EFU General Insurance (KAR:EFUG) EBIT per Share: ₨57.70 (TTM As of Mar. 2026)

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KAR:EFUG EFU General Insurance Ltd KAR:EFUG
66 GF Score
Price ₨124.00
GF Value ₨127.08
Valuation Fairly Valued
! 5 Warning Signs
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What is EFU General Insurance EBIT per Share?

EFU General Insurance KAR:EFUG +0.01% 66 EBIT per Share is ₨57.70 as of Mar. 2026. GuruFocus rates KAR:EFUG with a GF Score™ of 66/100 and a GF Value™ of ₨127.08 (Fairly Valued). The stock has 5 warning signs investors should review. Among 45 Insurance companies, EFU General Insurance ranks worse than 2222220% on this metric.

EFU General Insurance's EBIT per Share for the three months ended in Mar. 2026 was ₨12.31. Its EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 was ₨57.70.

Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the EBIT per Share growth rate using EBIT per Share data.

The historical rank and industry rank for EFU General Insurance's EBIT per Share or its related term are showing as below:

KAR:EFUG's 3-Year EBIT Growth Rate is not ranked *
in the Insurance industry.
Industry Median: 14.1
* Ranked among companies with meaningful 3-Year EBIT Growth Rate only.

EFU General Insurance's EBIT for the three months ended in Mar. 2026 was ₨2,461 Mil.

EFU General Insurance  (KAR:EFUG) EBIT per Share Explanation

EBIT is a company's earnings before interest and tax expenses are deducted. It measures a company's profit generates from operating, ignoring tax burden and capital structure. As the tax expense are not deducted, EBIT is helpful when comparing companies in the same industry but with different tax situations. Also, the interest expense are included in EBIT, making it useful to compare companies that have high interest expenses due to large amount of debt.

EFU General Insurance EBIT per Share Related Terms

EFU General Insurance EBIT per Share Historical Data

* Premium members only.

The historical data trend for EFU General Insurance's EBIT per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU General Insurance EBIT per Share Chart

EFU General Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
EBIT per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 24.26 13.69 41.77 45.75 58.98

EFU General Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
EBIT per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 13.58 13.27 18.23 13.89 12.31
KAR:EFUG
66GF Score
EFU General Insurance Ltd KAR:EFUG
EBIT per Share is just one metric. See GF Score™, valuation, warning signs, and more.
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EFU General Insurance EBIT per Share Calculation

EBIT per Share is the amount of Earnings Before Interest and Taxes (EBIT) per outstanding share of the company's stock.

Earnings Before Interest and Taxes (EBIT) is what the company earns before it expenses interest and taxes.

EFU General Insurance's EBIT per Share for the fiscal year that ended in Dec. 2025 is calculated as

EBIT per Share(A: Dec. 2025 )
=EBIT/Shares Outstanding (Diluted Average)
=11795.583/200.000
=58.98

EFU General Insurance's EBIT per Share for the quarter that ended in Mar. 2026 is calculated as

EBIT per Share(Q: Mar. 2026 )
=EBIT/Shares Outstanding (Diluted Average)
=2460.985/200.000
=12.30

EBIT per Share for the trailing twelve months (TTM) ended in Mar. 2026 adds up the quarterly data reported by the company within the most recent 12 months, which was ₨57.70

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

Frequently Asked Questions Learn more about EBIT per Share →
What does a EBIT per Share of ₨57.70 mean?
EFU General Insurance (KAR:EFUG) has a EBIT per Share of ₨57.70 as of Mar. 2026. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on EFU General Insurance and its competitors. According to the industry distribution chart, EFU General Insurance ranks #999999 out of 45 companies in the Insurance industry.
Is EFU General Insurance's EBIT per Share too high?
EFU General Insurance's current EBIT per Share is ₨57.70. Based on the distribution chart, EFU General Insurance ranks #999999 out of 45 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, EFU General Insurance has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's EBIT per Share compare to CB and PGR?
According to the Insurance industry distribution chart, EFU General Insurance ranks #999999 out of 45 companies for EBIT per Share. This places EFU General Insurance in the lower half of its industry. The industry median EBIT per Share is 14.10. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good EBIT per Share for an Insurance company?
The median EBIT per Share among Insurance companies is 14.10, based on 45 companies in the industry. Companies in the top quartile (top 25%) have a EBIT per Share significantly above this median, while those in the bottom quartile fall well below. However, EBIT per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high EBIT per Share mean?
A high EBIT per Share can signal that a stock is expensive relative to its fundamentals. EBIT per Share is the amount of Earnings Before Interest and Taxes per outstanding share of the company's stock. View historical data on EFU General Insurance and its competitors. For the Insurance industry, the median EBIT per Share is 14.10 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFU General Insurance's current EBIT per Share is ₨57.70. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨127.08, compared to a current price of ₨124.00 — trading 2.4% below its estimated fair value. The current EBIT per Share is ₨57.70. EFU General Insurance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is EBIT per Share calculated?
EBIT per Share is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current EBIT per Share is ₨57.70 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?

Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued. The current stock price of ₨124.00 is trading 2.4% below its estimated GF Value™ of ₨127.08. GuruFocus considers EFU General Insurance to be Fairly Valued.

Key valuation signals for KAR:EFUG:

  • EBIT per Share: ₨57.70
  • GF Value™: ₨127.08 vs. price of ₨124.00 (2.4% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.

EFU General Insurance Business Description

Address EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
66GF Score

Get the complete analysis for KAR:EFUG

EBIT per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨124.00
Price
₨127.08
GF Value