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The historical rank and industry rank for Credito RealB de CV Sofom ER's Equity-to-Asset or its related term are showing as below:
MEX:CREAL's Equity-to-Asset is not ranked *
in the Credit Services industry.
Industry Median: 0.4 * Ranked among companies with meaningful Equity-to-Asset only.
Credito RealB de CV Sofom ER (MEX:CREAL) Equity-to-Asset Explanation
Equity to Asset ratio can vary greatly across different industries, as they have different capital structure. A company with smaller Equity to Asset ratio (more leveraged) may have higher ROE % because of the leverage.
For banks, the required minimum Equity to Asset ratio by regulation is 5%. Some stronger banks may have Equity to Asset Ratio of more than 10%.
Credito RealB de CV Sofom ER Equity-to-Asset Related Terms
Credito RealB de CV Sofom ER Equity-to-Asset Historical Data
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credito RealB de CV Sofom ER Equity-to-Asset Chart
MEX:CREAL vs V, MA, AXP: Equity-to-Asset Comparison
For the Credit Services subindustry, Credito RealB de CV Sofom ER's Equity-to-Asset, along with its competitors' market caps and Equity-to-Asset data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
Credito RealB de CV Sofom ER Equity-to-Asset vs Credit Services Industry
For the Credit Services industry and Financial Services sector, Credito RealB de CV Sofom ER's Equity-to-Asset distribution charts can be found below:
* The bar in red indicates where Credito RealB de CV Sofom ER's Equity-to-Asset falls into.
Credito RealB de CV Sofom ER Equity-to-Asset Calculation
Equity to Asset ratio measures the ratios of the portion of the asset owned by shareholders out of the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.
Equity to Asset ratio is calculated by dividing total stockholders equity by total asset.
Credito RealB de CV Sofom ER's Equity to Asset Ratio for the fiscal year that ended in Dec. 2020 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
Credito RealB de CV Sofom ER (MEX:CREAL) has a Equity-to-Asset of 0.23 as of Sep. 2021. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Credito RealB de CV Sofom ER and its competitors.
Is Credito RealB de CV Sofom ER's Equity-to-Asset too high?
Credito RealB de CV Sofom ER's current Equity-to-Asset is 0.23. The Credit Services industry median Equity-to-Asset is 0.40. Credito RealB de CV Sofom ER's value of 0.23 is 42.5% below this industry median. Overall, Credito RealB de CV Sofom ER has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Credito RealB de CV Sofom ER's Equity-to-Asset compare to V and MA?
Credito RealB de CV Sofom ER's Equity-to-Asset of 0.23 can be compared against companies in the Credit Services industry. The industry median Equity-to-Asset is 0.40. Credito RealB de CV Sofom ER's value of 0.23 is 42.5% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Equity-to-Asset for a Credit Services company?
The median Equity-to-Asset among Credit Services companies is 0.40, based on 547 companies in the industry. Companies in the top quartile (top 25%) have a Equity-to-Asset significantly above this median, while those in the bottom quartile fall well below. However, Equity-to-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credito RealB de CV Sofom ER's current Equity-to-Asset of 0.23 is 42.5% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Equity-to-Asset mean?
A high Equity-to-Asset can signal that a stock is expensive relative to its fundamentals. Equity-to-asset ratio equals total company equity divided by total assets. It measures financial leverage. View historical data on Credito RealB de CV Sofom ER and its competitors. For the Credit Services industry, the median Equity-to-Asset is 0.40 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito RealB de CV Sofom ER's current Equity-to-Asset is 0.23. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito RealB de CV Sofom ER stock overvalued right now?
Credito RealB de CV Sofom ER (MEX:CREAL) has a current Equity-to-Asset of 0.23. The current Equity-to-Asset is 0.23 and 42.5% below the Credit Services industry median of 0.40. Credito RealB de CV Sofom ER's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Equity-to-Asset calculated?
Equity-to-Asset is calculated from a company's financial statements. For Credito RealB de CV Sofom ER (MEX:CREAL), the current Equity-to-Asset is 0.23 as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.
8GF Score
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