EFU General Insurance's quarterly market cap
declined
from Sep. 2025 (₨24,918 Mil) to Dec. 2025 (₨24,220 Mil) and
declined
from Dec. 2025 (₨24,220 Mil) to Mar. 2026 (₨23,118 Mil).
EFU General Insurance's annual market cap
increased
from Dec. 2023 (₨17,000 Mil) to Dec. 2024 (₨23,206 Mil) and
increased
from Dec. 2024 (₨23,206 Mil) to Dec. 2025 (₨24,220 Mil).
Enterprise Value is the theoretical takeover price. It is more comprehensive than market capitalization (market cap), which only includes common equity. Enterprise Value is calculated as the market cap plus debt and minority interest and preferred shares, minus total cash and cash equivalents. EFU General Insurance's Enterprise Value for Today is ₨23,768 Mil.
EFU General Insurance (KAR:EFUG) Market Cap Explanation
Market cap is not the real price you pay for a company. If you buy the company and become its owner, you become the owner of the cash the company has, and you also assume the companys debt. The real price you pay is the Enterprise Value.
Warren Buffett uses the ratio of total market cap of all public traded companies over GDP to measure if the market is expensive. As of April 2012, the US total market cap is about $14.7 trillion, while the US GDP is about $15 trillion. The market was modestly overvalued.
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
For the Insurance - Property & Casualty subindustry, EFU General Insurance's Market Cap, along with its competitors' market caps and Market Cap data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFU General Insurance Market Cap vs Insurance Industry
For the Insurance industry and Financial Services sector, EFU General Insurance's Market Cap distribution charts can be found below:
* The bar in red indicates where EFU General Insurance's Market Cap falls into.
Market cap is the short version of market capitalization. It is the total market value to buy the whole company. It is equal to the share price times the number of shares outstanding.
EFU General Insurance's Market Cap for the fiscal year that ended in Dec. 2025 is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
EFU General Insurance (KAR:EFUG) has a Market Cap of ₨25,196 Mil as of Jul. 02, 2026. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on EFU General Insurance and its competitors. According to the industry distribution chart, EFU General Insurance ranks #414 out of 524 companies in the Insurance industry, placing it in the top 79%.
Is EFU General Insurance's Market Cap too high?
EFU General Insurance's current Market Cap is ₨25,196 Mil. Based on the distribution chart, EFU General Insurance ranks #414 out of 524 companies in the Insurance industry, which is in the bottom quartile relative to peers. Overall, EFU General Insurance has a GF Score™ of 65/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's Market Cap compare to CB and PGR?
According to the Insurance industry distribution chart, EFU General Insurance ranks #414 out of 524 companies for Market Cap. This places EFU General Insurance in the lower half of its industry. The industry median Market Cap is 668.35. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Market Cap for an Insurance company?
The median Market Cap among Insurance companies is 668.35, based on 524 companies in the industry. Companies in the top quartile (top 25%) have a Market Cap significantly above this median, while those in the bottom quartile fall well below. However, Market Cap should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Market Cap mean?
A high Market Cap can signal that a stock is expensive relative to its fundamentals. Market cap equals the total value of a company's shares: price times shares outstanding. View historical data on EFU General Insurance and its competitors. For the Insurance industry, the median Market Cap is 668.35 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFU General Insurance's current Market Cap is ₨25,196 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨126.32, compared to a current price of ₨125.98 — trading 0.3% below its estimated fair value. The current Market Cap is ₨25,196 Mil. EFU General Insurance's overall GF Score™ is 65/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Market Cap calculated?
Market Cap is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current Market Cap is ₨25,196 Mil as of Jul. 02, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?
Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued.
The current stock price of ₨125.98 is trading 0.3% below its estimated GF Value™ of ₨126.32.
GuruFocus considers EFU General Insurance to be Fairly Valued.
Key valuation signals for KAR:EFUG:
Market Cap: ₨25,196 Mil
GF Value™: ₨126.32 vs. price of ₨125.98 (0.3% below fair value)
No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
65GF Score
Get the complete analysis for KAR:EFUG
Market Cap is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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