Credito RealB de CV Sofom ER (MEX:CREAL) Enterprise Value: MXN131 Mil (As of Jun. 26, 2026) ***


MEX:CREAL Credito Real SAB de CV Sofom ER MEX:CREAL
8 GF Score
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What is Credito RealB de CV Sofom ER Enterprise Value?

Credito RealB de CV Sofom ER MEX:CREAL 8 Enterprise Value is MXN131 Mil as of Jun. 26, 2026. GuruFocus rates MEX:CREAL with a GF Score™ of 8/100.

Think of Enterprise Value as the theoretical takeover price. It is more comprehensive than market capitalization (Market Cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

EV-to-EBIT is calculated as Enterprise Value divided by its EBIT. This ratio does not apply to banks.

EV-to-EBITDA is calculated as Enterprise Value divided by its EBITDA. This ratio does not apply to banks.

EV-to-Revenue is calculated as Enterprise Value divided by its Revenue. As of today, Credito RealB de CV Sofom ER's Enterprise Value is MXN131 Mil. Credito RealB de CV Sofom ER's Revenue for the trailing twelve months (TTM) ended in Sep. 2021 was MXN6,650 Mil. Therefore, Credito RealB de CV Sofom ER's EV-to-Revenue ratio for today is 0.02.

EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations. As of today, Credito RealB de CV Sofom ER's Enterprise Value is MXN131 Mil. Credito RealB de CV Sofom ER's Cash Flow from Operations for the trailing twelve months (TTM) ended in Sep. 2021 was MXN0 Mil. Therefore, Credito RealB de CV Sofom ER's EV-to-OCF ratio for today is .

EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow. As of today, Credito RealB de CV Sofom ER's Enterprise Value is MXN131 Mil. Credito RealB de CV Sofom ER's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2021 was MXN0 Mil. Therefore, Credito RealB de CV Sofom ER's EV-to-FCF ratio for today is .

*** Please note that the current Enterprise Value is calculated using the current market capitalization and the most recently available financial data. If key financial fields—Long-Term Debt & Capital Lease Obligation and Short-Term Debt & Capital Lease Obligation—are recorded as null in the latest reporting period, our data vendor will default to using data from the prior period with valid entries.


Credito RealB de CV Sofom ER  (MEX:CREAL) Enterprise Value Explanation

When an investor buy a company, the investor needs to pay not only the common shares, he/she also needs to pay the shareholders of Preferred Stocks. He also assumes the debt of the company, and receives the cash on the company's balance sheet.

If a company has more cash than debt, the investor actually pays less than the Market Cap because he immediately owns the cash once the transaction goes through.

The market value of Preferred Stock needs to be added to the market value of common stocks in the calculation of Enterprise Value.

For the companies with the same Market Cap, the smaller the Enterprise Value is, the cheaper the company is.

Enterprise Value can be negative when the company's net cash is more than its Market Cap. In this case the investor is basically getting the company for free and get paid for that.

1. EV-to-Revenue is calculated as Enterprise Value divided by its Revenue.

Credito RealB de CV Sofom ER's EV-to-Revenue for today is:

EV-to-Revenue=Enterprise Value (Today)/Revenue (TTM)
=130.700/6650.025
=0.02

Credito RealB de CV Sofom ER's current Enterprise Value is MXN131 Mil.
Credito RealB de CV Sofom ER's Revenue for the trailing twelve months (TTM) ended in Sep. 2021 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN6,650 Mil.

2. EV-to-OCF is calculated as Enterprise Value divided by its Cash Flow from Operations.

Credito RealB de CV Sofom ER's EV-to-OCF for today is:


Credito RealB de CV Sofom ER's current Enterprise Value is MXN131 Mil.
Credito RealB de CV Sofom ER's Cash Flow from Operations for the trailing twelve months (TTM) ended in Sep. 2021 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN0 Mil.

3. EV-to-FCF is calculated as Enterprise Value divided by its Free Cash Flow.

Credito RealB de CV Sofom ER's EV-to-FCF for today is:

EV-to-FCF=Enterprise Value (Today)/Free Cash Flow (TTM)
=130.700/0
=

Credito RealB de CV Sofom ER's current Enterprise Value is MXN131 Mil.
Credito RealB de CV Sofom ER's Free Cash Flow for the trailing twelve months (TTM) ended in Sep. 2021 adds up the quarterly data reported by the company within the most recent 12 months, which was MXN0 Mil.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


Credito RealB de CV Sofom ER Enterprise Value Related Terms


Credito RealB de CV Sofom ER Enterprise Value Historical Data

* Premium members only.

The historical data trend for Credito RealB de CV Sofom ER's Enterprise Value can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER Enterprise Value Chart

Credito RealB de CV Sofom ER Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Enterprise Value
Get a 7-Day Free Trial Premium Member Only Premium Member Only 35,606.53 33,022.24 37,679.95 50,328.13 54,342.12

Credito RealB de CV Sofom ER Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Enterprise Value Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 57,239.94 54,342.12 61,096.70 59,782.88 59,219.88

MEX:CREAL vs V, MA, AXP: Enterprise Value Comparison

For the Credit Services subindustry, Credito RealB de CV Sofom ER's Enterprise Value, along with its competitors' market caps and Enterprise Value data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito RealB de CV Sofom ER Enterprise Value vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credito RealB de CV Sofom ER's Enterprise Value distribution charts can be found below:

* The bar in red indicates where Credito RealB de CV Sofom ER's Enterprise Value falls into.


MEX:CREAL
8GF Score
Credito Real SAB de CV Sofom ER MEX:CREAL
Enterprise Value is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito RealB de CV Sofom ER Enterprise Value Calculation

Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash, cash equivalents, and marketable securities.

Credito RealB de CV Sofom ER's Enterprise Value for the fiscal year that ended in Dec. 2020 is calculated as

Credito RealB de CV Sofom ER's Enterprise Value for the quarter that ended in Sep. 2021 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Enterprise Value →
What does a Enterprise Value of MXN131 Mil mean?
Credito RealB de CV Sofom ER (MEX:CREAL) has a Enterprise Value of MXN131 Mil as of Jun. 26, 2026. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Credito RealB de CV Sofom ER and its competitors.
Is Credito RealB de CV Sofom ER's Enterprise Value too high?
Credito RealB de CV Sofom ER's current Enterprise Value is MXN131 Mil. Overall, Credito RealB de CV Sofom ER has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Credito RealB de CV Sofom ER's Enterprise Value compare to V and MA?
Credito RealB de CV Sofom ER's Enterprise Value of MXN131 Mil can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Enterprise Value for a Credit Services company?
A good Enterprise Value depends on the Credit Services industry context. However, Enterprise Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Enterprise Value mean?
A high Enterprise Value can signal that a stock is expensive relative to its fundamentals. Enterprise value equals the sum of market cap, debt and preferred shares less cash and equivalents. View historical data on Credito RealB de CV Sofom ER and its competitors. Credito RealB de CV Sofom ER's current Enterprise Value is MXN131 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito RealB de CV Sofom ER stock overvalued right now?
Credito RealB de CV Sofom ER (MEX:CREAL) has a current Enterprise Value of MXN131 Mil. The current Enterprise Value is MXN131 Mil. Credito RealB de CV Sofom ER's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Enterprise Value calculated?
Enterprise Value is calculated from a company's financial statements. For Credito RealB de CV Sofom ER (MEX:CREAL), the current Enterprise Value is MXN131 Mil as of Jun. 26, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credito RealB de CV Sofom ER Business Description

Address Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.
8GF Score

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Enterprise Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

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