EFU General Insurance (KAR:EFUG) Preferred Stock: ₨0 Mil (As of Mar. 2026)

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KAR:EFUG EFU General Insurance Ltd KAR:EFUG
66 GF Score
Price ₨124.00
GF Value ₨127.99
Valuation Fairly Valued
! 5 Warning Signs
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What is EFU General Insurance Preferred Stock?

EFU General Insurance KAR:EFUG +0.17% 66 Preferred Stock is ₨0 Mil as of Mar. 2026. GuruFocus rates KAR:EFUG with a GF Score™ of 66/100 and a GF Value™ of ₨127.99 (Fairly Valued). The stock has 5 warning signs investors should review.

Preferred stock is a special equity security that has properties of both equity and debt. EFU General Insurance's preferred stock for the quarter that ended in Mar. 2026 was ₨0 Mil.

The market value of preferred stock needs to be added to the market value of common stocks in the calculation of Enterprise Value. EFU General Insurance's Enterprise Value for the quarter that ended in Mar. 2026 was ₨-2,819 Mil.

In the calculation of book value, the par value of preferred stocks needs to subtracted from total equity. EFU General Insurance's Book Value per Share for the quarter that ended in Mar. 2026 was ₨122.85.

Dividends paid to preferred stocks need to be subtracted from net income in the calculation of Earnings per Share (Diluted). EFU General Insurance's Earnings per Share (Diluted) for the three months ended in Mar. 2026 was ₨5.58.


EFU General Insurance  (KAR:EFUG) Preferred Stock Explanation

When a company needs capital but does not wish to issue debt, they may sell preferred stocks to investors.

For instance, during the financial crisis of 2008, Goldman Sachs (GS) issued a combination of preferred stock and common stock options for $5 billion of capital to Warren Buffett’s Berkshire Hathaway (BRK.A)(BRK.B). In this deal, Berkshire Hathaway paid $5 billion for 10% cumulative perpetual preferred stock and warrants to buy 43.5 million shares of Goldman Sachs at $115 a share. Goldman Sachs bought back the preferred in 2010. Guess how much money Warren Buffett made in this deal in two years? Read How Much Did Warren Buffett’s Berkshire Hathaway (BRK.B) Make on Its Goldman Sachs (GS) Preferred Stock?

1. The market value of Preferred Stocks needs to be added to the market value of common stocks in the calculation of enterprise value.

EFU General Insurance's Enterprise Value for the quarter that ended in Mar. 2026 is calculated as

2. In the calculation of Book Value, the par value of Preferred Stocks needs to subtracted from total equity.

EFU General Insurance's Book Value per Share for the quarter that ended in Mar. 2026 is calculated as

3. Dividends paid to Preferred Stocks need to be subtracted from net income in the calculation of earnings per share.

EFU General Insurance's Earnings per Share (Diluted) (EPS) for the three months ended in Mar. 2026 is calculated as

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.


EFU General Insurance Preferred Stock Related Terms


EFU General Insurance Preferred Stock Historical Data

* Premium members only.

The historical data trend for EFU General Insurance's Preferred Stock can be seen below:

* For Operating Data section: All numbers are indicated by the unit behind each term and all currency related amount are in USD.
* For other sections: All numbers are in millions except for per share data, ratio, and percentage. All currency related amount are indicated in the company's associated stock exchange currency.

EFU General Insurance Preferred Stock Chart

EFU General Insurance Annual Data
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EFU General Insurance Quarterly Data
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KAR:EFUG
66GF Score
EFU General Insurance Ltd KAR:EFUG
Preferred Stock is just one metric. See GF Score™, valuation, warning signs, and more.
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EFU General Insurance Preferred Stock Calculation

Preferred Stock is a special equity security that has properties of both equity and debt. It is generally considered a hybrid instrument. Preferred stock is senior to common stock, but is subordinate to bonds in terms of claim or rights to their share of the assets of the company.

Preferred stock has priority over common stock in the payment of dividends and any payments received when a company liquidates.

Preferred stock comes in many forms. It can be:


Convertible or Non-Convertible
Cumulative or Non-Cumulative
Voting or Non-Voting
Callable or Non-Callable
Maturity Date or No Maturity Date

A preferred stock without a maturity date is called a perpetual preferred stock. These are relatively rare. A good example of perpetual preferred stock is the many series of Public Storage (PSA) preferred shares that trade on the New York Stock Exchange.

Before investing in preferred stock, it is important to know which of the above groups the stock belongs to. Is it convertible or non-convertible? Are dividends cumulative or non-cumulative?

