Credito RealB de CV Sofom ER (MEX:CREAL) Pretax Margin %: 17.86% (As of Sep. 2021)


MEX:CREAL Credito Real SAB de CV Sofom ER MEX:CREAL
8 GF Score
Price MXN0.35
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What is Credito RealB de CV Sofom ER Pretax Margin %?

Credito RealB de CV Sofom ER MEX:CREAL 8 Pretax Margin % is 17.86% as of Sep. 2021. GuruFocus rates MEX:CREAL with a GF Score™ of 8/100.

Pre-Tax margin is calculated as Pre-Tax Income divided by its Revenue. Credito RealB de CV Sofom ER's Pre-Tax Income for the three months ended in Sep. 2021 was MXN348 Mil. Credito RealB de CV Sofom ER's Revenue for the three months ended in Sep. 2021 was MXN1,949 Mil. Therefore, Credito RealB de CV Sofom ER's pretax margin for the quarter that ended in Sep. 2021 was 17.86%.

The historical rank and industry rank for Credito RealB de CV Sofom ER's Pretax Margin % or its related term are showing as below:


MEX:CREAL's Pretax Margin % is not ranked *
in the Credit Services industry.
Industry Median: 19.865
* Ranked among companies with meaningful Pretax Margin % only.

Credito RealB de CV Sofom ER  (MEX:CREAL) Pretax Margin % Explanation

The pretax margin, as know as pretax profit margin, is widely used to measure the operating efficiency of a company before deducting taxes.

The pretax margin is sometimes preferred over the net margin as tax expenditures can make profitability comparisons between companies misleading.

It is a useful tool to compare companies operating in the same sector and less effective when comparing companies from other sectors as each industry generally has different operating expenses and sales patterns.

The long term trend of the pretax margin is a good indicator of the competitiveness and health of the business.


Credito RealB de CV Sofom ER Pretax Margin % Related Terms


Credito RealB de CV Sofom ER Pretax Margin % Historical Data

* Premium members only.

The historical data trend for Credito RealB de CV Sofom ER's Pretax Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER Pretax Margin % Chart

Credito RealB de CV Sofom ER Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Pretax Margin %
Get a 7-Day Free Trial Premium Member Only Premium Member Only 39.11 35.16 35.36 36.90 13.85

Credito RealB de CV Sofom ER Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Pretax Margin % Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 11.29 2.22 4.28 14.78 17.86

MEX:CREAL vs V, MA, AXP: Pretax Margin % Comparison

For the Credit Services subindustry, Credito RealB de CV Sofom ER's Pretax Margin %, along with its competitors' market caps and Pretax Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito RealB de CV Sofom ER Pretax Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credito RealB de CV Sofom ER's Pretax Margin % distribution charts can be found below:

* The bar in red indicates where Credito RealB de CV Sofom ER's Pretax Margin % falls into.


MEX:CREAL
8GF Score
Credito Real SAB de CV Sofom ER MEX:CREAL
Pretax Margin % is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito RealB de CV Sofom ER Pretax Margin % Calculation

Pretax margin - also known as pretax profit margin is the ratio of Pretax Income divided by net sales or Revenue, usually presented in percent.

Credito RealB de CV Sofom ER's Pretax Margin for the fiscal year that ended in Dec. 2020 is calculated as

Pretax Margin=Pre-Tax Income (A: Dec. 2020 )/Revenue (A: Dec. 2020 )
=892.674/6446.751
=13.85 %

Credito RealB de CV Sofom ER's Pretax Margin for the quarter that ended in Sep. 2021 is calculated as

Pretax Margin=Pre-Tax Income (Q: Sep. 2021 )/Revenue (Q: Sep. 2021 )
=348/1948.6
=17.86 %

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Pretax Margin % →
What does a Pretax Margin % of 17.86% mean?
Credito RealB de CV Sofom ER (MEX:CREAL) has a Pretax Margin % of 17.86% as of Sep. 2021. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Credito RealB de CV Sofom ER and its competitors.
Is Credito RealB de CV Sofom ER's Pretax Margin % too high?
Credito RealB de CV Sofom ER's current Pretax Margin % is 17.86%. The Credit Services industry median Pretax Margin % is 19.87. Credito RealB de CV Sofom ER's value of 17.86% is 10.1% below this industry median. Overall, Credito RealB de CV Sofom ER has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Credito RealB de CV Sofom ER's Pretax Margin % compare to V and MA?
Credito RealB de CV Sofom ER's Pretax Margin % of 17.86% can be compared against companies in the Credit Services industry. The industry median Pretax Margin % is 19.87. Credito RealB de CV Sofom ER's value of 17.86% is 10.1% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Pretax Margin % for a Credit Services company?
The median Pretax Margin % among Credit Services companies is 19.87, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Pretax Margin % significantly above this median, while those in the bottom quartile fall well below. However, Pretax Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credito RealB de CV Sofom ER's current Pretax Margin % of 17.86% is 10.1% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Pretax Margin % mean?
A high Pretax Margin % can signal that a stock is expensive relative to its fundamentals. Pre-Tax margin is the ratio of total pre-tax income to net sales. View historical data on Credito RealB de CV Sofom ER and its competitors. For the Credit Services industry, the median Pretax Margin % is 19.87 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito RealB de CV Sofom ER's current Pretax Margin % is 17.86%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito RealB de CV Sofom ER stock overvalued right now?
Credito RealB de CV Sofom ER (MEX:CREAL) has a current Pretax Margin % of 17.86%. The current Pretax Margin % is 17.86% and 10.1% below the Credit Services industry median of 19.87. Credito RealB de CV Sofom ER's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Pretax Margin % calculated?
Pretax Margin % is calculated from a company's financial statements. For Credito RealB de CV Sofom ER (MEX:CREAL), the current Pretax Margin % is 17.86% as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credito RealB de CV Sofom ER Business Description

Address Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.
8GF Score

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Pretax Margin % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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