EFU General Insurance's ROE % for the quarter that ended in Mar. 2026 was 17.54%. EFU General Insurance's PB Ratio for the quarter that ended in Mar. 2026 was 0.94.
EFU General Insurance's ROE % Adjusted to Book Value for the quarter that ended in Mar. 2026 was 18.66%.
EFU General Insurance ROE % Adjusted to Book Value Related Terms
EFU General Insurance ROE % Adjusted to Book Value Historical Data
* Premium members only.
The historical data trend for EFU General Insurance's ROE % Adjusted to Book Value can be seen below:
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFU General Insurance ROE % Adjusted to Book Value Chart
KAR:EFUG vs CB, PGR, TRV: ROE % Adjusted to Book Value Comparison
For the Insurance - Property & Casualty subindustry, EFU General Insurance's ROE % Adjusted to Book Value, along with its competitors' market caps and ROE % Adjusted to Book Value data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFU General Insurance ROE % Adjusted to Book Value vs Insurance Industry
For the Insurance industry and Financial Services sector, EFU General Insurance's ROE % Adjusted to Book Value distribution charts can be found below:
* The bar in red indicates where EFU General Insurance's ROE % Adjusted to Book Value falls into.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a ROE % Adjusted to Book Value of 18.66% mean?
EFU General Insurance (KAR:EFUG) has a ROE % Adjusted to Book Value of 18.66% as of Mar. 2026. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on EFU General Insurance and its competitors.
Is EFU General Insurance's ROE % Adjusted to Book Value too high?
EFU General Insurance's current ROE % Adjusted to Book Value is 18.66%. Overall, EFU General Insurance has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's ROE % Adjusted to Book Value compare to CB and PGR?
EFU General Insurance's ROE % Adjusted to Book Value of 18.66% can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good ROE % Adjusted to Book Value for an Insurance company?
A good ROE % Adjusted to Book Value depends on the Insurance industry context. However, ROE % Adjusted to Book Value should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high ROE % Adjusted to Book Value mean?
A high ROE % Adjusted to Book Value can signal that a stock is expensive relative to its fundamentals. Return on equity adjusted to book is the ratio of return on equity to price-book ratio. View historical data on EFU General Insurance and its competitors. EFU General Insurance's current ROE % Adjusted to Book Value is 18.66%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨126.87, compared to a current price of ₨125.00 — trading 1.5% below its estimated fair value. The current ROE % Adjusted to Book Value is 18.66%. EFU General Insurance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is ROE % Adjusted to Book Value calculated?
ROE % Adjusted to Book Value is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current ROE % Adjusted to Book Value is 18.66% as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?
Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued.
The current stock price of ₨125.00 is trading 1.5% below its estimated GF Value™ of ₨126.87.
GuruFocus considers EFU General Insurance to be Fairly Valued.
Key valuation signals for KAR:EFUG:
ROE % Adjusted to Book Value: 18.66%
GF Value™: ₨126.87 vs. price of ₨125.00 (1.5% below fair value)
No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
66GF Score
Get the complete analysis for KAR:EFUG
ROE % Adjusted to Book Value is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
Quick Browse
Personalize
Premium Gurus 
Create New Portfolio
KAR:EFUG has been successfully added to your 
