Credito RealB de CV Sofom ER (MEX:CREAL) LT-Debt-to-Total-Asset: 0.71 (As of Sep. 2021)


MEX:CREAL Credito Real SAB de CV Sofom ER MEX:CREAL
8 GF Score
Price MXN0.35
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What is Credito RealB de CV Sofom ER LT-Debt-to-Total-Asset?

Credito RealB de CV Sofom ER MEX:CREAL 8 LT-Debt-to-Total-Asset is 0.71 as of Sep. 2021. GuruFocus rates MEX:CREAL with a GF Score™ of 8/100.

LT Debt to Total Assets is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. It is calculated as a company's Long-Term Debt & Capital Lease Obligationdivide by its Total Assets. Credito RealB de CV Sofom ER's long-term debt to total assests ratio for the quarter that ended in Sep. 2021 was 0.71.

Credito RealB de CV Sofom ER's long-term debt to total assets ratio increased from Sep. 2020 (0.71) to Sep. 2021 (0.71). It may suggest that Credito RealB de CV Sofom ER is progressively becoming more dependent on debt to grow their business.

Credito RealB de CV Sofom ER  (MEX:CREAL) LT-Debt-to-Total-Asset Explanation

LT Debt to Total Asset is a measurement representing the percentage of a corporation's assets that are financed with loans and financial obligations lasting more than one year. The ratio provides a general measure of the financial position of a company, including its ability to meet financial requirements for outstanding loans. A year-over-year decrease in this metric would suggest the company is progressively becoming less dependent on debt to grow their business.

Credito RealB de CV Sofom ER LT-Debt-to-Total-Asset Related Terms

Credito RealB de CV Sofom ER LT-Debt-to-Total-Asset Historical Data

* Premium members only.

The historical data trend for Credito RealB de CV Sofom ER's LT-Debt-to-Total-Asset can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER LT-Debt-to-Total-Asset Chart

Credito RealB de CV Sofom ER Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
LT-Debt-to-Total-Asset
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.69 0.56 0.62 0.67 0.71

Credito RealB de CV Sofom ER Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
LT-Debt-to-Total-Asset Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.71 0.71 0.74 0.74 0.71
MEX:CREAL
8GF Score
Credito Real SAB de CV Sofom ER MEX:CREAL
LT-Debt-to-Total-Asset is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito RealB de CV Sofom ER LT-Debt-to-Total-Asset Calculation

Credito RealB de CV Sofom ER's Long-Term Debt to Total Asset Ratio for the fiscal year that ended in Dec. 2020 is calculated as

LT Debt to Total Assets (A: Dec. 2020 )=Long-Term Debt & Capital Lease Obligation (A: Dec. 2020 )/Total Assets (A: Dec. 2020 )
=49826.118/70316.87
=0.71

Credito RealB de CV Sofom ER's Long-Term Debt to Total Asset Ratio for the quarter that ended in Sep. 2021 is calculated as

LT Debt to Total Assets (Q: Sep. 2021 )=Long-Term Debt & Capital Lease Obligation (Q: Sep. 2021 )/Total Assets (Q: Sep. 2021 )
=54841.7/77065.6
=0.71

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about LT-Debt-to-Total-Asset →
What does a LT-Debt-to-Total-Asset of 0.71 mean?
Credito RealB de CV Sofom ER (MEX:CREAL) has a LT-Debt-to-Total-Asset of 0.71 as of Sep. 2021. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Credito RealB de CV Sofom ER and its competitors.
Is Credito RealB de CV Sofom ER's LT-Debt-to-Total-Asset too high?
Credito RealB de CV Sofom ER's current LT-Debt-to-Total-Asset is 0.71. Overall, Credito RealB de CV Sofom ER has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Credito RealB de CV Sofom ER's LT-Debt-to-Total-Asset compare to V and MA?
Credito RealB de CV Sofom ER's LT-Debt-to-Total-Asset of 0.71 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good LT-Debt-to-Total-Asset for a Credit Services company?
A good LT-Debt-to-Total-Asset depends on the Credit Services industry context. However, LT-Debt-to-Total-Asset should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high LT-Debt-to-Total-Asset mean?
A high LT-Debt-to-Total-Asset can signal that a stock is expensive relative to its fundamentals. Long-term Debt to Total Asset ratio is the ratio of total long-term debt to total assets. View historical data on Credito RealB de CV Sofom ER and its competitors. Credito RealB de CV Sofom ER's current LT-Debt-to-Total-Asset is 0.71. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito RealB de CV Sofom ER stock overvalued right now?
Credito RealB de CV Sofom ER (MEX:CREAL) has a current LT-Debt-to-Total-Asset of 0.71. The current LT-Debt-to-Total-Asset is 0.71. Credito RealB de CV Sofom ER's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is LT-Debt-to-Total-Asset calculated?
LT-Debt-to-Total-Asset is calculated from a company's financial statements. For Credito RealB de CV Sofom ER (MEX:CREAL), the current LT-Debt-to-Total-Asset is 0.71 as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credito RealB de CV Sofom ER Business Description

Address Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.
8GF Score

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LT-Debt-to-Total-Asset is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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