Credito RealB de CV Sofom ER (MEX:CREAL) Liabilities-to-Assets : 0.76 (As of Sep. 2021)

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MEX:CREAL Credito Real SAB de CV Sofom ER MEX:CREAL
8 GF Score
Price MXN0.35
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What is Credito RealB de CV Sofom ER Liabilities-to-Assets?

Credito RealB de CV Sofom ER MEX:CREAL 8 Liabilities-to-Assets is 0.76 as of Sep. 2021. GuruFocus rates MEX:CREAL with a GF Score™ of 8/100.

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities, calculated as total liabilities divided by total asset. Credito RealB de CV Sofom ER's Total Liabilities for the quarter that ended in Sep. 2021 was MXN58,578 Mil. Credito RealB de CV Sofom ER's Total Assets for the quarter that ended in Sep. 2021 was MXN77,066 Mil. Therefore, Credito RealB de CV Sofom ER's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2021 was 0.76.


Credito RealB de CV Sofom ER  (MEX:CREAL) Liabilities-to-Assets Explanation

Liabilities-to-Assets is a solvency ratio indicating how much of the company’s assets are made of liabilities. It can vary greatly across different industries, as they have different capital structure. A high Liabilities-to-Assets ratio (more leveraged) suggests that the company might have potential solvency problems, or even a signal of financial distress. Conversely, a low Liabilities-to-Assets ratio usually indicates a healthy financial situation. However, it may also suggest that the company is not expanding or not making good use of debt.


Credito RealB de CV Sofom ER Liabilities-to-Assets Related Terms


Credito RealB de CV Sofom ER Liabilities-to-Assets Historical Data

* Premium members only.

The historical data trend for Credito RealB de CV Sofom ER's Liabilities-to-Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER Liabilities-to-Assets Chart

Credito RealB de CV Sofom ER Annual Data
Trend Dec11 Dec12 Dec13 Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20
Liabilities-to-Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 0.74 0.65 0.68 0.74 0.77

Credito RealB de CV Sofom ER Quarterly Data
Dec16 Mar17 Jun17 Sep17 Dec17 Mar18 Jun18 Sep18 Dec18 Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21
Liabilities-to-Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 0.76 0.77 0.78 0.77 0.76

MEX:CREAL vs V, MA, AXP: Liabilities-to-Assets Comparison

For the Credit Services subindustry, Credito RealB de CV Sofom ER's Liabilities-to-Assets, along with its competitors' market caps and Liabilities-to-Assets data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


Credito RealB de CV Sofom ER Liabilities-to-Assets vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credito RealB de CV Sofom ER's Liabilities-to-Assets distribution charts can be found below:

* The bar in red indicates where Credito RealB de CV Sofom ER's Liabilities-to-Assets falls into.


MEX:CREAL
8GF Score
Credito Real SAB de CV Sofom ER MEX:CREAL
Liabilities-to-Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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Credito RealB de CV Sofom ER Liabilities-to-Assets Calculation

Liabilities-to-Assets ratio measures the portion of the total liabilities to the total asset. It indicates the leverage of the company, and the amount of debt the company uses in its operation.

Liabilities-to-Assets ratio is calculated by dividing total liabilities by total asset.

Credito RealB de CV Sofom ER's Liabilities-to-Assets Ratio for the fiscal year that ended in Dec. 2020 is calculated as:

Liabilities-to-Assets (A: Dec. 2020 )=Total Liabilities/Total Assets
=54248.354/70316.87
=0.77

Credito RealB de CV Sofom ER's Liabilities-to-Assets Ratio for the quarter that ended in Sep. 2021 is calculated as

Liabilities-to-Assets (Q: Sep. 2021 )=Total Liabilities/Total Assets
=58577.8/77065.6
=0.76

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Liabilities-to-Assets →
What does a Liabilities-to-Assets of 0.76 mean?
Credito RealB de CV Sofom ER (MEX:CREAL) has a Liabilities-to-Assets of 0.76 as of Sep. 2021. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Credito RealB de CV Sofom ER and its competitors.
Is Credito RealB de CV Sofom ER's Liabilities-to-Assets too high?
Credito RealB de CV Sofom ER's current Liabilities-to-Assets is 0.76. Overall, Credito RealB de CV Sofom ER has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.
How does Credito RealB de CV Sofom ER's Liabilities-to-Assets compare to V and MA?
Credito RealB de CV Sofom ER's Liabilities-to-Assets of 0.76 can be compared against companies in the Credit Services industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Liabilities-to-Assets for a Credit Services company?
A good Liabilities-to-Assets depends on the Credit Services industry context. However, Liabilities-to-Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Liabilities-to-Assets mean?
A high Liabilities-to-Assets can signal that a stock is expensive relative to its fundamentals. Liabilities-to-Assets equals total liabilities divided by total assets. It measures financial leverage. View historical data on Credito RealB de CV Sofom ER and its competitors. Credito RealB de CV Sofom ER's current Liabilities-to-Assets is 0.76. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is Credito RealB de CV Sofom ER stock overvalued right now?
Credito RealB de CV Sofom ER (MEX:CREAL) has a current Liabilities-to-Assets of 0.76. The current Liabilities-to-Assets is 0.76. Credito RealB de CV Sofom ER's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Liabilities-to-Assets calculated?
Liabilities-to-Assets is calculated from a company's financial statements. For Credito RealB de CV Sofom ER (MEX:CREAL), the current Liabilities-to-Assets is 0.76 as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credito RealB de CV Sofom ER Business Description

Address Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103
Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.
8GF Score

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Liabilities-to-Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

MXN0.35
Price