Credito RealB de CV Sofom ER (MEX:CREAL) Net Margin %: 10.45% (As of Sep. 2021)

What is Credito RealB de CV Sofom ER Net Margin %?

Credito RealB de CV Sofom ER MEX:CREAL 8 Net Margin % is 10.45% as of Sep. 2021. GuruFocus rates MEX:CREAL with a GF Score™ of 8/100.

Net margin is calculated as Net Income divided by its Revenue. Credito RealB de CV Sofom ER's Net Income for the three months ended in Sep. 2021 was MXN204 Mil. Credito RealB de CV Sofom ER's Revenue for the three months ended in Sep. 2021 was MXN1,949 Mil. Therefore, Credito RealB de CV Sofom ER's net margin for the quarter that ended in Sep. 2021 was 10.45%.

The historical rank and industry rank for Credito RealB de CV Sofom ER's Net Margin % or its related term are showing as below:

MEX:CREAL's Net Margin % is not ranked ^*
in the Credit Services industry.
Industry Median: 14.52
* Ranked among companies with meaningful Net Margin % only.

Credito RealB de CV Sofom ER (MEX:CREAL) Net Margin % Explanation

Although Net Income and Earnings-per-Share (EPS) are the most widely used parameter in measuring a company's profitability and valuation, it is the least reliable. The reason is that reported earnings can be manipulated easily by adjusting any numbers such as Depreciation, Depletion and Amotorization and non-recurring items.

But the long term trend of the net margin is a good indicator of the competitiveness and health of the business.

Credito RealB de CV Sofom ER Net Margin % Related Terms

Credito RealB de CV Sofom ER Net Margin % Historical Data

* Premium members only.

The historical data trend for Credito RealB de CV Sofom ER's Net Margin % can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Credito RealB de CV Sofom ER Net Margin % Chart

Credito RealB de CV Sofom ER Annual Data

Trend

Dec11

Dec12

Dec13

Dec14

Dec15

Dec16

Dec17

Dec18

Dec19

Dec20

Net Margin %

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28.85

24.93

25.96

25.76

11.73

Credito RealB de CV Sofom ER Quarterly Data
	Dec16	Mar17	Jun17	Sep17	Dec17	Mar18	Jun18	Sep18	Dec18	Mar19	Jun19	Sep19	Dec19	Mar20	Jun20	Sep20	Dec20	Mar21	Jun21	Sep21
Net Margin %	Get a 7-Day Free Trial															11.93	7.87	5.70	12.07	10.45

MEX:CREAL vs V, MA, AXP: Net Margin % Comparison

For the Credit Services subindustry, Credito RealB de CV Sofom ER's Net Margin %, along with its competitors' market caps and Net Margin % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.

Credito RealB de CV Sofom ER Net Margin % vs Credit Services Industry

For the Credit Services industry and Financial Services sector, Credito RealB de CV Sofom ER's Net Margin % distribution charts can be found below:

* The bar in red indicates where Credito RealB de CV Sofom ER's Net Margin % falls into.

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Credito Real SAB de CV Sofom ER MEX:CREAL

Net Margin % is just one metric. See GF Score™, valuation, warning signs, and more.

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Credito RealB de CV Sofom ER Net Margin % Calculation

Net margin - also known as net profit margin is the ratio of Net Income divided by net sales or Revenue, usually presented in percent.

Credito RealB de CV Sofom ER's Net Margin for the fiscal year that ended in Dec. 2020 is calculated as

Net Margin	=	Net Income (A: Dec. 2020 )	/	Revenue (A: Dec. 2020 )
	=	756.355	/	6446.751
	=	11.73 %

Credito RealB de CV Sofom ER's Net Margin for the quarter that ended in Sep. 2021 is calculated as

Net Margin	=	Net Income (Q: Sep. 2021 )	/	Revenue (Q: Sep. 2021 )
	=	203.6	/	1948.6
	=	10.45 %

Frequently Asked Questions Learn more about Net Margin % →

What does a Net Margin % of 10.45% mean?

Credito RealB de CV Sofom ER (MEX:CREAL) has a Net Margin % of 10.45% as of Sep. 2021. Net margin is the ratio of total net income to net sales. View historical data on Credito RealB de CV Sofom ER and its competitors.

Is Credito RealB de CV Sofom ER's Net Margin % too high?

Credito RealB de CV Sofom ER's current Net Margin % is 10.45%. The Credit Services industry median Net Margin % is 14.52. Credito RealB de CV Sofom ER's value of 10.45% is 28% below this industry median. Overall, Credito RealB de CV Sofom ER has a GF Score™ of 8/100, reflecting its overall financial health beyond just this single metric.

How does Credito RealB de CV Sofom ER's Net Margin % compare to V and MA?

Credito RealB de CV Sofom ER's Net Margin % of 10.45% can be compared against companies in the Credit Services industry. The industry median Net Margin % is 14.52. Credito RealB de CV Sofom ER's value of 10.45% is 28% below this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.

What is a good Net Margin % for a Credit Services company?

The median Net Margin % among Credit Services companies is 14.52, based on 534 companies in the industry. Companies in the top quartile (top 25%) have a Net Margin % significantly above this median, while those in the bottom quartile fall well below. However, Net Margin % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Credito RealB de CV Sofom ER's current Net Margin % of 10.45% is 28% below the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.

What does a high Net Margin % mean?

A high Net Margin % can signal that a stock is expensive relative to its fundamentals. Net margin is the ratio of total net income to net sales. View historical data on Credito RealB de CV Sofom ER and its competitors. For the Credit Services industry, the median Net Margin % is 14.52 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. Credito RealB de CV Sofom ER's current Net Margin % is 10.45%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.

Is Credito RealB de CV Sofom ER stock overvalued right now?

Credito RealB de CV Sofom ER (MEX:CREAL) has a current Net Margin % of 10.45%. The current Net Margin % is 10.45% and 28% below the Credit Services industry median of 14.52. Credito RealB de CV Sofom ER's overall GF Score™ is 8/100. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.

How is Net Margin % calculated?

Net Margin % is calculated from a company's financial statements. For Credito RealB de CV Sofom ER (MEX:CREAL), the current Net Margin % is 10.45% as of Sep. 2021. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Credito RealB de CV Sofom ER Business Description

Industry Financial Services Credit Services

Comparable Companies HKSE:08462 HKSE:00287 HKSE:08021 HKSE:01203 HKSE:01851 HKSE:00750 HKSE:01970 HKSE:02060 HKSE:01732 HKSE:02317 V MA AXP PYPL COF BOM:500034 DFS TSE:8591 SYF ALLY

Address Avenida Insurgentes Sur No. 730, 20th Floor, Colonia Del Valle Norte, Del Benito Juarez, Mexico, MEX, MEX, 03103

Website https://www.creal.mx

Credito Real SAB de CV Sofom ER is a nonbanking financial institution in Mexico that focuses on consumer lending to low-income and middle-income customers. The company mainly makes payroll loans, durable goods loans, small business loans, group loans, and used-car loans.

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