DWNX (Delhi Bank) Net Loan: $266.43 Mil (As of Jun. 2026)

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Director of Data and Quant Analytics at GuruFocus
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Founder & CEO of GuruFocus
Dr. Charlie Tian is the founder and CEO of GuruFocus.com, a leading global investment research platform established in 2004. With a Ph.D. in physics, Dr. Tian transitioned from science to finance, applying a data-driven, disciplined approach to value investing.

DWNX Delhi Bank Corp DWNX
53 GF Score
Price $21.00
GF Value $23.67
Valuation Modestly Undervalued
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What is Delhi Bank Net Loan?

Delhi Bank DWNX +1.20% 53 Net Loan is $266.43 Mil as of Jun. 2026. GuruFocus rates DWNX with a GF Score™ of 53/100 and a GF Value™ of $23.67 (Modestly Undervalued).

Delhi Bank's quarterly net loan increased from Dec. 2025 ($260.30 Mil) to Mar. 2026 ($263.27 Mil) and increased from Mar. 2026 ($263.27 Mil) to Jun. 2026 ($266.43 Mil).

Delhi Bank's annual net loan increased from Dec. 2023 ($254.38 Mil) to Dec. 2024 ($263.27 Mil) and increased from Dec. 2024 ($263.27 Mil) to Dec. 2025 ($266.43 Mil).

Delhi Bank Net Loan Historical Data

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The historical data trend for Delhi Bank's Net Loan can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Delhi Bank Net Loan Chart

Delhi Bank Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Net Loan
Get a 7-Day Free Trial Premium Member Only Premium Member Only 219.97 246.18 254.38 256.05 260.30

Delhi Bank Quarterly Data
Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26 Jun26
Net Loan Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 259.35 258.14 260.30 263.27 266.43
DWNX
53GF Score
Delhi Bank Corp DWNX
Net Loan is just one metric. See GF Score™, valuation, warning signs, and more.
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Delhi Bank Net Loan Calculation

Total loans on banks' book. These are the fund that banks have lent out. The loans contribute to banks' income. Some borrower of the loans may stop paying their payment. In this case, the loan is called non-performing loans.

Loans can be divided into residential loans, commercial loans or consumer loans. Peter Lynch loved

Frequently Asked Questions Learn more about Net Loan →
What does a Net Loan of $266.43 Mil mean?
Delhi Bank (DWNX) has a Net Loan of $266.43 Mil as of Jun. 2026. The total net loans as recorded on a bank's balance sheet. View historical data on Delhi Bank and its competitors.
Is Delhi Bank's Net Loan too high?
Delhi Bank's current Net Loan is $266.43 Mil. Overall, Delhi Bank has a GF Score™ of 53/100 and is considered Modestly Undervalued, reflecting its overall financial health beyond just this single metric.
How does Delhi Bank's Net Loan compare to OPHC and FRSB?
Delhi Bank's Net Loan of $266.43 Mil can be compared against companies in the Banks industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Net Loan for a Banks company?
A good Net Loan depends on the Banks industry context. However, Net Loan should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Net Loan mean?
A high Net Loan can signal that a stock is expensive relative to its fundamentals. The total net loans as recorded on a bank's balance sheet. View historical data on Delhi Bank and its competitors. Delhi Bank's current Net Loan is $266.43 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Delhi Bank stock overvalued right now?
Based on GuruFocus' analysis, Delhi Bank (DWNX) is currently considered Modestly Undervalued. The stock's GF Value™ is $23.67, compared to a current price of $21.00 — trading 11.3% below its estimated fair value. The current Net Loan is $266.43 Mil. Delhi Bank's overall GF Score™ is 53/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Net Loan calculated?
Net Loan is calculated from a company's financial statements. For Delhi Bank (DWNX), the current Net Loan is $266.43 Mil as of Jun. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is Delhi Bank (DWNX) Overvalued in 2026?

Based on GuruFocus' analysis, Delhi Bank stock appears to be undervalued. The current stock price of $21.00 is trading 11.3% below its estimated GF Value™ of $23.67. GuruFocus considers Delhi Bank to be Modestly Undervalued.

Key valuation signals for DWNX:

  • Net Loan: $266.43 Mil
  • GF Value™: $23.67 vs. price of $21.00 (11.3% below fair value)
  • GF Score™: 53/100

No single metric tells the full story. See the DWNX stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

Delhi Bank Business Description

Address 124 Main street, P.O. Box 508, Delhi, NY, USA, 13753-0508
Delhi Bank Corp provides a full range of commercial banking services to individual and small business customers in Delaware County, New York, and the surrounding counties. The area is a rural market with an economic base made up of light manufacturing, retail, and agricultural businesses. The Company's primary deposit products are demand deposits and interest-bearing time and savings accounts. The company offers a full array of loan products to meet the needs of retail and commercial customers.
53GF Score

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Net Loan is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

$21.00
Price
$23.67
GF Value