Credito RealB de CV Sofom ER (MEX:CREAL) Cyclically Adjusted PB Ratio: (As of Jul. 08, 2026)


MEX:CREAL Credito Real SAB de CV Sofom ER MEX:CREAL
8 GF Score
Price MXN0.35
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What is Credito RealB de CV Sofom ER Cyclically Adjusted PB Ratio?

Shiller PE for Stocks: The True Measure of Stock Valuation


Credito RealB de CV Sofom ER  (MEX:CREAL) Cyclically Adjusted PB Ratio Explanation

Compared with the regular PB Ratio, which works poorly for cyclical businesses, the Cyclically Adjusted PB Ratio smoothed out the fluctuations of book value during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted PB Ratio should give similar results to regular PB Ratio.


Credito RealB de CV Sofom ER Cyclically Adjusted PB Ratio Related Terms


Credito RealB de CV Sofom ER Cyclically Adjusted PB Ratio Historical Data

* Premium members only.

The historical data trend for Credito RealB de CV Sofom ER's Cyclically Adjusted PB Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER Cyclically Adjusted PB Ratio Chart

Credito RealB de CV Sofom ER Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Cyclically Adjusted PB Ratio
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Credito RealB de CV Sofom ER Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Cyclically Adjusted PB Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.00 0.00 0.00 0.00 0.00

MEX:CREAL vs V, MA, AXP: Cyclically Adjusted PB Ratio Comparison

For the Credit Services subindustry, Credito RealB de CV Sofom ER's Cyclically Adjusted PB Ratio, along with its competitors' market caps and Cyclically Adjusted PB Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito RealB de CV Sofom ER Cyclically Adjusted PB Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credito RealB de CV Sofom ER's Cyclically Adjusted PB Ratio distribution charts can be found below:

* The bar in red indicates where Credito RealB de CV Sofom ER's Cyclically Adjusted PB Ratio falls into.


MEX:CREAL
8GF Score
Credito Real SAB de CV Sofom ER MEX:CREAL
Cyclically Adjusted PB Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito RealB de CV Sofom ER Cyclically Adjusted PB Ratio Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted PB Ratio takes the Book Value per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/B calculation. Because it considers this 10-year average, it's often referred to as the CAPB Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted PB Ratio.

Credito RealB de CV Sofom ER's Cyclically Adjusted Book per Share for the quarter that ended in Sep. 2021 is calculated as:

For example, Credito RealB de CV Sofom ER's adjusted Book Value per Share data for the three months ended in Sep. 2021 was:

Adj_Book=Book Value per Share/CPI of Sep. 2021 (Change)*Current CPI (Sep. 2021)
=47.399/130.7416*130.7416
=47.399

Current CPI (Sep. 2021) = 130.7416.

Credito RealB de CV Sofom ER Quarterly Data

Book Value per Share CPI Adj_Book
201112 3.886 88.749 5.725
201203 0.000 89.610 0.000
201206 4.578 89.458 6.691
201209 5.069 90.628 7.313
201212 9.570 91.916 13.612
201303 10.024 93.421 14.029
201306 10.628 93.115 14.923
201309 11.349 93.700 15.836
201312 11.583 95.568 15.846
201403 12.380 96.932 16.698
201406 12.727 96.609 17.224
201409 13.477 97.652 18.044
201412 13.633 99.469 17.919
201503 14.426 99.973 18.866
201506 15.255 99.382 20.069
201509 16.173 100.112 21.121
201512 16.902 101.588 21.752
201603 17.990 102.573 22.930
201606 19.418 101.905 24.913
201609 21.364 103.084 27.096
201612 22.074 105.002 27.485
201703 20.926 108.063 25.318
201706 19.575 108.339 23.623
201709 22.664 109.628 27.029
201712 36.230 112.114 42.250
201803 35.318 113.505 40.681
201806 36.670 113.373 42.288
201809 38.021 115.130 43.177
201812 39.579 117.530 44.028
201903 39.793 118.050 44.071
201906 39.304 117.848 43.604
201909 39.923 118.581 44.017
201912 39.124 120.854 42.325
202003 46.489 121.885 49.867
202006 43.035 121.777 46.203
202009 45.006 123.341 47.706
202012 40.726 124.661 42.713
202103 43.737 127.574 44.823
202106 44.849 128.936 45.477
202109 47.399 130.742 47.399

Add all the adjusted book value per share together and divide the count will get our Cyclically Adjusted Book per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


Credito RealB de CV Sofom ER Business Description

Address Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.
8GF Score

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Cyclically Adjusted PB Ratio is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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