Credito RealB de CV Sofom ER (MEX:CREAL) E10: MXN4.09 (As of Sep. 2021)


MEX:CREAL Credito Real SAB de CV Sofom ER MEX:CREAL
8 GF Score
Price MXN0.35
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What is Credito RealB de CV Sofom ER E10?

Credito RealB de CV Sofom ER MEX:CREAL 8 E10 is MXN4.09 as of Sep. 2021. GuruFocus rates MEX:CREAL with a GF Score™ of 8/100.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Credito RealB de CV Sofom ER's adjusted earnings per share data for the three months ended in Sep. 2021 was MXN0.551. Add all the adjusted EPS for the past 10 years together and divide 10 will get our e10, which is MXN4.09 for the trailing ten years ended in Sep. 2021.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the E10 growth rate using E10 data.

As of today (2026-06-26), Credito RealB de CV Sofom ER's current stock price is MXN0.354. Credito RealB de CV Sofom ER's E10 for the quarter that ended in Sep. 2021 was MXN4.09. Credito RealB de CV Sofom ER's Shiller PE Ratio of today is 0.09.


Credito RealB de CV Sofom ER  (MEX:CREAL) E10 Explanation

If a company grows much fast than inflation, E10 may underestimate the company's earnings power. Shiller PE Ratio can seem to be too high even the actual P/E is low.

For the Shiller P/E, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller P/E is also called PE10.

The Shiller P/E was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Credito RealB de CV Sofom ER's Shiller P/E Ratio of today is calculated as

Shiller PE Ratio=Share Price/E10
=0.354/4.09
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Be Aware

Shiller PE Ratio works better for cyclical companies. It gives you a better idea on the company's real earnings power.


Credito RealB de CV Sofom ER E10 Related Terms


Credito RealB de CV Sofom ER E10 Historical Data

* Premium members only.

The historical data trend for Credito RealB de CV Sofom ER's E10 can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER E10 Chart

Credito RealB de CV Sofom ER Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
E10
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 3.65 3.88

Credito RealB de CV Sofom ER Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
E10 Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 3.83 3.88 3.99 4.04 4.09

MEX:CREAL vs V, MA, AXP: E10 Comparison

For the Credit Services subindustry, Credito RealB de CV Sofom ER's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito RealB de CV Sofom ER Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credito RealB de CV Sofom ER's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Credito RealB de CV Sofom ER's Shiller PE Ratio falls into.


MEX:CREAL
8GF Score
Credito Real SAB de CV Sofom ER MEX:CREAL
E10 is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito RealB de CV Sofom ER E10 Calculation

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller P/E calculation. When we calculate the today's Shiller P/E ratio of a stock, we use today's price divided by E10.

What is E10? How do we calculate E10?

E10 is the average of the inflation adjusted earnings of a company over the past 10 years. Let's use an example to explain.

If we want to calculate the E10 of Wal-Mart (WMT) for Dec. 31, 2010, we need to have the inflation data and the earnings from 2001 through 2010.

We adjusted the earnings of 2001 earnings data with the total inflation from 2001 through 2010 to the equivalent earnings in 2010. If the total inflation from 2001 to 2010 is 40%, and Wal-Mart earned $1 a share in 2001, then the 2001's equivalent earnings in 2010 is $1.4 a share. If Wal-Mart earns $1 again in 2002, and the total inflation from 2002 through 2010 is 35%, then the equivalent 2002 earnings in 2010 is $1.35. So on and so forth, you get the equivalent earnings of past 10 years. Then you add them together and divided the sum by 10 to get E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

For example, Credito RealB de CV Sofom ER's adjusted earnings per share data for the three months ended in Sep. 2021 was:

Adj_EPS= Earnings per Share (Diluted) /CPI of Sep. 2021 (Change)*Current CPI (Sep. 2021)
=0.551/130.7416*130.7416
=0.551

Current CPI (Sep. 2021) = 130.7416.

Credito RealB de CV Sofom ER Quarterly Data

per share eps CPI Adj_EPS
201112 0.345 88.749 0.508
201203 0.346 89.610 0.505
201206 0.320 89.458 0.468
201209 0.471 90.628 0.679
201212 0.471 91.916 0.670
201303 0.585 93.421 0.819
201306 0.621 93.115 0.872
201309 0.683 93.700 0.953
201312 0.781 95.568 1.068
201403 0.835 96.932 1.126
201406 0.759 96.609 1.027
201409 0.756 97.652 1.012
201412 0.881 99.469 1.158
201503 0.834 99.973 1.091
201506 0.850 99.382 1.118
201509 0.867 100.112 1.132
201512 0.952 101.588 1.225
201603 1.039 102.573 1.324
201606 0.959 101.905 1.230
201609 1.503 103.084 1.906
201612 0.886 105.002 1.103
201703 1.018 108.063 1.232
201706 1.085 108.339 1.309
201709 1.034 109.628 1.233
201712 1.134 112.114 1.322
201803 1.092 113.505 1.258
201806 1.187 113.373 1.369
201809 1.306 115.130 1.483
201812 1.496 117.530 1.664
201903 1.645 118.050 1.822
201906 1.297 117.848 1.439
201909 1.148 118.581 1.266
201912 1.106 120.854 1.196
202003 0.791 121.885 0.848
202006 0.340 121.777 0.365
202009 0.515 123.341 0.546
202012 0.327 124.661 0.343
202103 0.242 127.574 0.248
202106 0.523 128.936 0.530
202109 0.551 130.742 0.551

Add all the adjusted EPS together and divide 10 will get our e10.

Frequently Asked Questions Learn more about E10 →
What does a E10 of MXN4.09 mean?
Credito RealB de CV Sofom ER (MEX:CREAL) has a E10 of MXN4.09 as of Sep. 2021. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Credito RealB de CV Sofom ER and its competitors.
Is Credito RealB de CV Sofom ER's E10 too high?
Credito RealB de CV Sofom ER's current E10 is MXN4.09. Overall, Credito RealB de CV Sofom ER has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Credito RealB de CV Sofom ER's E10 compare to V and MA?
Credito RealB de CV Sofom ER's E10 of MXN4.09 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good E10 for a Credit Services company?
A good E10 depends on the Credit Services industry context. However, E10 should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high E10 mean?
A high E10 can signal that a stock is expensive relative to its fundamentals. E10 represents the company's inflation-adjusted earnings per share over a 10-year period. View historical data on Credito RealB de CV Sofom ER and its competitors. Credito RealB de CV Sofom ER's current E10 is MXN4.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito RealB de CV Sofom ER stock overvalued right now?
Credito RealB de CV Sofom ER (MEX:CREAL) has a current E10 of MXN4.09. The current E10 is MXN4.09. Credito RealB de CV Sofom ER's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is E10 calculated?
E10 is calculated from a company's financial statements. For Credito RealB de CV Sofom ER (MEX:CREAL), the current E10 is MXN4.09 as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credito RealB de CV Sofom ER Business Description

Address Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.
8GF Score

Get the complete analysis for MEX:CREAL

E10 is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN0.35
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