EFU General Insurance (KAR:EFUG) Total Assets: ₨364,620 Mil (As of Mar. 2026)

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KAR:EFUG EFU General Insurance Ltd KAR:EFUG
66 GF Score
Price ₨122.01
GF Value ₨126.98
Valuation Fairly Valued
! 5 Warning Signs
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What is EFU General Insurance Total Assets?

EFU General Insurance KAR:EFUG -0.43% 66 Total Assets is ₨364,620 Mil as of Mar. 2026. GuruFocus rates KAR:EFUG with a GF Score™ of 66/100 and a GF Value™ of ₨126.98 (Fairly Valued). The stock has 5 warning signs investors should review.

EFU General Insurance's Total Assets for the quarter that ended in Mar. 2026 was ₨364,620 Mil.

During the past 12 months, EFU General Insurance's average Total Assets Growth Rate was 7.30% per year. During the past 3 years, the average Total Assets Growth Rate was 17.80% per year. During the past 5 years, the average Total Assets Growth Rate was 13.90% per year. During the past 10 years, the average Total Assets Growth Rate was 29.30% per year.

During the past 13 years, EFU General Insurance's highest 3-Year average Total Assets Growth Rate was 81.10%. The lowest was -1.10%. And the median was 11.90%.

Total Assets is connected with ROA %. EFU General Insurance's annualized ROA % for the quarter that ended in Mar. 2026 was 1.20%. Total Assets is also linked to Revenue through Asset Turnover. EFU General Insurance's Asset Turnover for the quarter that ended in Mar. 2026 was 0.03.


EFU General Insurance  (KAR:EFUG) Total Assets Explanation

Total Assets is connected with ROA %.

EFU General Insurance's annualized ROA % for the quarter that ended in Mar. 2026 is

ROA %=Net Income (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=4461.172/( (380078.56+364619.966)/ 2 )
=4461.172/372349.263
=1.20 %

Note: The Net Income data used here is four times the quarterly (Mar. 2026) data.

In the article Joining The Dark Side: Pirates, Spies and Short Sellers, James Montier reported that In their US sample covering the period 1968-2003, Cooper et al find that firms with low asset growth outperformed firms with high asset growth by an astounding 20% p.a. equally weighted. Even when controlling for market, size and style, low asset growth firms outperformed high asset growth firms by 13% p.a. Therefore a company with fast asset growth may underperform.

Total Assets is linked to total revenue through Asset Turnover.

EFU General Insurance's Asset Turnover for the quarter that ended in Mar. 2026 is

Asset Turnover
=Revenue (Q: Mar. 2026 )/( (Total Assets (Q: Dec. 2025 )+Total Assets (Q: Mar. 2026 ))/ count )
=12269.482/( (380078.56+364619.966)/ 2 )
=12269.482/372349.263
=0.03

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Therefore, if a company grows its Total Assets faster than its Revenue, the Asset Turnover will decline. This might be a warning sign for the business.

EFU General Insurance Total Assets Related Terms


EFU General Insurance Total Assets Historical Data

* Premium members only.

The historical data trend for EFU General Insurance's Total Assets can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU General Insurance Total Assets Chart

EFU General Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Total Assets
Get a 7-Day Free Trial Premium Member Only Premium Member Only 211,582.26 234,715.50 281,225.96 335,312.44 380,078.56

EFU General Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Total Assets Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 337,776.56 348,883.61 380,656.90 380,078.56 364,619.97
KAR:EFUG
66GF Score
EFU General Insurance Ltd KAR:EFUG
Total Assets is just one metric. See GF Score™, valuation, warning signs, and more.
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EFU General Insurance Total Assets Calculation

Total Assets are all the assets a company owns.

From the capital sources of the assets, some of the assets are funded through shareholder's paid in capital and retained earnings of the business. Others are funded through borrowed money.

EFU General Insurance's Total Assets for the fiscal year that ended in Dec. 2025 is calculated as

Total Assets=Total Equity (A: Dec. 2025 )+Total Liabilities (A: Dec. 2025 )
=32337.749+347740.811
=380,079

EFU General Insurance's Total Assets for the quarter that ended in Mar. 2026 is calculated as

Total Assets=Total Equity (Q: Mar. 2026 )+Total Liabilities (Q: Mar. 2026 )
=30133.925+334486.041
=364,620

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about Total Assets →
What does a Total Assets of ₨364,620 Mil mean?
EFU General Insurance (KAR:EFUG) has a Total Assets of ₨364,620 Mil as of Mar. 2026. The total amount of assets as recorded on a company's balance sheet. View historical data on EFU General Insurance and its competitors.
Is EFU General Insurance's Total Assets too high?
EFU General Insurance's current Total Assets is ₨364,620 Mil. Overall, EFU General Insurance has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's Total Assets compare to CB and PGR?
EFU General Insurance's Total Assets of ₨364,620 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Total Assets for an Insurance company?
A good Total Assets depends on the Insurance industry context. However, Total Assets should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Total Assets mean?
A high Total Assets can signal that a stock is expensive relative to its fundamentals. The total amount of assets as recorded on a company's balance sheet. View historical data on EFU General Insurance and its competitors. EFU General Insurance's current Total Assets is ₨364,620 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨126.98, compared to a current price of ₨122.01 — trading 3.9% below its estimated fair value. The current Total Assets is ₨364,620 Mil. EFU General Insurance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Total Assets calculated?
Total Assets is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current Total Assets is ₨364,620 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?

Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued. The current stock price of ₨122.01 is trading 3.9% below its estimated GF Value™ of ₨126.98. GuruFocus considers EFU General Insurance to be Fairly Valued.

Key valuation signals for KAR:EFUG:

  • Total Assets: ₨364,620 Mil
  • GF Value™: ₨126.98 vs. price of ₨122.01 (3.9% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EFU General Insurance Business Description

Address EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
66GF Score

Get the complete analysis for KAR:EFUG

Total Assets is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨122.01
Price
₨126.98
GF Value