During the past 10 years, the average Dividends Per Share Growth Rate was 2.90% per year.
During the past 13 years, the highest 3-Year average Dividends Per Share Growth Rate of EFU General Insurance was 72.40% per year. The lowest was -40.70% per year. And the median was 4.90% per year.
The growth rate is calculated with least square regression.
For more information regarding to dividend, please check our Dividend Page.
EFU General Insurance (KAR:EFUG) Forward Dividend Yield % Explanation
Over the long term, the return from dividends has been a significant contributor to the total returns produced by equity securities. Studies by Elroy Dimson, Paul Marsh, and Mike Staunton of Princeton University (2002) found that a market-oriented portfolio, which included reinvested dividends, would have generated nearly 85 times the wealth generated by the same portfolio relying solely on capital gains.
Dividends may also qualify a lower tax rate for investors.
In dividends investing, Payout Ratio and Dividend Growth Rate are the two most important variables for consideration. A lower payout ratio may indicate that the company has more room to increase its dividends.
EFU General Insurance Forward Dividend Yield % Related Terms
KAR:EFUG vs CB, PGR, TRV: Forward Dividend Yield % Comparison
For the Insurance - Property & Casualty subindustry, EFU General Insurance's Forward Dividend Yield %, along with its competitors' market caps and Forward Dividend Yield % data, can be viewed below:
* Competitive companies are chosen from companies within the same industry, with headquarter located in same country, with closest market capitalization; x-axis shows the market cap, and y-axis shows the term value; the bigger the dot, the larger the market cap. Note that "N/A" values will not show up in the chart.
EFU General Insurance Forward Dividend Yield % vs Insurance Industry
For the Insurance industry and Financial Services sector, EFU General Insurance's Forward Dividend Yield % distribution charts can be found below:
* The bar in red indicates where EFU General Insurance's Forward Dividend Yield % falls into.
EFU General Insurance Forward Dividend Yield % Calculation
Dividend Yield measures how much a company pays out in dividends each year relative to its share price.
EFU General Insurance Recent Full-Year* Dividend History
Amount
Ex-date
Record Date
Pay Date
Type
Frequency
Forex Rate
PKR 1.500000
2026-05-04
2026-05-04
2026-05-11
Cash Dividend
quarterly
PKR:PKR 1.000000
PKR 5.500000
2026-03-18
2026-03-18
2026-04-06
Cash Dividend
quarterly
PKR:PKR 1.000000
PKR 1.500000
2025-11-04
2025-11-05
2025-11-13
Cash Dividend
quarterly
PKR:PKR 1.000000
PKR 1.500000
2025-09-02
2025-09-03
2025-09-11
Cash Dividend
quarterly
PKR:PKR 1.000000
* GuruFocus has an internal rule that if the most recent dividend payment frequency is at least 4 times a year, then the full year will be calculated according to the frequency of payment or the one-year time frame, whichever is stricter.
* GuruFocus converts dividend currency to local traded share price currency in order to calculate dividend yield. Please refer to the last column "Forex Rate" in the above table.
EFU General Insurance's Forward Annual Dividend Yield (%) for Today is calculated as
* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD. * For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.
What does a Forward Dividend Yield % of 7.94% mean?
EFU General Insurance (KAR:EFUG) has a Forward Dividend Yield % of 7.94% as of Jun. 30, 2026. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on EFU General Insurance and its competitors. According to the industry distribution chart, EFU General Insurance ranks #21 out of 420 companies in the Insurance industry, placing it in the top 5%.
Is EFU General Insurance's Forward Dividend Yield % too high?
EFU General Insurance's current Forward Dividend Yield % is 7.94%. The Insurance industry median Forward Dividend Yield % is 3.36. EFU General Insurance's value of 7.94% is 136.7% above this industry median. Based on the distribution chart, EFU General Insurance ranks #21 out of 420 companies in the Insurance industry, which is in the top quartile — a strong position relative to peers. Overall, EFU General Insurance has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's Forward Dividend Yield % compare to CB and PGR?
According to the Insurance industry distribution chart, EFU General Insurance ranks #21 out of 420 companies for Forward Dividend Yield %. This places EFU General Insurance in the top 5% of its industry — outperforming the majority of peers. The industry median Forward Dividend Yield % is 3.36. EFU General Insurance's value of 7.94% is 136.7% above this benchmark. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Forward Dividend Yield % for an Insurance company?
The median Forward Dividend Yield % among Insurance companies is 3.36, based on 420 companies in the industry. Companies in the top quartile (top 25%) have a Forward Dividend Yield % significantly above this median, while those in the bottom quartile fall well below. However, Forward Dividend Yield % should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. EFU General Insurance's current Forward Dividend Yield % of 7.94% is 136.7% above the industry median. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Forward Dividend Yield % mean?
A high Forward Dividend Yield % can signal that a stock is expensive relative to its fundamentals. Forward dividend yield is the ratio of company's expected dividends to the share price. View historical data on EFU General Insurance and its competitors. For the Insurance industry, the median Forward Dividend Yield % is 3.36 — values significantly above this may indicate overvaluation, while values below may suggest a bargain or underlying issues. EFU General Insurance's current Forward Dividend Yield % is 7.94%. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨126.01, compared to a current price of ₨125.99 — trading 0% below its estimated fair value. The current Forward Dividend Yield % is 7.94% and 136.7% above the Insurance industry median of 3.36. EFU General Insurance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Forward Dividend Yield % calculated?
Forward Dividend Yield % is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current Forward Dividend Yield % is 7.94% as of Jun. 30, 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.
Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?
Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued.
The current stock price of ₨125.99 is trading 0% below its estimated GF Value™ of ₨126.01.
GuruFocus considers EFU General Insurance to be Fairly Valued.
Key valuation signals for KAR:EFUG:
Forward Dividend Yield %: 7.94%
GF Value™: ₨126.01 vs. price of ₨125.99 (0% below fair value)
Industry Position: 136.7% above the Insurance median (#21 of 420)
No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
66GF Score
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Forward Dividend Yield % is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.
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