNX) has a ROE % Adjusted to Book Value of 4.14% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Delhi Bank and its competitors.

Is Delhi Bank's ROE % Adjusted to Book Value too high?

Delhi Bank's current ROE % Adjusted to Book Value is 4.14%. Overall, Delhi Bank has a GF Score™ of 57/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.

How does Delhi Bank's ROE % Adjusted to Book Value compare to PBKX and HCBN?

Delhi Bank's ROE % Adjusted to Book Value of 4.14% can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good ROE % Adjusted to Book Value for a Banks company?

A good ROE % Adjusted to Book Value depends on the Banks industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high ROE % Adjusted to Book Value mean?

A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on Delhi Bank and its competitors. Delhi Bank's current ROE % Adjusted to Book Value is 4.14%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Delhi Bank stock overvalued right now?

Based on GuruFocus' analysis, Delhi Bank (DWNX) is currently considered Fairly Valued. The stock's GF Value™ is $22.71, compared to a current price of $21.00 — trading 7.5% below its estimated fair value. The current ROE % Adjusted to Book Value is 4.14%. Delhi Bank's overall GF Score™ is 57/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is ROE % Adjusted to Book Value calculated?

ROE % Adjusted to Book Value is calculated from a company's financial statements. For Delhi Bank (DWNX), the current ROE % Adjusted to Book Value is 4.14% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delhi Bank (DWNX) Overvalued in 2026?

Based on GuruFocus' analysis, Delhi Bank stock appears to be undervalued. The current stock price of $21.00 is trading 7.5% below its estimated GF Value™ of $22.71. GuruFocus considers Delhi Bank to be Fairly Valued.

Key valuation signals for DWNX:

ROE % Adjusted to Book Value: 4.14%
GF Value™: $22.71 vs. price of $21.00 (7.5% below fair value)
GF Score™: 57/100

No single metric tells the full story. See the DWNX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Delhi Bank Business Description

Industry Financial Services Banks

Comparable Companies PBKX HCBN NACB FBTT JUVF NTBP SVBT OPHC FRSB SMAL SHSE:600036 SGX:D05 MIL:UCG NSE:HDFCBANK XPAR:BNP MIL:ISP TSE:8411 SAU:1120 NSE:ICICIBANK XMAD:CABK

Address 124 Main street, P.O. Box 508, Delhi, NY, USA, 13753-0508

Website https://www.dnbd.bank

Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. The company offers a full array of loan products to meet the needs of retail and commercial customers.

57GF Score

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$21.00

Price

$22.71

GF Value

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