It is also critical that an investor knows what bonds the company has in front of the preferred stock. Bondholders get paid first. So the decision to buy a preferred stock can be similar to the decision to buy a bond. But, remember, the preferred stock of a company with bonds is junior to those bonds.

Unless a preferred stock is convertible, the upside in a preferred stock investment is more limited than in a common stock investment. If a company doubles its earnings, it is usually under no more obligation to double the dividends paid to preferred shareholders than it is to double the interest paid to its bankers and bondholders.So preferred stock is very different from common stock.

Frequently Asked Questions Learn more about Preferred Stock →
What does a Preferred Stock of ₨0 Mil mean?
EFU General Insurance (KAR:EFUG) has a Preferred Stock of ₨0 Mil as of Mar. 2026. Preferred Stock represents the par value of a company's preferred shares. View historical data on EFU General Insurance and its competitors.
Is EFU General Insurance's Preferred Stock too high?
EFU General Insurance's current Preferred Stock is ₨0 Mil. Overall, EFU General Insurance has a GF Score™ of 66/100 and is considered Fairly Valued, reflecting its overall financial health beyond just this single metric.
How does EFU General Insurance's Preferred Stock compare to CB and PGR?
EFU General Insurance's Preferred Stock of ₨0 Mil can be compared against companies in the Insurance industry. See the competitive comparison table and distribution chart on this page for a detailed peer-by-peer breakdown.
What is a good Preferred Stock for an Insurance company?
A good Preferred Stock depends on the Insurance industry context. However, Preferred Stock should not be evaluated in isolation — investors should consider it alongside profitability, growth, and financial strength metrics. Use the industry distribution chart on this page to see where any company falls relative to its peers.
What does a high Preferred Stock mean?
A high Preferred Stock can signal that a stock is expensive relative to its fundamentals. Preferred Stock represents the par value of a company's preferred shares. View historical data on EFU General Insurance and its competitors. EFU General Insurance's current Preferred Stock is ₨0 Mil. However, context matters — high-growth companies often justify higher valuations. Always evaluate alongside other metrics like GF Score™ and GF Value™.
Is EFU General Insurance stock overvalued right now?
Based on GuruFocus' analysis, EFU General Insurance (KAR:EFUG) is currently considered Fairly Valued. The stock's GF Value™ is ₨127.99, compared to a current price of ₨124.00 — trading 3.1% below its estimated fair value. The current Preferred Stock is ₨0 Mil. EFU General Insurance's overall GF Score™ is 66/100 with 5 warning signs to review. Investors should evaluate multiple metrics — including profitability, growth, and financial strength — before making a decision.
How is Preferred Stock calculated?
Preferred Stock is calculated from a company's financial statements. For EFU General Insurance (KAR:EFUG), the current Preferred Stock is ₨0 Mil as of Mar. 2026. GuruFocus calculates this using data sourced from SEC filings and annual reports. See the calculation section and 30-year financial data on this page for the full breakdown.

Is EFU General Insurance (KAR:EFUG) Overvalued in 2026?

Based on GuruFocus' analysis, EFU General Insurance stock appears to be undervalued. The current stock price of ₨124.00 is trading 3.1% below its estimated GF Value™ of ₨127.99. GuruFocus considers EFU General Insurance to be Fairly Valued.

Key valuation signals for KAR:EFUG:

  • Preferred Stock: ₨0 Mil
  • GF Value™: ₨127.99 vs. price of ₨124.00 (3.1% below fair value)
  • GF Score™: 66/100 with 5 warning signs

No single metric tells the full story. See the KAR:EFUG stock analysis page for a complete view including 30-year financials, guru trades, and insider activity.


EFU General Insurance Business Description

Address EFU House, M.A. Jinnah Road, P.O. Box 5005, Karachi, SD, PAK, 74000
EFU General Insurance Ltd is a non-life insurer in Pakistan, providing insurance and takaful solutions to commercial, industrial, and individual clients across retail, SME, and corporate segments. Its product portfolio includes Fire and Property Damage, Marine, Aviation and Transport, Motor, Miscellaneous insurance, and Window Takaful. Fire and Property Damage, the maximum revenue segment, covers risks such as fire, earthquake, flood, explosion, machinery breakdown, boiler damage, and business interruption, compensating customers for property loss or damage and loss of earnings. Other segments include Marine, Aviation and Transport, Motor, and Miscellaneous, with the majority of revenue generated from Pakistan.
66GF Score

Get the complete analysis for KAR:EFUG

Preferred Stock is just one metric. See GF Value™, 30-year financials, guru trades, warning signs, and more.

₨124.00
Price
₨127.99
GF Value