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EFU General Insurance (KAR:EFUG) Cyclically Adjusted Price-to-FCF : 6.56 (As of Apr. 29, 2024)


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What is EFU General Insurance Cyclically Adjusted Price-to-FCF?

As of today (2024-04-29), EFU General Insurance's current share price is ₨84.00. EFU General Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 was ₨12.80. EFU General Insurance's Cyclically Adjusted Price-to-FCF for today is 6.56.

The historical rank and industry rank for EFU General Insurance's Cyclically Adjusted Price-to-FCF or its related term are showing as below:

KAR:EFUG' s Cyclically Adjusted Price-to-FCF Range Over the Past 10 Years
Min: 5.01   Med: 6.3   Max: 7.84
Current: 6.58

During the past years, EFU General Insurance's highest Cyclically Adjusted Price-to-FCF was 7.84. The lowest was 5.01. And the median was 6.30.

KAR:EFUG's Cyclically Adjusted Price-to-FCF is ranked better than
65.64% of 326 companies
in the Insurance industry
Industry Median: 11.03 vs KAR:EFUG: 6.58

The Shiller PE Ratio was first used by professor Robert Shiller. He uses E10 for his Shiller PE Ratio calculation. E10 is the average of the inflation adjusted earnings per share of a company over the past 10 years. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF. The Cyclically Adjusted FCF per Share is the average of the inflation adjusted free cash flow per share of a company over the past 10 years.

EFU General Insurance's adjusted free cash flow per share data for the three months ended in Dec. 2023 was ₨-0.728. Add all the adjusted free cash flow per share for the past 10 years together and divide 10 will get our Cyclically Adjusted FCF per Share, which is ₨12.80 for the trailing ten years ended in Dec. 2023.

Shiller PE for Stocks: The True Measure of Stock Valuation


EFU General Insurance Cyclically Adjusted Price-to-FCF Historical Data

The historical data trend for EFU General Insurance's Cyclically Adjusted Price-to-FCF can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

* Premium members only.

EFU General Insurance Cyclically Adjusted Price-to-FCF Chart

EFU General Insurance Annual Data
Trend Dec14 Dec15 Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23
Cyclically Adjusted Price-to-FCF
Get a 7-Day Free Trial Premium Member Only Premium Member Only - - 6.70 5.49 6.64

EFU General Insurance Quarterly Data
Mar19 Jun19 Sep19 Dec19 Mar20 Jun20 Sep20 Dec20 Mar21 Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23
Cyclically Adjusted Price-to-FCF Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.49 6.02 5.87 6.28 6.64

Competitive Comparison of EFU General Insurance's Cyclically Adjusted Price-to-FCF

For the Insurance - Property & Casualty subindustry, EFU General Insurance's Cyclically Adjusted Price-to-FCF, along with its competitors' market caps and Cyclically Adjusted Price-to-FCF data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EFU General Insurance's Cyclically Adjusted Price-to-FCF Distribution in the Insurance Industry

For the Insurance industry and Financial Services sector, EFU General Insurance's Cyclically Adjusted Price-to-FCF distribution charts can be found below:

* The bar in red indicates where EFU General Insurance's Cyclically Adjusted Price-to-FCF falls into.



EFU General Insurance Cyclically Adjusted Price-to-FCF Calculation

Like the Shiller PE Ratio, the Cyclically Adjusted Price-to-FCF takes the Free Cash Flow per Share from the past 10 years, adjusts it for inflation, and then calculates the average. This average is then used for the P/FCF calculation. Because it considers this 10-year average, it's often referred to as the CAPFCF Ratio.

The Shiller PE Ratio was first used by professor Robert Shiller to measure the valuation of the overall market. The similar calculation is applied by GuruFocus to calculate the Cyclically Adjusted Price-to-FCF.

EFU General Insurance's Cyclically Adjusted Price-to-FCF for today is calculated as

Cyclically Adjusted Price-to-FCF=Share Price/ Cyclically Adjusted FCF per Share
=84.00/12.8
=6.56

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU General Insurance's Cyclically Adjusted FCF per Share for the quarter that ended in Dec. 2023 is calculated as:

For example, EFU General Insurance's adjusted Free Cash Flow per Share data for the three months ended in Dec. 2023 was:

Adj_FreeCashFlowPerShare=Free Cash Flow per Share/CPI of Dec. 2023 (Change)*Current CPI (Dec. 2023)
=-0.728/129.4194*129.4194
=-0.728

Current CPI (Dec. 2023) = 129.4194.

EFU General Insurance Quarterly Data

Free Cash Flow per Share CPI Adj_FreeCashFlowPerShare
201403 0.064 99.695 0.083
201406 -0.663 100.560 -0.853
201409 -1.332 100.428 -1.717
201412 -0.291 99.070 -0.380
201503 -0.122 99.621 -0.158
201506 -0.178 100.684 -0.229
201509 3.206 100.392 4.133
201512 1.885 99.792 2.445
201603 1.345 100.470 1.733
201606 0.209 101.688 0.266
201609 -0.249 101.861 -0.316
201612 1.764 101.863 2.241
201703 5.256 102.862 6.613
201706 -0.420 103.349 -0.526
201709 7.725 104.136 9.601
201712 0.990 104.011 1.232
201803 1.696 105.290 2.085
201806 2.876 106.317 3.501
201809 12.051 106.507 14.644
201812 8.715 105.998 10.641
201903 15.227 107.251 18.374
201906 -0.119 108.070 -0.143
201909 9.808 108.329 11.717
201912 13.948 108.420 16.650
202003 3.335 108.902 3.963
202006 4.033 108.767 4.799
202009 12.228 109.815 14.411
202012 13.560 109.897 15.969
202103 2.188 111.754 2.534
202106 -4.575 114.631 -5.165
202109 -3.920 115.734 -4.384
202112 11.575 117.630 12.735
202203 8.153 121.301 8.699
202206 -5.753 125.017 -5.956
202209 0.515 125.227 0.532
202212 15.388 125.222 15.904
202303 -3.502 127.348 -3.559
202306 -19.190 128.729 -19.293
202309 -14.173 129.860 -14.125
202312 -0.728 129.419 -0.728

Add all the adjusted free cash flow per share together and divide 10 will get our Cyclically Adjusted FCF per Share.

Please note that we use the CPI data of the country/region where the company is headquartered. If the CPI data for that country/region is not available, then we will use the CPI data of the United States as default.


EFU General Insurance  (KAR:EFUG) Cyclically Adjusted Price-to-FCF Explanation

Compared with the regular Price-to-Free-Cash-Flow, which works poorly for cyclical businesses, the Cyclically Adjusted Price-to-FCF smoothed out the fluctuations of free cash flow during business cycles. Therefore it is more accurate in reflecting the valuation of the company.

If a company has consistent business performance, the Cyclically Adjusted Price-to-FCF should give similar results to regular Price-to-Free-Cash-Flow.


EFU General Insurance Cyclically Adjusted Price-to-FCF Related Terms

Thank you for viewing the detailed overview of EFU General Insurance's Cyclically Adjusted Price-to-FCF provided by GuruFocus.com. Please click on the following links to see related term pages.


EFU General Insurance (KAR:EFUG) Business Description

Traded in Other Exchanges
N/A
Address
EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is an insurance company providing a range of non-life insurance products and services customized to meet the varied needs of a wide spectrum of businesses and industrial clients as well as individuals. The company has four reportable segments namely Fire and property damage; Marine, aviation and transport; Motor, and Miscellaneous.

EFU General Insurance (KAR:EFUG) Headlines

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