Credito RealB de CV Sofom ER (MEX:CREAL) Shiller PE Ratio: 0.09 (As of Aug. 18, 2026)

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MEX:CREAL Credito Real SAB de CV Sofom ER MEX:CREAL
8 GF Score
Price MXN0.35
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What is Credito RealB de CV Sofom ER Shiller PE Ratio?

Credito RealB de CV Sofom ER MEX:CREAL 8 Shiller PE Ratio is 0.09 as of Aug. 18, 2026. GuruFocus rates MEX:CREAL with a GF Score™ of 8/100.

As of today (2026-08-18), Credito RealB de CV Sofom ER's current share price is MXN0.354. Credito RealB de CV Sofom ER's E10 for the quarter that ended in Sep. 2021 was MXN4.09. Credito RealB de CV Sofom ER's Shiller PE Ratio for today is 0.09.

The historical rank and industry rank for Credito RealB de CV Sofom ER's Shiller PE Ratio or its related term are showing as below:

MEX:CREAL's Shiller PE Ratio is not ranked *
in the Credit Services industry.
Industry Median: 13.885
* Ranked among companies with meaningful Shiller PE Ratio only.

E10 is a concept invented by Prof. Robert Shiller, who uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings of a company over the past 10 years.

Credito RealB de CV Sofom ER's adjusted earnings per share data for the three months ended in Sep. 2021 was MXN0.551. Add all the adjusted EPS for the past 10 years together and divide 10 will get our E10, which is MXN4.09 for the trailing ten years ended in Sep. 2021.

Shiller PE for Stocks: The True Measure of Stock Valuation


Credito RealB de CV Sofom ER  (MEX:CREAL) Shiller PE Ratio Explanation

Compared with the regular PE Ratio, which works poorly for cyclical businesses, the Shiller PE Ratio smoothed out the fluctuations of profit margins during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Shiller PE Ratio should give similar results to regular PE Ratio.

Compared with the PS Ratio, the Shiller PE Ratio makes the comparison between different industries more meaningful.


Be Aware

Shiller PE Ratio assumes that over the long term, businesses and profitability revert to their means. If a company's business model does not work in the future compared with the past, Shiller PE Ratio and PS Ratio will give false valuations.


Credito RealB de CV Sofom ER Shiller PE Ratio Related Terms


Credito RealB de CV Sofom ER Shiller PE Ratio Historical Data

* Premium members only.

The historical data trend for Credito RealB de CV Sofom ER's Shiller PE Ratio can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER Shiller PE Ratio Chart

Credito RealB de CV Sofom ER Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Shiller PE Ratio
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.00 0.00 0.00 6.43 3.20

Credito RealB de CV Sofom ER Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Shiller PE Ratio Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 2.86 3.20 2.44 2.47 2.85

MEX:CREAL vs V, MA, AXP: Shiller PE Ratio Comparison

For the Credit Services subindustry, Credito RealB de CV Sofom ER's Shiller PE Ratio, along with its competitors' market caps and Shiller PE Ratio data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito RealB de CV Sofom ER Shiller PE Ratio vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credito RealB de CV Sofom ER's Shiller PE Ratio distribution charts can be found below:

* The bar in red indicates where Credito RealB de CV Sofom ER's Shiller PE Ratio falls into.


MEX:CREAL
8GF Score
Credito Real SAB de CV Sofom ER MEX:CREAL
Shiller PE Ratio is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito RealB de CV Sofom ER Shiller PE Ratio Calculation

For Shiller PE Ratio, the earnings of the past 10 years are inflation-adjusted and averaged. The result is used for P/E calculation. Since it looks at the average over the last 10 years, the Shiller PE Ratio is also called PE10.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The same calculation is applied here to individual companies.

Credito RealB de CV Sofom ER's Shiller PE Ratio for today is calculated as

Shiller PE Ratio=Share Price/ E10
=0.354/4.09
=0.09

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER's E10 for the quarter that ended in Sep. 2021 is calculated as:

For example, Credito RealB de CV Sofom ER's adjusted earnings per share data for the three months ended in Sep. 2021 was:

Adj_EPS=Earnings per Share (Diluted)/CPI of Sep. 2021 (Change)*Current CPI (Sep. 2021)
=0.551/130.7416*130.7416
=0.551

Current CPI (Sep. 2021) = 130.7416.

