EFU General Insurance (KAR:EFUG) ROCE %: % (As of Mar. 2026)


KAR:EFUG EFU General Insurance Ltd KAR:EFUG
64 GF Score
Price ₨126.61
GF Value ₨126.01
Valuation Fairly Valued
! 5 Warning Signs
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What is EFU General Insurance ROCE %?

EFU General Insurance KAR:EFUG 64 ROCE % is % as of Mar. 2026. GuruFocus rates KAR:EFUG with a GF Score™ of 64/100 and a GF Value™ of ₨126.01 (Fairly Valued). The stock has 5 warning signs investors should review.

ROCE % does not apply to banks and insurance companies.

KAR:EFUG
64GF Score
EFU General Insurance Ltd KAR:EFUG
ROCE % is just one metric. See GF Score™, valuation, warning signs, and more.
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Frequently Asked Questions Learn more about ROCE % →
What does a ROCE % of % mean?
EFU General Insurance (KAR:EFUG) has a ROCE % of % as of Mar. 2026.
Is EFU General Insurance's ROCE % too high?
EFU General Insurance's current ROCE % is %. Overall, EFU General Insurance has a GF Score™ of 64/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's ROCE % compare to CB and PGR?
EFU General Insurance's ROCE % of % can be compared against companies in the Insurance industry. The industry median ROCE % is 8.20. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROCE % for an Insurance company?
The median ROCE % among Insurance companies is 8.20, based on 62 companies in the industry. Companies in the top quartile (top 25%) have a ROCE % significantly above this median, while those in the bottom quartile fall well below. However, ROCE % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROCE % mean?
A high ROCE % can signal that a stock is expensive relative to its fundamentals. For the Insurance industry, the median ROCE % is 8.20 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFU General Insurance's current ROCE % is %. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨126.01, compared to a current price of ₨126.61 — trading 0.5% above its estimated fair value. The current ROCE % is %. EFU General Insurance's overall GF Score™ is 64/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROCE % calculated?
ROCE % is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current ROCE % is % as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?

Based on GuruFocus' analysis, EFU General Insurance stock appears to be overvalued. The current stock price of ₨126.61 is trading 0.5% above its estimated GF Value™ of ₨126.01. GuruFocus considers EFU General Insurance to be Fairly Valued.

Key valuation signals for KAR:EFUG:

  • ROCE %: %
  • GF Value™: ₨126.01 vs. price of ₨126.61 (0.5% above fair value)
  • GF Score™: 64/100 with 5 warning signs

No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFU General Insurance Business Description

Address EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
64GF Score

Get the complete analysis for KAR:EFUG

ROCE % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨126.61
Price
₨126.01
GF Value