Credito RealB de CV Sofom ER (MEX:CREAL) Retained Earnings: MXN10,194 Mil (As of Sep. 2021)


MEX:CREAL Credito Real SAB de CV Sofom ER MEX:CREAL
8 GF Score
Price MXN0.35
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What is Credito RealB de CV Sofom ER Retained Earnings?

Credito RealB de CV Sofom ER MEX:CREAL 8 Retained Earnings is MXN10,194 Mil as of Sep. 2021. GuruFocus rates MEX:CREAL with a GF Score™ of 8/100.

Retained earnings is the accumulated portion of net income that is not distributed to shareholders. Credito RealB de CV Sofom ER's retained earnings for the quarter that ended in Sep. 2021 was MXN10,194 Mil.

Credito RealB de CV Sofom ER's quarterly retained earnings declined from Mar. 2021 (MXN10,320 Mil) to Jun. 2021 (MXN9,778 Mil) but then increased from Jun. 2021 (MXN9,778 Mil) to Sep. 2021 (MXN10,194 Mil).

Credito RealB de CV Sofom ER's annual retained earnings increased from Dec. 2018 (MXN8,516 Mil) to Dec. 2019 (MXN9,645 Mil) and increased from Dec. 2019 (MXN9,645 Mil) to Dec. 2020 (MXN10,045 Mil).


Credito RealB de CV Sofom ER  (MEX:CREAL) Retained Earnings Explanation

Historically profitable companies sometimes have negative retained earnings. This is because they have cumulatively paid out more to shareholders than they reported in profits.

For example, in 2011, Microsoft had negative retained earnings. This does not mean the company lost more money than it made over the years. It just means it paid out more money than it earned.

If a company has negative retained earnings, investors should check the 10-year financial results. They should not assume that negative retained earnings prove a company has generally lost money in the past.

Of course, many companies with negative retained earnings have indeed lost money in the past.

Retained Earnings: Warren Buffett's Secret.

One of the most important indicators of durable competitive advantage. Net earnings can be paid out as dividends, used to buy back shares or retained for growth.

If the company loses more than it has accumulated, retained earnings is negative.

If a company isn't adding to its retained earnings, it isn't growing its net worth.

Rate of growth of retained earnings is good indicator whether it's benefiting from a competitive advantage.

Microsoft is negative because it chose to buyback stock and pay dividends.

The more earnings retained, the faster it grows and increases growth rate for future earnings.


Credito RealB de CV Sofom ER Retained Earnings Historical Data

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The historical data trend for Credito RealB de CV Sofom ER's Retained Earnings can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER Retained Earnings Chart

Credito RealB de CV Sofom ER Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Retained Earnings
Get a 7-Day Free Trial Premium Member Only Premium Member Only 5,958.14 7,103.50 8,516.48 9,644.53 10,045.30

Credito RealB de CV Sofom ER Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Retained Earnings Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 10,306.00 10,045.30 10,319.90 9,778.16 10,194.20
MEX:CREAL
8GF Score
Credito Real SAB de CV Sofom ER MEX:CREAL
Retained Earnings is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito RealB de CV Sofom ER Retained Earnings Calculation

Retained Earnings is the accumulated portion of net income that is not distributed to shareholders. Because the net income was not distributed to shareholders, shareholders' equity is increased by the same amount.

Of course, if a company loses, it is called retained losses, or accumulated losses.

Frequently Asked Questions Learn more about Retained Earnings →
What does a Retained Earnings of MXN10,194 Mil mean?
Credito RealB de CV Sofom ER (MEX:CREAL) has a Retained Earnings of MXN10,194 Mil as of Sep. 2021. Retained earnings is the amount of net income not issued to shareholders. View historical data on Credito RealB de CV Sofom ER and its competitors.
Is Credito RealB de CV Sofom ER's Retained Earnings too high?
Credito RealB de CV Sofom ER's current Retained Earnings is MXN10,194 Mil. Overall, Credito RealB de CV Sofom ER has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Credito RealB de CV Sofom ER's Retained Earnings compare to V and MA?
Credito RealB de CV Sofom ER's Retained Earnings of MXN10,194 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Retained Earnings for a Credit Services company?
A good Retained Earnings depends on the Credit Services industry context. However, Retained Earnings should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Retained Earnings mean?
A high Retained Earnings can signal that a stock is expensive relative to its fundamentals. Retained earnings is the amount of net income not issued to shareholders. View historical data on Credito RealB de CV Sofom ER and its competitors. Credito RealB de CV Sofom ER's current Retained Earnings is MXN10,194 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito RealB de CV Sofom ER stock overvalued right now?
Credito RealB de CV Sofom ER (MEX:CREAL) has a current Retained Earnings of MXN10,194 Mil. The current Retained Earnings is MXN10,194 Mil. Credito RealB de CV Sofom ER's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Retained Earnings calculated?
Retained Earnings is calculated from a company's financial statements. For Credito RealB de CV Sofom ER (MEX:CREAL), the current Retained Earnings is MXN10,194 Mil as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credito RealB de CV Sofom ER Business Description

Address Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.
8GF Score

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Retained Earnings is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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