Credito RealB de CV Sofom ER Quarterly Data

Earnings per Share (Diluted) CPI Adj_EPS
201112 0.345 88.749 0.508
201203 0.346 89.610 0.505
201206 0.320 89.458 0.468
201209 0.471 90.628 0.679
201212 0.471 91.916 0.670
201303 0.585 93.421 0.819
201306 0.621 93.115 0.872
201309 0.683 93.700 0.953
201312 0.781 95.568 1.068
201403 0.835 96.932 1.126
201406 0.759 96.609 1.027
201409 0.756 97.652 1.012
201412 0.881 99.469 1.158
201503 0.834 99.973 1.091
201506 0.850 99.382 1.118
201509 0.867 100.112 1.132
201512 0.952 101.588 1.225
201603 1.039 102.573 1.324
201606 0.959 101.905 1.230
201609 1.503 103.084 1.906
201612 0.886 105.002 1.103
201703 1.018 108.063 1.232
201706 1.085 108.339 1.309
201709 1.034 109.628 1.233
201712 1.134 112.114 1.322
201803 1.092 113.505 1.258
201806 1.187 113.373 1.369
201809 1.306 115.130 1.483
201812 1.496 117.530 1.664
201903 1.645 118.050 1.822
201906 1.297 117.848 1.439
201909 1.148 118.581 1.266
201912 1.106 120.854 1.196
202003 0.791 121.885 0.848
202006 0.340 121.777 0.365
202009 0.515 123.341 0.546
202012 0.327 124.661 0.343
202103 0.242 127.574 0.248
202106 0.523 128.936 0.530
202109 0.551 130.742 0.551

Add all the adjusted EPS together and divide 10 will get our E10.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.

Frequently Asked Questions Learn more about Shiller PE Ratio →
What does a Shiller PE Ratio of 0.09 mean?
Credito RealB de CV Sofom ER (MEX:CREAL) has a Shiller PE Ratio of 0.09 as of Aug. 18, 2026. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credito RealB de CV Sofom ER and its competitors.
Is Credito RealB de CV Sofom ER's Shiller PE Ratio too high?
Credito RealB de CV Sofom ER's current Shiller PE Ratio is 0.09. The Credit Services industry median Shiller PE Ratio is 13.89. Credito RealB de CV Sofom ER's value of 0.09 is 99.4% below this industry median. Overall, Credito RealB de CV Sofom ER has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Credito RealB de CV Sofom ER's Shiller PE Ratio compare to V and MA?
Credito RealB de CV Sofom ER's Shiller PE Ratio of 0.09 can be compared against companies in the Credit Services industry. The industry median Shiller PE Ratio is 13.89. Credito RealB de CV Sofom ER's value of 0.09 is 99.4% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Shiller PE Ratio for a Credit Services company?
The median Shiller PE Ratio among Credit Services companies is 13.89, based on 330 companies in the industry. Companies in the top quartile (top 25%) have a Shiller PE Ratio significantly above this median, while those in the bottom quartile fall well below. However, Shiller PE Ratio should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credito RealB de CV Sofom ER's current Shiller PE Ratio of 0.09 is 99.4% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Shiller PE Ratio mean?
A high Shiller PE Ratio can signal that a stock is expensive relative to its fundamentals. Shiller price-earnings ratio is the ratio of share price to a company's inflation-adjusted earnings over a 10-year period. View historical data on Credito RealB de CV Sofom ER and its competitors. For the Credit Services industry, the median Shiller PE Ratio is 13.89 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito RealB de CV Sofom ER's current Shiller PE Ratio is 0.09. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito RealB de CV Sofom ER stock overvalued right now?
Credito RealB de CV Sofom ER (MEX:CREAL) has a current Shiller PE Ratio of 0.09. The current Shiller PE Ratio is 0.09 and 99.4% below the Credit Services industry median of 13.89. Credito RealB de CV Sofom ER's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Shiller PE Ratio calculated?
Shiller PE Ratio is calculated from a company's financial statements. For Credito RealB de CV Sofom ER (MEX:CREAL), the current Shiller PE Ratio is 0.09 as of Aug. 18, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credito RealB de CV Sofom ER Business Description

Address Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.
8GF Score

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MXN0.35
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