EFU General Insurance (KAR:EFUG) Dividends per Share: ₨10.00 (TTM As of Mar. 2026)

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Director of Data and Quant Analytics at GuruFocus
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KAR:EFUG EFU General Insurance Ltd KAR:EFUG
66 GF Score
Price ₨122.91
GF Value ₨127.43
Valuation Fairly Valued
! 5 Warning Signs
View Full Analysis

What is EFU General Insurance Dividends per Share?

EFU General Insurance KAR:EFUG 66 Dividends per Share is ₨10.00 as of Mar. 2026. GuruFocus rates KAR:EFUG with a GF Score™ of 66/100 and a GF Value™ of ₨127.43 (Fairly Valued). The stock has 5 warning signs investors should review.

EFU General Insurance's dividends per share for the three months ended in Mar. 2026 was ₨5.50. Its dividends per share for the trailing twelve months (TTM) ended in Mar. 2026 was ₨10.00. Its Dividend Payout Ratio for the three months ended in Mar. 2026 was 1.01. As of today, EFU General Insurance's Dividend Yield % is 8.14%.

Warning Sign:

EFU General Insurance Ltd stock Dividend Yield % is close to 5-year low.

During the past 10 years, the average Dividends Per Share Growth Rate was 2.90% per year. Please click Growth Rate Calculation Example (GuruFocus) to see how GuruFocus calculates Wal-Mart Stores Inc (WMT)'s revenue growth rate. You can apply the same method to get the average dividends per share growth rate.

During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of EFU General Insurance was 72.40% per year. The lowest was -40.70% per year. And the median was 4.90% per year.

For more information regarding to dividend, please check our Dividend Page.

* Please note that "special dividend" is not included in the calculation of dividend per share and related fields.


EFU General Insurance  (KAR:EFUG) Dividends per Share Explanation

1. Dividend Payout Ratio measures the percentage of the company's earnings paid out as dividends.

EFU General Insurance's Dividend Payout Ratio for the quarter that ended in Mar. 2026 is calculated as

Dividend Payout Ratio=Dividends per Share (Q: Mar. 2026 )/ EPS without NRI (Q: Mar. 2026 )
=5.5/ 5.422
=1.01

During the past 13 years, the highest Dividend Payout Ratio of EFU General Insurance was 1.16. The lowest was 0.33. And the median was 0.76.

2. Dividend Yield % measures how much a company pays out in dividends each year relative to its share price.

EFU General Insurance Recent Full-Year* Dividend History

Amount Ex-date Record Date Pay Date Type Frequency Forex Rate
PKR 1.5000002026-05-042026-05-042026-05-11Cash DividendquarterlyPKR:PKR 1.000000
PKR 5.5000002026-03-182026-03-182026-04-06Cash DividendquarterlyPKR:PKR 1.000000
PKR 1.5000002025-11-042025-11-052025-11-13Cash DividendquarterlyPKR:PKR 1.000000
PKR 1.5000002025-09-022025-09-032025-09-11Cash DividendquarterlyPKR:PKR 1.000000

* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.


EFU General Insurance's Dividend Yield (%) for Today is calculated as

Dividend Yield %=Most Recent Full Year Dividend/Current Share Price
=10/122.91
=8.14 %

Current Share Price is ₨122.91.
EFU General Insurance's Dividends per Share for the trailing twelve months (TTM) ended in Today is ₨10.

During the past 13 years, the highest Dividend Yield of EFU General Insurance was 15.19%. The lowest was 4.57%. And the median was 8.87%.

Warning Sign:

EFU General Insurance Ltd stock Dividend Yield % is close to 5-year low.

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EFU General Insurance Dividends per Share Related Terms


EFU General Insurance Dividends per Share Historical Data

* Premium members only.

The historical data trend for EFU General Insurance's Dividends per Share can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU General Insurance Dividends per Share Chart

EFU General Insurance Annual Data
Trend Dec16 Dec17 Dec18 Dec19 Dec20 Dec21 Dec22 Dec23 Dec24 Dec25
Dividends per Share
Get a 7-Day Free Trial Premium Member Only Premium Member Only 10.00 10.00 10.00 10.00 10.00

EFU General Insurance Quarterly Data
Jun21 Sep21 Dec21 Mar22 Jun22 Sep22 Dec22 Mar23 Jun23 Sep23 Dec23 Mar24 Jun24 Sep24 Dec24 Mar25 Jun25 Sep25 Dec25 Mar26
Dividends per Share Get a 7-Day Free Trial Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only Premium Member Only 5.50 1.50 1.50 1.50 5.50

KAR:EFUG vs CB, PGR, TRV: Dividends per Share Comparison

For the Insurance - Property & Casualty subindustry, EFU General Insurance's Dividend Yield %, along with its competitors' market caps and Dividend Yield % data, can be viewed below:

* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.


EFU General Insurance Dividend Yield % vs Insurance Industry

For the Insurance industry and Financial Services sector, EFU General Insurance's Dividend Yield % distribution charts can be found below:

* The bar in red indicates where EFU General Insurance's Dividend Yield % falls into.


KAR:EFUG
66GF Score
EFU General Insurance Ltd KAR:EFUG
Dividends per Share is just one metric. See GF Score™, valuation, warning signs, and more.
View Full Analysis

EFU General Insurance Dividends per Share Calculation

Dividends paid to per common share.

Frequently Asked Questions Learn more about Dividends per Share →
What does a Dividends per Share of ₨10.00 mean?
EFU General Insurance (KAR:EFUG) has a Dividends per Share of ₨10.00 as of Mar. 2026. Dividends per share represents the per-share amount paid as dividends. View historical data on EFU General Insurance and its competitors.
Is EFU General Insurance's Dividends per Share too high?
EFU General Insurance's current Dividends per Share is ₨10.00. Overall, EFU General Insurance has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's Dividends per Share compare to CB and PGR?
EFU General Insurance's Dividends per Share of ₨10.00 can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Dividends per Share for an Insurance company?
A good Dividends per Share depends on the Insurance industry context. However, Dividends per Share should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Dividends per Share mean?
A high Dividends per Share can signal that a stock is expensive relative to its fundamentals. Dividends per share represents the per-share amount paid as dividends. View historical data on EFU General Insurance and its competitors. EFU General Insurance's current Dividends per Share is ₨10.00. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨127.43, compared to a current price of ₨122.91 — trading 3.5% below its estimated fair value. The current Dividends per Share is ₨10.00. EFU General Insurance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Dividends per Share calculated?
Dividends per Share is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current Dividends per Share is ₨10.00 as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?

Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued. The current stock price of ₨122.91 is trading 3.5% below its estimated GF Value™ of ₨127.43. GuruFocus considers EFU General Insurance to be Fairly Valued.

Key valuation signals for KAR:EFUG:

  • Dividends per Share: ₨10.00
  • GF Value™: ₨127.43 vs. price of ₨122.91 (3.5% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EFU General Insurance Business Description

Address EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
66GF Score

Get the complete analysis for KAR:EFUG

Dividends per Share is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨122.91
Price
₨127.43
GF Value